Best Montana Medicare Advantage Companies & Plans (2024)
There are a lot of Medicare Advantage companies in Montana to choose from, and each has a different selection of plans available. Montana Medicare Advantage plans vary by county and even sometimes by ZIP code. You may be able to get Medicare Advantage coverage in Montana without paying anything more than your original Medicare Part B cost.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
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UPDATED: Jan 29, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jan 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Standalone Medicare Part D Plans in Montana can help cover prescription drugs
- There are 5 Medicare Advantage companies in Montana
- You’ll still need to pay your Montana original Medicare premium if you choose Medicare Advantage
If you’re shopping for a Medicare Advantage plan in Montana, there are a lot of options to choose from. 5 companies offer Medicare Advantage (Part C) coverage in Montana. Plans vary by county and include HMO, PPO, and POS options.
Finding the best Medicare company can be a challenge. To choose the right MT Medicare company and plan for your needs, compare rates as well as out-of-pocket costs to find the best combination of cost and coverage.
Ready to compare Medicare plans from top companies in Montana? Enter your ZIP code for fast, free Montana Medicare quotes today.
The Complete List of Medicare Advantage Companies in Montana
You have a lot of companies to choose from for Part C Medicare Advantage in MT. Take a look at the complete listing of health insurance companies that offer Medicare Advantage plans in Montana, which counties the plans are offered in, and how many plans each company offers.
Medicare Advantage Companies in Montana
| Company | Number of Plans | Counties |
|---|---|---|
| Blue Cross and Blue Shield of Montana | 2 | Silver Bow, Cascade, Gallatin, Ravalli, Lewis and Clark, Yellowstone, Missoula, Flathead, Lincoln, Lake, Carbon |
| Humana | 7 | Silver Bow, Rosebud, Cascade, Ravalli, Pondera, Chouteau, Judith Basin, Teton, Deer Lodge, Flathead, Lincoln, Carbon, Broadwater, Powell, Jefferson, Sanders, Wheatland, Stillwater, Lewis and Clark, Golden Valley, Yellowstone, Missoula, Treasure, Fergus, Musselshell, Custer, Big Horn, Mineral, Sweet Grass, Lake, Meagher, Madison, Liberty, Beaverhead, Granite |
| Lasso Healthcare | 2 | Silver Bow, Garfield, Richland, Rosebud, Broadwater, Cascade, Powell, Hill, Prairie, Dawson, Jefferson, Sanders, Park, Powder River, Carter, Gallatin, Wibaux, Petroleum, Glacier, Meagher, Ravalli, Valley, Daniels, Wheatland, Stillwater, Pondera, Lewis and Clark, Toole, Golden Valley, Chouteau, Blaine, Judith Basin, Madison, Teton, Liberty, Yellowstone, Missoula, Phillips, Treasure, Deer Lodge, Beaverhead, Granite, Fergus, McCone, Flathead, Musselshell, Custer, Big Horn, Lincoln, Mineral, Sheridan, Fallon, Sweet Grass, Roosevelt, Lake, Carbon |
| PacificSource Medicare | 4 | Yellowstone, Missoula |
| UnitedHealthcare | 3 | Garfield, Prairie, Dawson, Powder River, Carter, Petroleum, Valley, Daniels, Phillips, Sheridan, Fallon, Roosevelt, Jefferson, Ravalli, Missoula, Mineral |
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Medicare Advantage Plans by Company in Montana
To compare Medicare Advantage plans by company in Montana, we’ve gathered a list of all the plans available from each MT Medicare company.
Take a look at the MT Medicare plans by company here, and bear in mind that plan availability and details vary by county.
