What is the process for canceling my car insurance policy with MetLife?

If you want to switch insurance companies, sell your car, or end a certain type of car coverage,  you may be wondering what is the process for canceling your car insurance policy with MetLife or similar companies.

We’re used to easy cancel options right in the menus of our streaming apps and social media, but insurance companies don’t always work that way.

If you’re struggling to cancel your MetLife policy, we suggest looking at the best car insurance quotes by vehicle so you can replace your coverage ASAP, then follow the tips below to make the switch.

The Basics of Canceling Your Car Insurance Policy With MetLife

You won’t find a settings option to cancel your policy on the MetLife website. And while some types of MetLife insurance have emails or contact forms to submit a cancellation request, the auto insurance policies don’t include this option. That leaves the traditional, direct method: Call up a representative.

Auto insurance policyholders should call 1-800-422-4272 to contact someone about the car insurance that they have purchased. Wait for a human representative to connect with you, and let them know that you want to cancel your policy.

Remember, it’s a good idea to have new insurance chosen before you begin this process. Be sure to check out the best car insurance companies for help with choosing a new policy.

For policies purchased through your employer, there is a separate number: 1-800-438-6381. This is less common because employees don’t usually need to directly cancel employer-based car insurance, but some may need to depending upon how their organization’s insurance is set up.

Tips for Canceling Your Car Insurance Policy With MetLife

Here are a few tips to keep in mind when you call MetLife to cancel your car insurance policy:

• Stay persistent. Not every insurance company makes it easy to cancel your policy, even if you are directly speaking with a representative. Stay focused on canceling your policy and make your needs clear.
• Have your policy at hand along with important details like your policy number, your vehicle model information, and when you first took out the policy on your vehicle.
• Request any available refund for premiums that you have recently paid. Refunds aren’t always possible, but you should still ask about the refund policy.  (For more information, read our “How to Get a Refund on Your Car Insurance“).
• Remember to end any automatic payments to MetLife after finishing your call.

You may want to clear a section of time where you can be on the phone without being interrupted by this process. It’s common to be put on hold as you work toward finding a representative that can cancel your policy.

Read more: MetLife Insurance Review & Complaints: Life, Home & Auto Insurance

Case Studies: Canceling Car Insurance Policy With MetLife

Case Study 1: John’s Smooth Policy Cancellation

John recently decided to switch his car insurance from MetLife to a different provider. He called MetLife’s customer service line at 1-800-422-4272 and patiently waited to connect with a representative.

After informing the representative about his intention to cancel the policy, John was guided through the cancellation process smoothly. He had already researched and chosen a new insurance provider, which made the transition seamless. John successfully canceled his MetLife car insurance policy without any complications.

Case Study 2: Sarah’s Experience With Employer-Based Insurance

Sarah had car insurance through her employer, which was provided by MetLife. However, due to a change in her employment situation, she needed to cancel her policy. She contacted the employer-based insurance number, 1-800-438-6381, to inquire about the cancellation process.

The representative explained the steps Sarah needed to follow to cancel her policy successfully. With the representative’s guidance, Sarah was able to navigate the cancellation process and ensure a smooth transition to a new insurance provider.

Case Study 3: Mike’s Preparation For Policy Cancellation

Mike wanted to cancel his car insurance policy with MetLife and switch to a different company. Before initiating the cancellation process, he took the time to thoroughly compare car insurance quotes from various providers to ensure he found the best coverage for his needs.

Once he selected a new insurance provider, Mike contacted MetLife’s customer service line at 1-800-422-4272 and informed the representative about his decision to cancel his policy. By being well-prepared and having a new policy in place, Mike successfully canceled his MetLife car insurance without experiencing any coverage gaps.

Final Thoughts on the Process for Canceling a Car Insurance Policy With MetLife

With persistence, you can directly cancel your MetLife insurance policy. If you are considering switching to a different auto insurance provider, it’s a good idea to thoroughly compare car insurance and choose a new insurer before you begin the cancellation process.

You may even want to contact a new insurer before contacting MetLife and tell them that you are interested in switching your car insurance. It may have channels to help you cancel policies and get results faster, and it’s a good idea to have a new policy in place so there’s no lapse of coverage.