Best Punta Gorda, Florida Medicare Companies & Plans (2024)
Punta Gorda, Florida Medicare plans include Advantage plans from private health insurance companies as well as standalone Part D prescription drug coverage. For those that prefer original Medicare, Punta Gorda, FL supplemental plans are also available. Medicare plans in Punta Gorda, Florida are sold by both large national companies and local insurers.
Read moreUPDATED: Feb 1, 2024Fact Checked
Free Medicare Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...
Licensed Insurance Agent
UPDATED: Feb 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Feb 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
UPDATED: Feb 1, 2024Fact Checked
The Highlights
- Options for Medicare supplement in Punta Gorda, Florida include Medigap Plan F and Medigap Plan M
- You can buy Medicare supplement coverage in Punta Gorda, Florida if you have original Medicare and want coverage for out-of-pocket costs
- Medicare Advantage plans in Punta Gorda, Florida may include prescription drug coverage, or you may need to buy Part D coverage separately
If you’re eligible for Medicare in Punta Gorda, Florida, you have a lot of choices. Major health insurance companies provide Punta Gorda, Florida Medicare Advantage plans with a variety of coverage options to choose from. You can choose a plan that includes Punta Gorda, FL Part D coverage or buy prescription coverage as a standalone policy.
Punta Gorda, Florida Medicare supplement plans are available from a number of companies if you choose to stick with original Medicare. These plans can pay for the out-of-pocket costs that Punta Gorda original Medicare plans don’t cover, like coinsurance and deductibles.
Ready to buy Punta Gorda, Florida Medicare coverage? Enter your ZIP code to compare Punta Gorda, FL Medicare options available to you right now.
Medicare Advantage Companies in Punta Gorda, Florida
Medicare Advantage in Punta Gorda, Florida is offered by some of the same local health insurance companies you may have been covered by before. Take a look at which companies in Punta Gorda, FL offer Medicare Advantage as well as which plans they offer to find the coverage and provider network that’s best for you.
Read More: Best Medicare Companies
Medicare Advantage Companies in Punta Gorda, Florida
| Plan Name | Monthly Prem. (Parts C & D) | Deductible | Additional Gap Coverage | Preferred Pharmacy Copay/ Coinsurance 30-Day Supply | MOOP for Part A & B Benefits |
|---|---|---|---|---|---|
| AARP Medicare Advantage (HMO-POS) – H1045-028-0 | $0.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $3.00, Generic: $10.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 33% | $4,900 |
| AARP Medicare Advantage Choice (PPO) – H2406-009-0 | $0.00 | $150 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $3.00, Generic: $10.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 30% | $4,900 |
| AARP Medicare Advantage Choice Plan 2 (Regional PPO) – R0759-001-0 | $0.00 | $395 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $3.00, Generic: $14.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 25% | $6,700 |
| AARP Medicare Advantage Patriot (Regional PPO) – R0759-002-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $6,700 |
| AARP Medicare Advantage Plan 2 (HMO) – H1045-034-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $3.00, Generic: $10.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 33% | $2,900 |
| Aetna Medicare Choice (HMO-POS) – H1609-028-0 | $0.00 | $195 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% | $6,700 |
| Aetna Medicare Eagle (PPO) – H5521-306-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $5,000 |
| Aetna Medicare Premier (PPO) – H5521-033-0 | $0.00 | $300 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% | $6,700 |
| Aetna Medicare Premier Plus (PPO) – H5521-272-0 | $0.00 | $150 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 30% | $4,900 |
| Aetna Medicare Select (HMO) – H1609-027-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $35.00, Non-Preferred Drug: $90.00, Specialty Tier: 33% | $6,700 |
| Aetna Medicare Value (HMO) – H1609-026-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $35.00, Non-Preferred Drug: $90.00, Specialty Tier: 33% | $6,700 |
| BlueMedicare Choice (Regional PPO) – R3332-001-0 | $47.90 | $250 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $40.00, Non-Preferred Drug: $93.00, Specialty Tier: 28%, Select Care Drugs: $0.00 | $6,500 |
| BlueMedicare Classic (HMO) – H1035-019-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $40.00, Non-Preferred Drug: $93.00, Specialty Tier: 33%, Select Care Drugs: $0.00 | $4,900 |
| BlueMedicare Select (PPO) – H5434-002-0 | $146.80 | $305 . Tier Yes exempt | Yes, some additional gap coverage. | Preferred Generic: $3.00, Generic: $10.00, Preferred Brand: $40.00, Non-Preferred Drug: $93.00, Specialty Tier: 27%, Select Care Drugs: $0.00 | $5,900 |