Humana Medicare Plans in Montana
| Plan Name | Base Plan ID | Counties | Plan Type | Monthly Premium |
|---|---|---|---|---|
| Humana Gold Choice H8145-089 (PFFS) | H8145-089 | Silver Bow, Rosebud, Cascade, Ravalli, Pondera, Chouteau, Judith Basin, Teton, Deer Lodge, Flathead, Lincoln, Carbon | PFFS | $95.00 |
| Humana Gold Plus H6622-007 (HMO) | H6622-007 | Silver Bow, Rosebud, Broadwater, Cascade, Powell, Jefferson, Sanders, Ravalli, Wheatland, Stillwater, Pondera, Lewis and Clark, Golden Valley, Chouteau, Teton, Yellowstone, Missoula, Treasure, Deer Lodge, Fergus, Flathead, Musselshell, Custer, Big Horn, Lincoln, Mineral, Sweet Grass, Lake, Carbon | Local HMO | $38.00 |
| HumanaChoice H5525-027 (PPO) | H5525-027 | Silver Bow, Broadwater, Powell, Jefferson, Sanders, Meagher, Pondera, Lewis and Clark, Chouteau, Judith Basin, Madison, Teton, Liberty, Missoula, Deer Lodge, Beaverhead, Granite, Fergus, Lincoln, Mineral, Lake | Local PPO | $60.00 |
| HumanaChoice H5216-255 (PPO) | H5216-255 | Silver Bow, Broadwater, Cascade, Powell, Jefferson, Sanders, Meagher, Ravalli, Stillwater, Pondera, Lewis and Clark, Chouteau, Judith Basin, Madison, Teton, Liberty, Yellowstone, Missoula, Beaverhead, Granite, Fergus, Flathead, Lincoln, Mineral, Lake, Carbon | Local PPO | $0.00 |
| Humana Honor (PPO) | H5525-031 | Silver Bow, Broadwater, Cascade, Powell, Jefferson, Sanders, Meagher, Ravalli, Stillwater, Pondera, Lewis and Clark, Chouteau, Judith Basin, Madison, Teton, Liberty, Yellowstone, Missoula, Deer Lodge, Beaverhead, Granite, Fergus, Flathead, Lincoln, Mineral, Lake, Carbon | Local PPO * | $0.00 |
| Humana Gold Plus SNP-DE H6622-008 (HMO D-SNP) | H6622-008 | Silver Bow, Rosebud, Broadwater, Cascade, Powell, Jefferson, Sanders, Ravalli, Wheatland, Stillwater, Pondera, Lewis and Clark, Golden Valley, Chouteau, Teton, Yellowstone, Missoula, Treasure, Deer Lodge, Fergus, Flathead, Musselshell, Custer, Big Horn, Lincoln, Mineral, Sweet Grass, Lake, Carbon | Local HMO | $0.00 for people who qualify for both Medicare and Medicaid. |
| HumanaChoice H5216-089 (PPO) | H5216-089 | Cascade, Ravalli, Stillwater, Yellowstone, Flathead, Carbon | Local PPO | $60.00 |
Blue Cross and Blue Shield of Montana Medicare Plans in Montana
| Plan Name | Base Plan ID | Counties | Plan Type | Monthly Premium |
|---|---|---|---|---|
| Blue Cross Medicare Advantage Optimum (PPO) | H0107-004 | Silver Bow, Cascade, Gallatin, Ravalli, Lewis and Clark, Yellowstone, Missoula, Flathead, Lincoln, Lake, Carbon | Local PPO | $131.00 |
| Blue Cross Medicare Advantage Classic (PPO) | H0107-003 | Silver Bow, Cascade, Gallatin, Ravalli, Lewis and Clark, Yellowstone, Missoula, Flathead, Lincoln, Lake, Carbon | Local PPO | $40.00 |
Lasso Healthcare Medicare Plans in Montana
| Plan Name | Base Plan ID | Counties | Plan Type | Monthly Premium |
|---|---|---|---|---|
| Lasso Healthcare Growth (MSA) | H1924-001 | Silver Bow, Garfield, Richland, Rosebud, Broadwater, Cascade, Powell, Hill, Prairie, Dawson, Jefferson, Sanders, Park, Powder River, Carter, Gallatin, Wibaux, Petroleum, Glacier, Meagher, Ravalli, Valley, Daniels, Wheatland, Stillwater, Pondera, Lewis and Clark, Toole, Golden Valley, Chouteau, Blaine, Judith Basin, Madison, Teton, Liberty, Yellowstone, Missoula, Phillips, Treasure, Deer Lodge, Beaverhead, Granite, Fergus, McCone, Flathead, Musselshell, Custer, Big Horn, Lincoln, Mineral, Sheridan, Fallon, Sweet Grass, Roosevelt, Lake, Carbon | MSA * | MSAs do not have a monthly premium. |
