Best Hilo, Hawaii Medicare Companies & Plans (2024)
Hilo, Hawaii Medicare plans include Advantage plans from private health insurance companies as well as standalone Part D prescription drug coverage. For those that prefer original Medicare, Hilo, HI supplemental plans are also available. Medicare plans in Hilo, Hawaii are sold by both large national companies and local insurers.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Feb 2, 2024
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UPDATED: Feb 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- You can buy Medicare supplement coverage in Hilo, Hawaii if you have original Medicare and want coverage for out-of-pocket costs
- Medicare Advantage plans are available in Hilo with both PPO and HMO networks
- Hilo, HI Medicare options include Advantage, standalone Part D, and Medicare supplement
If you’re eligible for Medicare in Hilo, Hawaii, you have a lot of choices. Major health insurance companies provide Hilo, Hawaii Medicare Advantage plans with a variety of coverage options to choose from. You can choose a plan that includes Hilo, HI Part D coverage or buy prescription coverage as a standalone policy.
Hilo, Hawaii Medicare supplement plans are available from a number of companies if you choose to stick with original Medicare. These plans can pay for the out-of-pocket costs that Hilo original Medicare plans don’t cover, like coinsurance and deductibles.
Ready to buy Hilo, Hawaii Medicare coverage? Enter your ZIP code to compare Hilo, HI Medicare options available to you right now.
Medicare Advantage Companies in Hilo, Hawaii
Medicare Advantage in Hilo, Hawaii is offered by some of the same local health insurance companies you may have been covered by before. Take a look at which companies in Hilo, HI offer Medicare Advantage as well as which plans they offer to find the coverage and provider network that’s best for you.
Medicare Advantage Companies in Hilo, Hawaii
| Plan Name | Monthly Prem. (Parts C & D) | Deductible | Additional Gap Coverage | Preferred Pharmacy Copay/ Coinsurance 30-Day Supply | MOOP for Part A & B Benefits |
|---|---|---|---|---|---|
| ‘Ohana Liberty (HMO D-SNP) – H2491-004-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $12.00, Preferred Brand: $47.00, Non-Preferred Drug: 43%, Specialty Tier: 25% | n/a |
| ‘Ohana Plus (HMO) – H2491-013-0 | $18.80 | $445 . Tier 1 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $20.00, Preferred Brand: $47.00, Non-Preferred Drug: 48%, Specialty Tier: 25% | $3,400 |
| ‘Ohana Value (HMO) – H2491-015-0 | $0.00 | $200 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $15.00, Preferred Brand: $45.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% | $6,700 |
| AlohaCare Advantage Plus (HMO D-SNP) – H5969-002-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: 15% | n/a |
| HMSA Akamai Advantage Dual Care (PPO D-SNP) – H3832-011-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: $0.00 | n/a |
| HMSA Akamai Advantage Standard (PPO) – H3832-007-0 | $40.00 | $400 . Tier 1 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $5.00, Generic: $20.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 25% | $6,700 |
| HMSA Akamai Advantage Standard Plus (PPO) – H3832-008-0 | $165.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $4.00, Generic: $11.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 33% | $3,400 |
| Kaiser Permanente Senior Advantage Hawaii Island (HMO) – H1230-014-0 | $196.00 | $445 . Tier 1 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $6.00, Generic: $20.00, Preferred Brand: $47.00, Non-Preferred Brand: $100.00, Specialty Tier: 25%, Vaccines: $0.00 | $5,100 |
| Lasso Healthcare Growth (MSA) – H1924-001-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | n/a |
| Lasso Healthcare Growth Plus (MSA) – H1924-004-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | n/a |
| UnitedHealthcare Dual Complete RP (Regional PPO D-SNP) – R3175-003-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: $0.00, Tier 2: $0.00, Tier 3: $0.00, Tier 4: $0.00, Tier 5: $0.00 | n/a |
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Medicare Supplement Companies in Hilo, Hawaii
Original Medicare leaves you with some out-of-pocket costs such as deductibles and coinsurance. With a Hilo, Hawaii Medicare supplement plan, you can get coverage for some or all of those costs. Medicare supplement plans in Hawaii are standardized, but companies can choose which plans they will sell. Take a look at which companies sell Medicare supplement (Medigap) insurance and which plans they offer. (For more information, read our “Best Hawaii Medicare Supplement Companies & Plans“)
Medicare Supplement Companies in Hilo, Hawaii