| BlueMedicare Value (PPO) – H5434-030-0 | $0.00 | $150 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $8.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 30%, Select Care Drugs: $0.00 | $4,900 |
| Freedom Medi-Medi Full (HMO D-SNP) – H5427-087-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 25% | n/a |
| Freedom Medi-Medi Partial (HMO D-SNP) – H5427-078-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 25% | n/a |
| Freedom Medicare Plan Rx (HMO) – H5427-059-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Preferred Brand: $35.00, Non-Preferred Drug: $85.00, Specialty Tier: 33% | $3,400 |
| Freedom Platinum Plan Rx (HMO) – H5427-098-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Preferred Brand: $35.00, Non-Preferred Drug: $85.00, Specialty Tier: 33% | $3,400 |
| Freedom VIP Savings (HMO C-SNP) – H5427-082-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Preferred Brand: $35.00, Non-Preferred Drug: $85.00, Specialty Tier: 33%, Select Diabetic Drugs: $10.00 | n/a |
| Freedom VIP Savings COPD (HMO C-SNP) – H5427-083-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Preferred Brand: $30.00, Non-Preferred Drug: $80.00, Specialty Tier: 33% | n/a |
| Humana Gold Choice H8145-061 (PFFS) – H8145-061-0 | $101.00 | $200 . Tier 1, 2 and 3 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $7.00, Generic: $17.00, Preferred Brand: $47.00, Non-Preferred Drug: $97.00, Specialty Tier: 29% | n/a |
| Humana Gold Plus H1036-217 (HMO) – H1036-217-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $8.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 33% | $3,900 |
| Humana Gold Plus H1036-278 (HMO) – H1036-278-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $20.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 33% | $5,000 |
| Humana Gold Plus SNP-DE H1036-284 (HMO D-SNP) – H1036-284-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 25% | n/a |
| Humana Gold Plus SNP-DE H1036-285 (HMO D-SNP) – H1036-285-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $4.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 25% | n/a |
| Humana Honor (HMO) – H1036-288-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $6,700 |
| HumanaChoice Florida H5216-072 (PPO) – H5216-072-0 | $0.00 | $150 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 30% | $4,900 |
| HumanaChoice Florida H7284-002 (PPO) – H7284-002-0 | $76.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $3,400 |
| HumanaChoice R5826-005 (Regional PPO) – R5826-005-0 | $105.00 | $100 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $5.00, Generic: $15.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 31% | $6,700 |
| HumanaChoice R5826-018 (Regional PPO) – R5826-018-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $7,550 |
| HumanaChoice R5826-074 (Regional PPO) – R5826-074-0 | $0.00 | $395 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $6.00, Generic: $20.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 25% | $7,550 |
| Lasso Healthcare Growth (MSA) – H1924-001-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | n/a |
| Lasso Healthcare Growth Plus (MSA) – H1924-004-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | n/a |
| Optimum Diamond Rewards (HMO C-SNP) – H5594-034-0 | $0.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Preferred Brand: $35.00, Non-Preferred Drug: $85.00, Specialty Tier: 33% | n/a |
| Optimum Diamond Rewards COPD (HMO C-SNP) – H5594-035-0 | $0.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Preferred Brand: $35.00, Non-Preferred Drug: $85.00, Specialty Tier: 33% | n/a |
| Optimum Emerald Full (HMO D-SNP) – H5594-017-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 25% | n/a |
| Optimum Emerald Partial (HMO D-SNP) – H5594-016-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 25% | n/a |
| UnitedHealthcare Assisted Living Plan (PPO I-SNP) – H0710-012-0 | $30.80 | $200 . Tier 1, 2 and 3 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $12.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% | n/a |
| UnitedHealthcare Dual Complete Choice (PPO D-SNP) – H1889-002-2 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: 15%, Tier 2: 15%, Tier 3: 15%, Tier 4: 15%, Tier 5: 15% | n/a |
| UnitedHealthcare Dual Complete LP (HMO D-SNP) – H1045-039-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: 15%, Tier 2: 15%, Tier 3: 15%, Tier 4: 15%, Tier 5: 15% | n/a |
| UnitedHealthcare Dual Complete RP (Regional PPO D-SNP) – R0759-003-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: 15%, Tier 2: 15%, Tier 3: 15%, Tier 4: 15%, Tier 5: 15% | n/a |
| UnitedHealthcare Medicare Advantage Walgreens (HMO C-SNP) – H1045-048-2 | $0.00 | $150 . Tier 1, 2 and 3 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 30% | n/a |