| Lasso Healthcare Growth Plus (MSA) | H1924-004 | Silver Bow, Garfield, Richland, Rosebud, Broadwater, Cascade, Powell, Hill, Prairie, Dawson, Jefferson, Sanders, Park, Powder River, Carter, Gallatin, Wibaux, Petroleum, Glacier, Meagher, Ravalli, Valley, Daniels, Wheatland, Stillwater, Pondera, Lewis and Clark, Toole, Golden Valley, Chouteau, Blaine, Judith Basin, Madison, Teton, Liberty, Yellowstone, Missoula, Phillips, Treasure, Deer Lodge, Beaverhead, Granite, Fergus, McCone, Flathead, Musselshell, Custer, Big Horn, Lincoln, Mineral, Sheridan, Fallon, Sweet Grass, Roosevelt, Lake, Carbon | MSA * | MSAs do not have a monthly premium. |
UnitedHealthcare Medicare Plans in Montana
| Plan Name | Base Plan ID | Counties | Plan Type | Monthly Premium |
|---|---|---|---|---|
| UnitedHealthcare MedicareDirect Rx (PFFS) | H5435-024 | Garfield, Prairie, Dawson, Powder River, Carter, Petroleum, Valley, Daniels, Phillips, Sheridan, Fallon, Roosevelt | PFFS | $64.00 |
| UnitedHealthcare MedicareDirect Patriot (PFFS) | H5435-001 | Garfield, Prairie, Dawson, Powder River, Carter, Petroleum, Valley, Daniels, Phillips, Sheridan, Fallon, Roosevelt | PFFS * | $0.00 |
| AARP Medicare Advantage Choice (PPO) | H8211-007 | Jefferson, Ravalli, Missoula, Mineral | Local PPO | $35.00 |
PacificSource Medicare Medicare Plans in Montana
| Plan Name | Base Plan ID | Counties | Plan Type | Monthly Premium |
|---|---|---|---|---|
| PacificSource Medicare MyCare Choice Rx 29 (HMO-POS) | H3864-029 | Yellowstone | Local HMO | $18.00 |
| PacificSource Medicare MyCare 30 (HMO) | H3864-030 | Yellowstone | Local HMO * | $0.00 |
| PacificSource Medicare Explorer Rx 17 (PPO) | H4754-017 | Missoula | Local PPO | $45.00 |
| PacificSource Medicare Explorer 16 (PPO) | H4754-016 | Missoula | Local PPO * | $0.00 |
Montana Medicare Advantage Plans With No Additional Cost
If you choose to buy Medicare Advantage in Montana, you will still have to pay your original Medicare Part B premium. Several MT Medicare companies offer Advantage plans that don’t have any additional cost beyond your original Medicare costs. Take a look at the options.
Montana Medicare Advantage Plans With No Additional Cost
| Plan Name | County | Preferred Pharmacy Copay/ Coinsurance 30-Day Supply | MOOP for Part A & B Benefits |
|---|---|---|---|
| Lasso Healthcare Growth (MSA) – H1924-001-0 | Meagher, Toole, Madison, Gallatin, Hill, Judith Basin, Prairie, Golden Valley, Granite, Musselshell, Valley, Lincoln, Sanders, Chouteau, Sheridan, Powder River, Cascade, Pondera, Fallon, Richland, Blaine, Glacier, Wheatland, Fergus, Park, Deer Lodge, Stillwater, Ravalli, Liberty, Jefferson, Wibaux, Garfield, Rosebud, Missoula, Lake, Big Horn, Custer, Sweet Grass, Mineral, Daniels, Roosevelt, Beaverhead, Powell, Phillips, Petroleum, Yellowstone, Treasure, Teton, Flathead, Carbon, McCone, Lewis and Clark, Carter, Broadwater, Silver Bow, Dawson | This Plan does NOT include Prescription Drug coverage. | n/a |
| Lasso Healthcare Growth Plus (MSA) – H1924-004-0 | Meagher, Toole, Madison, Gallatin, Hill, Judith Basin, Prairie, Golden Valley, Granite, Musselshell, Valley, Lincoln, Sanders, Chouteau, Sheridan, Powder River, Cascade, Pondera, Fallon, Richland, Blaine, Glacier, Wheatland, Fergus, Park, Deer Lodge, Stillwater, Ravalli, Liberty, Jefferson, Wibaux, Garfield, Rosebud, Missoula, Lake, Big Horn, Custer, Sweet Grass, Mineral, Daniels, Roosevelt, Beaverhead, Powell, Phillips, Petroleum, Yellowstone, Treasure, Teton, Flathead, Carbon, McCone, Lewis and Clark, Carter, Broadwater, Silver Bow, Dawson | This Plan does NOT include Prescription Drug coverage. | n/a |