| Company | Plans |
|---|---|
| AARP – UnitedHealthcare Insurance Company (Level 1) | Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| AARP – UnitedHealthcare Insurance Company (Level 1/Household) | Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| AARP – UnitedHealthcare Insurance Company (Level 2) | Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| AARP – UnitedHealthcare Insurance Company (Level 2/Household) | Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| AARP – UnitedHealthcare Insurance Company (Standard) | Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| AARP – UnitedHealthcare Insurance Company (Standard/Household) | Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| Colonial Penn Life Insurance Company | Medigap Plan B, Medigap Plan D, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan K, Medigap Plan L, Medigap Plan M |
| Colonial Penn Life Insurance Company (Substandard) | Medigap Plan B, Medigap Plan D, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan K, Medigap Plan L, Medigap Plan M |
| Globe Life and Accident Insurance Company (Direct to Consumer) | Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible |
| Humana (Humana Insurance Company) | Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan K, Medigap Plan L |
| Humana (Humana Insurance Company) (Household) | Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan K, Medigap Plan L |
| Sentinel Security Life Insurance Company | Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F |
| Transamerica Life Insurance Company (Direct) | Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan M |
| United American Insurance Company | Medigap Plan B, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible |
| Mutual of Omaha Insurance Company | Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G, Medigap Plan G-high deductible |
| State Farm Mutual Automobile Insurance Company | Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G |
| Loyal American Life Insurance Company (CIGNA) | Medigap Plan F, Medigap Plan G |
| USAA Life Insurance Company | Medigap Plan F, Medigap Plan G |
Hilo, Hawaii Standard Medicare Plan Coverage
Wondering what’s covered by each of the standard Hawaii Medicare supplement plans? Take a look at all of the Hilo, Hawaii Medicare supplement plans with coverage details.
Hilo, Hawaii Standard Medicare Plan Coverage
| Plan Name | Monthly Cost | Copays Coinsurance | Deductibles | Plan Benefits |
|---|---|---|---|---|
| Medigap Plan A | Premiums range from $87-$664 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $1,484 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan B | Premiums range from $115-$575 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan C | Premiums range from $137-$724 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan D | Premiums range from $113-$490 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan F | Premiums range from $137-$813 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan F-high deductible | Premiums range from $32-$166 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services after you pay $2,370 deductible | $2,370 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan G | Premiums range from $110-$800 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan G-high deductible | Premiums range from $32-$158 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services after you pay $2,370 deductible | $2,370 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan K | Premiums range from $39-$268 depending on your age, sex, health status, and when you buy. | 10% Generally your cost for approved Part B services up to $6,220. Then, you’ll pay $0 for the rest of the year. | $742 (50% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan L | Premiums range from $76-$481 depending on your age, sex, health status, and when you buy. | 5% Generally your cost for approved Part B services up to $3,110. Then, you’ll pay $0 for the rest of the year. | $371 (25% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan M | Premiums range from $94-$576 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $742 (50% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan N | Premiums range from $79-$524 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services with some $20 and $50 copays | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
Standalone Medicare Part D Plans in Hilo, Hawaii
Prescription drug coverage for Medicare in Hilo, Hawaii is covered by a Part D plan. You can purchase Part D coverage in Hilo, Hawaii as a standalone plan if it’s not included in your Medicare Advantage coverage. Take a look at the options for standalone Part D plans here.