| UnitedHealthcare Nursing Home Plan (PPO I-SNP) – H0710-010-0 | $30.80 | $445 | No additional gap coverage, only the Donut Hole Discount | Tier 1: 25%, Tier 2: 25%, Tier 3: 25%, Tier 4: 25%, Tier 5: 25% | n/a |
| WellCare Access (HMO D-SNP) – H1032-124-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: 50%, Specialty Tier: 25% | n/a |
| WellCare Dividend Prime (HMO) – H1032-198-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $35.00, Non-Preferred Drug: $90.00, Specialty Tier: 33% | $3,400 |
| WellCare Elite (HMO) – H1032-199-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $35.00, Non-Preferred Drug: $75.00, Specialty Tier: 33% | $2,900 |
| WellCare Liberty (HMO D-SNP) – H1032-175-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: 50%, Specialty Tier: 25% | n/a |
| WellCare Premier (PPO) – H5199-012-0 | $0.00 | $100 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 31% | $3,400 |
| WellCare Prime (PPO) – H5199-010-0 | $75.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $1,700 |
| WellCare Select (HMO D-SNP) – H1032-182-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: 47%, Specialty Tier: 25% | n/a |
Read more: Best Florida Medicare Advantage Companies & Plans
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Medicare Supplement Companies in Punta Gorda, Florida
Original Medicare leaves you with some out-of-pocket costs such as deductibles and coinsurance. With a Punta Gorda, Florida Medicare supplement plan, you can get coverage for some or all of those costs. Medicare supplement plans in Florida are standardized, but companies can choose which plans they will sell. Take a look at which companies sell Medicare supplement (Medigap) insurance and which plans they offer. (For more information, read our “Best Florida Medicare Supplement Companies & Plans“)
Medicare Supplement Companies in Punta Gorda, Florida
| Company | Plans |
|---|---|
| AARP – UnitedHealthcare Insurance Company (Standard) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan N |
| Accendo Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| American Benefit Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Atlantic Coast Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Atlantic Coast Life Insurance Company (Household) | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Capitol Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Central States Health and Life Co. of Omaha | Medigap Plan A, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Cigna Health & Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| Colonial Penn Life Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan M, Medigap Plan N |
| Combined Insurance Company of America | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Continental Life Insurance Company of Brentwood, Tennessee (Aetna) | Medigap Plan A, Medigap Plan B, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Everence Association Inc. | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan L |
| Federal Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Florida Blue | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan M, Medigap Plan N |
| Globe Life and Accident Insurance Company (Direct to Consumer) | Medigap Plan A, Medigap Plan B, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Great Southern Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| Humana (Humana Insurance Company) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| Independence American Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Lumico Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| National Guardian Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| National Health Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| National Health Insurance Company (Household) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| New Era Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| Pan-American Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| Prosperity Life Group | Medigap Plan A, Medigap Plan C, Medigap Plan G |
| State Farm Mutual Automobile Insurance Company | Medigap Plan A, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| USAA Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Union Security Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| United American Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| United of Omaha Life Insurance | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| Wisconsin Physicians Service Insurance Corporation | Medigap Plan A, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan N |
Punta Gorda, Florida Standard Medicare Plan Coverage
Wondering what’s covered by each of the standard Florida Medicare supplement plans? Take a look at all of the Punta Gorda, Florida Medicare supplement plans with coverage details.