| Humana Honor (PPO) – H5525-031-0 | Cascade, Stillwater, Ravalli, Yellowstone, Flathead, Carbon | This Plan does NOT include Prescription Drug coverage. | $6,700 |
| HumanaChoice H5216-255 (PPO) – H5216-255-0 | Golden Valley, Musselshell, Lincoln, Sanders, Chouteau, Cascade, Pondera, Wheatland, Fergus, Deer Lodge, Stillwater, Ravalli, Jefferson, Rosebud, Missoula, Lake, Big Horn, Custer, Sweet Grass, Mineral, Powell, Yellowstone, Treasure, Teton, Flathead, Carbon, Lewis and Clark, Broadwater, Silver Bow | Preferred Generic: $4.00, Generic: $17.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% | $4,400 |
| Humana Gold Plus SNP-DE H6622-008 (HMO D-SNP) – H6622-008-0 | Cascade, Stillwater, Ravalli, Yellowstone, Flathead, Carbon | Preferred Generic: $1.00, Generic: $12.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 25% | n/a |
| Humana Honor (PPO) – H5216-086-0 | Cascade, Stillwater, Ravalli, Yellowstone, Flathead, Carbon | This Plan does NOT include Prescription Drug coverage. | $6,700 |
| PacificSource Medicare Explorer 16 (PPO) – H4754-016-0 | Yellowstone | This Plan does NOT include Prescription Drug coverage. | $6,700 |
| PacificSource Medicare MyCare 30 (HMO) – H3864-030-0 | Yellowstone | This Plan does NOT include Prescription Drug coverage. | $3,500 |
Standalone Medicare Part D Plans in Montana
If you need to purchase Part D Medicare coverage in Montana as a standalone policy, these plans are available. Remember that plans vary by county, and make sure to check that your MT Medicare Advantage plan doesn’t already include Part D prescription drug coverage.
Standalone Medicare Part D Plans in Montana
| Plan | Details | Tiers |
|---|---|---|
| SilverScript SmartRx (PDP) S5601 – 200 – 0 by Aetna Medicare |
Monthly Premium: $7.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $19.00 Tier 3: $46.00 Tier 4: 46% Tier 5: 25% |
| Clear Spring Health Premier Rx (PDP) S6946 – 051 – 0 by Clear Spring Health |
Monthly Premium: $14.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $40.00 Tier 4: 45% Tier 5: 25% |
| WellCare Wellness Rx (PDP) S4802 – 194 – 0 by WellCare |
Monthly Premium: $15.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $4.00 Tier 3: $40.00 Tier 4: 47% Tier 5: 25% |
| WellCare Value Script (PDP) S4802 – 158 – 0 by WellCare |
Monthly Premium: $15.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $7.00 Tier 3: $43.00 Tier 4: 47% Tier 5: 25% |
| Humana Walmart Value Rx Plan (PDP) S5884 – 204 – 0 by Humana |
Monthly Premium: $17.20 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: 16% Tier 4: 35% Tier 5: 25% |
| Cigna Secure-Essential Rx (PDP) S5617 – 304 – 0 by Cigna |
Monthly Premium: $22.90 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 18% Tier 4: 50% Tier 5: 25% |
| Mutual of Omaha Rx Premier (PDP) S7126 – 094 – 0 by Mutual of Omaha Rx |
Monthly Premium: $23.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 23% Tier 4: 46% Tier 5: 25% |
| WellCare Medicare Rx Select (PDP) S5810 – 302 – 0 by WellCare |
Monthly Premium: $23.40 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: $47.00 Tier 4: 42% Tier 5: 25% |
| Express Scripts Medicare – Saver (PDP) S5660 – 241 – 0 by Express Scripts Medicare |
Monthly Premium: $25.20 Annual Deductable: $285 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $35.00 Tier 4: 50% Tier 5: 28% |
| WellCare Classic (PDP) S4802 – 089 – 0 by WellCare |
Monthly Premium: $28.20 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: $31.00 Tier 4: 33% Tier 5: 25% |
| Clear Spring Health Value Rx (PDP) S6946 – 022 – 0 by Clear Spring Health |