Standalone Medicare Part D Plans in Hilo, Hawaii
| Plan | Details | Tiers |
|---|---|---|
| SilverScript SmartRx (PDP) S5601 – 208 – 0 by Aetna Medicare |
Monthly Premium: $5.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $19.00 Tier 3: $46.00 Tier 4: 46% Tier 5: 25% |
| Clear Spring Health Premier Rx (PDP) S6946 – 057 – 0 by Clear Spring Health |
Monthly Premium: $14.90 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $40.00 Tier 4: 45% Tier 5: 25% |
| WellCare Wellness Rx (PDP) S4802 – 202 – 0 by WellCare |
Monthly Premium: $15.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $40.00 Tier 4: 46% Tier 5: 25% |
| Humana Walmart Value Rx Plan (PDP) S5884 – 212 – 0 by Humana |
Monthly Premium: $17.20 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: 18% Tier 4: 35% Tier 5: 25% |
| WellCare Value Script (PDP) S4802 – 164 – 0 by WellCare |
Monthly Premium: $17.80 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $8.00 Tier 3: $43.00 Tier 4: 49% Tier 5: 25% |
| Express Scripts Medicare – Saver (PDP) S5660 – 249 – 0 by Express Scripts Medicare |
Monthly Premium: $21.10 Annual Deductable: $285 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $35.00 Tier 4: 50% Tier 5: 28% |
| Cigna Secure-Essential Rx (PDP) S5617 – 312 – 0 by Cigna |
Monthly Premium: $22.80 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 18% Tier 4: 44% Tier 5: 25% |
| SilverScript Choice (PDP) S5601 – 066 – 0 by Aetna Medicare |
Monthly Premium: $23.80 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $35.00 Tier 4: 31% Tier 5: 25% |
| Mutual of Omaha Rx Premier (PDP) S7126 – 102 – 0 by Mutual of Omaha Rx |
Monthly Premium: $25.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 21% Tier 4: 44% Tier 5: 25% |
| WellCare Classic (PDP) S4802 – 095 – 0 by WellCare |
Monthly Premium: $25.20 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $8.00 Tier 3: $32.00 Tier 4: 34% Tier 5: 25% |
| WellCare Medicare Rx Select (PDP) S5810 – 308 – 0 by WellCare |
Monthly Premium: $25.20 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: $47.00 Tier 4: 42% Tier 5: 25% |
| AARP MedicareRx Saver Plus (PDP) S5921 – 381 – 0 by UnitedHealthcare |
Monthly Premium: $26.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $8.00 Tier 3: $26.00 Tier 4: 38% Tier 5: 25% |
| Clear Spring Health Value Rx (PDP) S6946 – 028 – 0 by Clear Spring Health |
Monthly Premium: $26.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $42.00 Tier 4: 36% Tier 5: 25% |
| WellCare Medicare Rx Saver (PDP) S5810 – 067 – 0 by WellCare |
Monthly Premium: $27.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $18.00 Tier 3: $45.00 Tier 4: 33% Tier 5: 25% |
| AARP MedicareRx Walgreens (PDP) S5921 – 414 – 0 by UnitedHealthcare |
Monthly Premium: $30.80 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $40.00 Tier 4: 40% Tier 5: 25% |
| Elixir RxPlus (PDP) S7694 – 033 – 0 by Elixir Insurance |
Monthly Premium: $36.50 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $7.00 Tier 3: 15% Tier 4: 30% Tier 5: 25% |
| Humana Basic Rx Plan (PDP) S5884 – 115 – 0 by Humana |
Monthly Premium: $40.90 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $1.00 Tier 3: 20% Tier 4: 35% Tier 5: 25% |
| Express Scripts Medicare – Value (PDP) S5660 – 135 – 0 by Express Scripts Medicare |
Monthly Premium: $46.40 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $40.00 Tier 4: 50% Tier 5: 25% |
| Cigna Secure-Extra Rx (PDP) S5617 – 278 – 0 by Cigna |
Monthly Premium: $50.20 Annual Deductable: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $4.00 Tier 2: $10.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| Cigna Secure Rx (PDP) S5617 – 163 – 0 by Cigna |
Monthly Premium: $52.80 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $2.00 Tier 3: $30.00 Tier 4: 50% Tier 5: 25% |
| Express Scripts Medicare – Choice (PDP) S5660 – 203 – 0 by Express Scripts Medicare |
Monthly Premium: $62.30 Annual Deductable: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $42.00 Tier 4: 49% Tier 5: 31% |
| Humana Premier Rx Plan (PDP) S5884 – 179 – 0 by Humana |
Monthly Premium: $69.80 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $45.00 Tier 4: 47% Tier 5: 25% |
| WellCare Medicare Rx Value Plus (PDP) S5768 – 198 – 0 by WellCare |
Monthly Premium: $75.90 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $47.00 Tier 4: 47% Tier 5: 33% |
| AARP MedicareRx Preferred (PDP) S5820 – 032 – 0 by UnitedHealthcare |
Monthly Premium: $78.20 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $5.00 Tier 2: $10.00 Tier 3: $45.00 Tier 4: 40% Tier 5: 33% |
| Mutual of Omaha Rx Plus (PDP) S7126 – 032 – 0 by Mutual of Omaha Rx |
Monthly Premium: $78.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 20% Tier 4: 37% Tier 5: 25% |
| SilverScript Plus (PDP) S5601 – 067 – 0 by Aetna Medicare |
Monthly Premium: $84.70 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $47.00 Tier 4: 50% Tier 5: 33% |
Compare Medicare Rates in Hilo, Hawaii
If you’re ready to buy Hilo, Hawaii Medicare coverage, we’re here to help. Enter your ZIP code to see Medicare rates in Hilo, HI and find the coverage that’s right for you.