Punta Gorda, Florida Standard Medicare Plan Coverage
| Plan Name | Monthly Cost | Copays Coinsurance | Deductibles | Plan Benefits |
|---|---|---|---|---|
| Medigap Plan A | Premiums range from $134-$1,091 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $1,484 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan B | Premiums range from $168-$952 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan C | Premiums range from $182-$1,110 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan D | Premiums range from $185-$988 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan F | Premiums range from $182-$1,172 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan F-high deductible | Premiums range from $51-$723 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services after you pay $2,370 deductible | $2,370 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan G | Premiums range from $166-$1,104 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan G-high deductible | Premiums range from $51-$723 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services after you pay $2,370 deductible | $2,370 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan K | Premiums range from $57-$373 depending on your age, sex, health status, and when you buy. | 10% Generally your cost for approved Part B services up to $6,220. Then, you’ll pay $0 for the rest of the year. | $742 (50% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan L | Premiums range from $116-$552 depending on your age, sex, health status, and when you buy. | 5% Generally your cost for approved Part B services up to $3,110. Then, you’ll pay $0 for the rest of the year. | $371 (25% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan M | Premiums range from $171-$637 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $742 (50% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan N | Premiums range from $124-$819 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services with some $20 and $50 copays | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
Standalone Medicare Part D Plans in Punta Gorda, Florida
Prescription drug coverage for Medicare in Punta Gorda, Florida is covered by a Part D plan. You can purchase Part D coverage in Punta Gorda, Florida as a standalone plan if it’s not included in your Medicare Advantage coverage. Take a look at the options for standalone Part D plans here.
Standalone Medicare Part D Plans in Punta Gorda, Florida
| Plan | Details | Tiers |
|---|---|---|
| SilverScript SmartRx (PDP) S5601 – 186 – 0 by Aetna Medicare |
Monthly Premium: $7.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $19.00 Tier 3: $46.00 Tier 4: 48% Tier 5: 25% |
| Clear Spring Health Premier Rx (PDP) S6946 – 037 – 0 by Clear Spring Health |
Monthly Premium: $13.50 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $40.00 Tier 4: 38% Tier 5: 25% |
| WellCare Wellness Rx (PDP) S4802 – 180 – 0 by WellCare |
Monthly Premium: $14.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $42.00 Tier 4: 46% Tier 5: 25% |
| WellCare Value Script (PDP) S4802 – 146 – 0 by WellCare |
Monthly Premium: $15.60 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $7.00 Tier 3: $43.00 Tier 4: 47% Tier 5: 25% |
| Humana Walmart Value Rx Plan (PDP) S5884 – 190 – 0 by Humana |
Monthly Premium: $17.20 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: 16% Tier 4: 34% Tier 5: 25% |
| Cigna Secure-Essential Rx (PDP) S5617 – 290 – 0 by Cigna |
Monthly Premium: $24.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 18% Tier 4: 46% Tier 5: 25% |
| SilverScript Choice (PDP) S5601 – 022 – 0 by Aetna Medicare |
Monthly Premium: $24.80 Annual Deductable: $305 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $35.00 Tier 4: 40% Tier 5: 27% |
| Mutual of Omaha Rx Premier (PDP) S7126 – 080 – 0 by Mutual of Omaha Rx |
Monthly Premium: $25.90 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 23% Tier 4: 44% Tier 5: 25% |
| WellCare Medicare Rx Select (PDP) S5810 – 285 – 0 by WellCare |
Monthly Premium: $26.40 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: $47.00 Tier 4: 42% Tier 5: 25% |
| WellCare Classic (PDP) S4802 – 083 – 0 by WellCare |
Monthly Premium: $26.60 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $28.00 Tier 4: 33% Tier 5: 25% |
| Express Scripts Medicare – Value (PDP) S5660 – 113 – 0 by Express Scripts Medicare |
Monthly Premium: $26.80 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $30.00 Tier 4: 50% Tier 5: 25% |
| Clear Spring Health Value Rx (PDP) S6946 – 008 – 0 by Clear Spring Health |
Monthly Premium: $26.90 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $42.00 Tier 4: 33% Tier 5: 25% |
| Express Scripts Medicare – Saver (PDP) S5660 – 227 – 0 by Express Scripts Medicare |
Monthly Premium: $27.20 Annual Deductable: $285 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $35.00 Tier 4: 50% Tier 5: 28% |
| Cigna Secure Rx (PDP) S5617 – 053 – 0 by Cigna |