Monthly Premium: $29.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $42.00 Tier 4: 34% Tier 5: 25% |
| AARP MedicareRx Saver Plus (PDP) S5921 – 370 – 0 by UnitedHealthcare |
Monthly Premium: $32.10 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $6.00 Tier 3: $34.00 Tier 4: 40% Tier 5: 25% |
| Cigna Secure Rx (PDP) S5617 – 123 – 0 by Cigna |
Monthly Premium: $33.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $2.00 Tier 3: $30.00 Tier 4: 50% Tier 5: 25% |
| SilverScript Choice (PDP) S5601 – 050 – 0 by Aetna Medicare |
Monthly Premium: $33.90 Annual Deductable: $240 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $35.00 Tier 4: 46% Tier 5: 28% |
| Humana Basic Rx Plan (PDP) S5884 – 145 – 0 by Humana |
Monthly Premium: $34.90 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $1.00 Tier 3: 20% Tier 4: 31% Tier 5: 25% |
| AARP MedicareRx Walgreens (PDP) S5921 – 406 – 0 by UnitedHealthcare |
Monthly Premium: $35.60 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $40.00 Tier 4: 40% Tier 5: 25% |
| WellCare Medicare Rx Saver (PDP) S5810 – 059 – 0 by WellCare |
Monthly Premium: $36.50 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: $33.00 Tier 4: 39% Tier 5: 25% |
| Cigna Secure-Extra Rx (PDP) S5617 – 270 – 0 by Cigna |
Monthly Premium: $49.20 Annual Deductable: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $4.00 Tier 2: $10.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| Express Scripts Medicare – Value (PDP) S5660 – 127 – 0 by Express Scripts Medicare |
Monthly Premium: $49.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $41.00 Tier 4: 50% Tier 5: 25% |
| Elixir RxPlus (PDP) S7694 – 025 – 0 by Elixir Insurance |
Monthly Premium: $54.90 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $7.00 Tier 3: 15% Tier 4: 33% Tier 5: 25% |
| Humana Premier Rx Plan (PDP) S5884 – 171 – 0 by Humana |
Monthly Premium: $60.80 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $45.00 Tier 4: 49% Tier 5: 25% |
| MedicareBlue Rx Standard (PDP) S5743 – 001 – 0 by Wellmark Blue Cross and Blue Shield of Iowa |
Monthly Premium: $66.40 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $7.00 Tier 3: $29.00 Tier 4: 31% Tier 5: 25% |
| SilverScript Plus (PDP) S5601 – 051 – 0 by Aetna Medicare |
Monthly Premium: $70.20 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $47.00 Tier 4: 50% Tier 5: 33% |
| Mutual of Omaha Rx Plus (PDP) S7126 – 024 – 0 by Mutual of Omaha Rx |
Monthly Premium: $75.10 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 20% Tier 4: 37% Tier 5: 25% |
| WellCare Medicare Rx Value Plus (PDP) S5768 – 148 – 0 by WellCare |
Monthly Premium: $76.70 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $47.00 Tier 4: 50% Tier 5: 33% |
| Express Scripts Medicare – Choice (PDP) S5660 – 195 – 0 by Express Scripts Medicare |
Monthly Premium: $81.00 Annual Deductable: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| AARP MedicareRx Preferred (PDP) S5820 – 024 – 0 by UnitedHealthcare |
Monthly Premium: $86.50 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $5.00 Tier 2: $10.00 Tier 3: $45.00 Tier 4: 40% Tier 5: 33% |
| MedicareBlue Rx Premier (PDP) S5743 – 004 – 0 by Wellmark Blue Cross and Blue Shield of Iowa |
Monthly Premium: $104.70 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $0.00 Tier 2: $0.00 Tier 3: 17% Tier 4: 40% Tier 5: 33% |
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Compare Medicare Advantage Quotes in Montana
Now that you’re armed with all of the details of Medicare Advantage and Part D plans in MT, it’s time to compare rates. Enter your ZIP code for fast, free Montana Medicare quotes right now.