Frequently Asked Questions
How can I find information about Medicare companies and plans in Hilo, Hawaii?
To find information about Medicare companies and plans in Hilo, Hawaii, you can:
- Visit the official websites of the Medicare companies mentioned above and explore the available plans specific to the Hilo area.
- Use the Medicare.gov Plan Finder tool to search and compare Medicare plans offered by various companies in Hilo, Hawaii.
- Seek assistance from licensed insurance brokers or agents who specialize in Medicare plans. They can provide personalized guidance and help you navigate the available options.
What are the best Medicare companies and plans available in Hilo, Hawaii?
The best Medicare companies and plans in Hilo, Hawaii may vary depending on individual needs and preferences. However, some reputable Medicare companies that offer plans in the area include:
- Kaiser Permanente: Kaiser Permanente offers Medicare Advantage plans that provide comprehensive coverage for medical and hospital services, often including prescription drug coverage, vision, and dental benefits.
- HMSA (Hawaii Medical Service Association): HMSA offers a range of Medicare Advantage plans, including HMO and PPO options, with various benefits and coverage options tailored to meet individual healthcare needs.
- UnitedHealthcare: UnitedHealthcare offers Medicare Advantage plans, including HMO and PPO options, with a wide network of providers and additional benefits such as prescription drug coverage and wellness programs.
What factors should I consider when choosing a Medicare plan in Hilo, Hawaii?
When choosing a Medicare plan in Hilo, Hawaii, consider the following factors:
- Coverage: Review the specific coverage details of the plans, including doctor visits, hospital stays, prescription drugs, and any additional benefits like dental or vision coverage.
- Network: Check if your preferred healthcare providers, hospitals, and specialists are included in the plan’s network to ensure convenient access to care.
- Costs: Compare premiums, deductibles, copayments, and coinsurance to determine the affordability of the plan.
- Prescription drug coverage: If you take prescription medications, ensure that the plan’s formulary covers the drugs you need at a reasonable cost.
- Plan ratings and reviews: Check the ratings and reviews of the plans and companies to gain insights into their quality of service and customer satisfaction.
Can I switch my Medicare plan from one company to another in Hilo, Hawaii?
Yes, you have the option to switch your Medicare plan from one company to another during specific enrollment periods. The Annual Enrollment Period (AEP) typically runs from October 15th to December 7th each year, during which you can make changes to your Medicare coverage. There are also other enrollment periods, such as the Medicare Advantage Open Enrollment Period and Special Enrollment Periods, which may allow for plan changes in certain circumstances. It’s important to review the eligibility criteria and enrollment periods to make a switch.
Where can I find reviews and ratings of Medicare companies and plans in Hilo, Hawaii?
You can find reviews and ratings of Medicare companies and plans in Hilo, Hawaii through various online sources, including:
- Consumer review websites: Websites such as ConsumerAffairs, Better Business Bureau (BBB), and Google Reviews often have customer reviews and ratings for insurance companies.
- Medicare.gov: Visit the Medicare Plan Finder on the Medicare.gov website to access plan ratings and compare quality measures for Medicare Advantage and prescription drug plans.
Are there any local resources or organizations in Hilo, Hawaii that can provide assistance with Medicare plans?
Yes, there are local resources and organizations in Hilo, Hawaii that can provide assistance with Medicare plans. Here are a few options:
- Hilo Office on Aging: The Hilo Office on Aging is a valuable resource that offers counseling and assistance for Medicare beneficiaries. They can provide information about available Medicare plans, help with plan comparisons, and answer questions regarding Medicare coverage.
- State Health Insurance Assistance Program (SHIP): The Hawaii SHIP program provides free, unbiased counseling and assistance to Medicare beneficiaries. They can offer guidance on Medicare plans, help with enrollment, and provide information about Medicare rights and protections.
- Community Health Centers: Local community health centers often have staff members who are knowledgeable about Medicare plans. They can provide guidance and information specific to the healthcare services available in the Hilo area.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
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