Monthly Premium: $30.50 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $2.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 25% |
| AARP MedicareRx Walgreens (PDP) S5921 – 383 – 0 by UnitedHealthcare |
Monthly Premium: $35.40 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $40.00 Tier 4: 40% Tier 5: 25% |
| Humana Basic Rx Plan (PDP) S5884 – 105 – 0 by Humana |
Monthly Premium: $45.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $1.00 Tier 3: 20% Tier 4: 33% Tier 5: 25% |
| WellCare Medicare Rx Saver (PDP) S5810 – 045 – 0 by WellCare |
Monthly Premium: $49.80 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $30.00 Tier 4: 43% Tier 5: 25% |
| AARP MedicareRx Saver Plus (PDP) S5921 – 356 – 0 by UnitedHealthcare |
Monthly Premium: $54.20 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $8.00 Tier 3: $39.00 Tier 4: 40% Tier 5: 25% |
| Cigna Secure-Extra Rx (PDP) S5617 – 256 – 0 by Cigna |
Monthly Premium: $58.80 Annual Deductable: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $4.00 Tier 2: $10.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| Elixir RxPlus (PDP) S7694 – 011 – 0 by Elixir Insurance |
Monthly Premium: $61.90 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $7.00 Tier 3: 15% Tier 4: 28% Tier 5: 25% |
| SilverScript Plus (PDP) S5601 – 023 – 0 by Aetna Medicare |
Monthly Premium: $62.70 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $47.00 Tier 4: 49% Tier 5: 33% |
| Humana Premier Rx Plan (PDP) S5884 – 157 – 0 by Humana |
Monthly Premium: $66.10 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $45.00 Tier 4: 49% Tier 5: 25% |
| BlueMedicare Premier Rx (PDP) S5904 – 001 – 0 by Florida Blue |
Monthly Premium: $73.70 Annual Deductable: $405 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $11.00 Tier 3: $47.00 Tier 4: 50% Tier 5: 25% |
| WellCare Medicare Rx Value Plus (PDP) S5768 – 134 – 0 by WellCare |
Monthly Premium: $77.80 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $47.00 Tier 4: 47% Tier 5: 33% |
| Express Scripts Medicare – Choice (PDP) S5660 – 181 – 0 by Express Scripts Medicare |
Monthly Premium: $84.30 Annual Deductable: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| Mutual of Omaha Rx Plus (PDP) S7126 – 010 – 0 by Mutual of Omaha Rx |
Monthly Premium: $86.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 20% Tier 4: 35% Tier 5: 25% |
| AARP MedicareRx Preferred (PDP) S5820 – 010 – 0 by UnitedHealthcare |
Monthly Premium: $88.70 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $5.00 Tier 2: $10.00 Tier 3: $45.00 Tier 4: 40% Tier 5: 33% |
| BlueMedicare Complete Rx (PDP) S5904 – 002 – 0 by Florida Blue |
Monthly Premium: $172.00 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $3.00 Tier 2: $10.00 Tier 3: $40.00 Tier 4: $93.00 Tier 5: 33% |
Compare Medicare Rates in Punta Gorda, Florida
If you’re ready to buy Punta Gorda, Florida Medicare coverage, we’re here to help. Enter your ZIP code to see Medicare rates in Punta Gorda, FL and find the coverage that’s right for you.
Frequently Asked Questions
What are Medicare Companies & Plans?
Medicare Companies & Plans refer to private insurance companies that offer Medicare Advantage plans and Medicare Supplement plans. These companies work in partnership with the federal government to provide additional coverage options to individuals who are eligible for Medicare.
How do I choose the best Medicare company or plan in Punta Gorda, Florida?
Choosing the best Medicare company or plan in Punta Gorda, Florida involves considering several factors. These factors may include the coverage options, costs, network of healthcare providers, prescription drug coverage, and customer satisfaction ratings. It is advisable to compare different plans and consult with a licensed insurance agent who can help you find the plan that best suits your needs.
Which Medicare Advantage companies operate in Punta Gorda, Florida?
Several Medicare Advantage companies operate in Punta Gorda, Florida. Some of the popular companies include Aetna, Humana, UnitedHealthcare, Cigna, and Florida Blue. However, the availability of specific plans may vary depending on your location.
What are the advantages of Medicare Advantage plans in Punta Gorda, Florida?
Medicare Advantage plans in Punta Gorda, Florida offer several advantages. These plans typically provide additional benefits beyond what Original Medicare covers, such as prescription drug coverage, dental care, vision care, and fitness programs. Medicare Advantage plans may also have lower out-of-pocket costs and provide access to a network of healthcare providers.
Can I get a Medicare Supplement plan in Punta Gorda, Florida?
Yes, you can get a Medicare Supplement plan, also known as Medigap, in Punta Gorda, Florida. These plans are designed to work alongside Original Medicare and help cover some of the out-of-pocket costs, such as deductibles, copayments, and coinsurance. Medicare Supplement plans are offered by private insurance companies.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.