Case Studies: Best Montana Medicare Advantage Companies & Plans
Case Study 1: Blue Cross and Blue Shield of Montana
Mrs. Johnson, a retired school teacher from Helena, Montana, was searching for a Medicare Advantage plan that would provide comprehensive coverage and suit her healthcare needs. After careful research, she decided to enroll in Blue Cross and Blue Shield of Montana’s Medicare Advantage plan.
The plan offered a wide network of doctors and specialists, affordable copayments, and additional benefits such as prescription drug coverage and fitness programs. Mrs. Johnson found the plan to be cost-effective and highly convenient, allowing her to receive the necessary healthcare services while enjoying peace of mind.
Case Study 2: Cigna Medicare Advantage
Mr. Thompson, a resident of Billings, Montana, was seeking a Medicare Advantage plan that would cater to his specific healthcare requirements, including specialized coverage for his chronic condition. After comparing various options, he opted for Cigna’s Medicare Advantage plan.
This plan provided him with access to a network of renowned specialists, personalized care management services, and comprehensive prescription drug coverage. Mr. Thompson appreciated the additional benefits, such as vision and dental coverage, which enhanced his overall healthcare experience and made the plan a perfect fit for his needs.
Case Study 3: Aetna Medicare Advantage
Ms. Anderson, a retiree living in Missoula, Montana, desired a Medicare Advantage plan that would offer flexibility in choosing healthcare providers while providing excellent coverage and affordability. After thorough evaluation, she enrolled in Aetna’s Medicare Advantage plan. The plan offered a broad network of doctors and hospitals, including her preferred healthcare providers. (For more information, read our “Aetna Insurance Review & Complaints: Medicare“).
With Aetna, Ms. Anderson had the freedom to receive care in and out of the network. The plan’s comprehensive coverage, competitive premiums, and supplemental benefits, such as vision and hearing services, made it an ideal choice for her.
Case Study 4: UnitedHealthcare Medicare Advantage
Mr. Martinez, a senior residing in Great Falls, Montana, was searching for a Medicare Advantage plan that would give him access to high-quality care while offering additional benefits beyond Original Medicare. After diligent research, he decided to enroll in UnitedHealthcare’s Medicare Advantage plan. This plan provided him with a broad network of healthcare professionals, specialists, and facilities.
With UnitedHealthcare, Mr. Martinez received comprehensive coverage for his medical and prescription needs, along with added perks such as telehealth services and fitness programs. The plan’s affordability and excellent customer service further solidified his choice.
Frequently Asked Questions
Are Medicare Advantage plans in Montana available for individuals with pre-existing conditions?
Yes, individuals with pre-existing conditions are generally eligible to enroll in Medicare Advantage plans in Montana. Medicare Advantage plans cannot deny coverage based on pre-existing conditions. However, it’s important to note that some specific conditions may have certain coverage limitations or waiting periods.
Do Medicare Advantage plans in Montana cover prescription drugs?
Many Medicare Advantage plans in Montana include prescription drug coverage. These plans are known as Medicare Advantage Prescription Drug (MAPD) plans. However, not all plans provide prescription drug coverage, so it’s important to review the details of each plan to ensure it meets your specific needs.
Can I switch Medicare Advantage plans in Montana?
Yes, you can switch Medicare Advantage plans in Montana. There are specific enrollment periods, such as the Annual Enrollment Period (October 15 to December 7), during which you can switch plans. Additionally, there are certain special circumstances, such as moving to a new location or qualifying for a Special Enrollment Period, which allow you to change plans outside of the regular enrollment periods.
What factors should I consider when choosing a Medicare Advantage plan in Montana?
When choosing a Medicare Advantage plan in Montana, it’s important to consider factors such as the cost of premiums, deductibles, and copayments, the coverage provided (including prescription drugs and additional benefits like dental and vision), the network of doctors and hospitals, and the plan’s star ratings and reviews.
How can I compare Medicare Advantage plans in Montana?
Comparing Medicare Advantage plans in Montana involves assessing various aspects. You can use online resources such as Medicare’s official website or private insurance comparison websites that allow you to enter your zip code and compare plans based on cost, coverage, and other features. Additionally, you can contact the insurance companies directly to obtain detailed information.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
