Best MINI Hardtop Car Insurance Quotes (2024)
To get the best price on your MINI Hardtop auto insurance, you'll need to shop around and compare. Thanks to the safety features of the MINI Hardtop, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your MINI Hardtop auto insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Mar 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Mar 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cost of insurance for a MINI Hardtop depends on the trim level
- Crash test ratings have an impact on MINI Hardtop auto insurance rates
- Safety features of the MINI Hardtop can earn you a car insurance discount
Before you buy a MINI Hardtop, or even if you already own one, you’ll want to get the best MINI Hardtop auto insurance rates. The cost of auto insurance for a MINI Hardtop can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable MINI Hardtop auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects MINI auto insurance for a Hardtop. You can also compare MINI Hardtop auto insurance rates to the average cost of insurance for competitors like Hyundai Ioniq Hybrid and Mitsubishi Precis.
To compare MINI Hardtop auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the MINI Hardtop expensive to insure?
Take a look at how insurance rates for similar models to the MINI Hardtop look. These insurance rates for other hatchbacks like the Hyundai Ioniq Hybrid, Kia Soul, and Mitsubishi Precis give you a good idea of what to expect.
Insurance Rates for Vehicles Similar to the MINI Hardtop
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| FIAT 500L | $256 | $478 | $450 | $1,364 |
| Honda CR-Z | $298 | $446 | $430 | $1,332 |
| Toyota Prius | $322 | $532 | $316 | $1,306 |
| Porsche Panamera | $520 | $1,042 | $398 | $2,118 |
| FIAT 500 | $236 | $466 | $470 | $1,352 |
| Dodge Caliber | $190 | $338 | $460 | $1,146 |
| Nissan Leaf | $320 | $640 | $416 | $1,534 |
| Ford C-Max Energi | $284 | $582 | $416 | $1,440 |
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What impacts the cost of MINI Hardtop insurance?
As with any car, your MINI Hardtop car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The MINI Hardtop trim level you buy will also have an impact on the total price you will pay for MINI Hardtop insurance coverage.
Read more: Best Car Insurance Company for Minis
Ways to Save on MINI Hardtop Insurance
Save more on your MINI Hardtop car insurance rates. Take a look at the following five strategies that will get you the best MINI Hardtop auto insurance rates possible.
- Park your MINI Hardtop somewhere safe – like a garage or private driveway
- Check for organization-based discounts, like alumni or employer discounts
- Add a more experienced driver to your MINI Hardtop policy
- Avoid the temptation to file a claim for minor incidents
- Ask for a MINI Hardtop discount if you have a college degree
Top MINI Hardtop Insurance Companies
What is the best auto insurance company for MINI Hardtop insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering MINI Hardtop auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the MINI Hardtop.
Largest Auto Insurers by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free MINI Hardtop Insurance Quotes Online
You can compare quotes for MINI Hardtop auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
What is the MINI Hardtop car?
The MINI Hardtop car is a subcompact car produced by the British automaker MINI. It is known for its unique design and agile handling.
What factors affect the cost of MINI Hardtop car insurance?
Several factors can impact the cost of insurance for a MINI Hardtop car, including the driver’s age and driving record, the car’s model and year, the level of coverage selected, and the deductible amount.
What types of coverage are available for MINI Hardtop car insurance?
The most common types of coverage for MINI Hardtop car insurance include liability, collision, and comprehensive coverage. Additional options, such as roadside assistance and rental car reimbursement, may also be available.
How can I find the best MINI Hardtop car insurance quotes?
To find the best MINI Hardtop car insurance quotes, you should compare rates from multiple insurers. You can do this by using online comparison tools, working with an independent insurance agent, or contacting individual insurers directly.
Are there any discounts available for MINI Hardtop car insurance?
Yes, many insurers offer discounts on car insurance for various reasons, such as safe driving habits, multiple cars on a policy, and bundling policies (such as auto and home insurance).
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.