What types of car insurance coverage does Auto-Owners offer?

Shopping for car insurance can be a real drag, especially when you don’t know anything about what is on offer. If you’re wondering what types of car insurance coverage does Auto-Owners offer, you’re in luck because they have a wide variety of products.

Types of Car Insurance Offered by Auto-Owners

Auto-Owners has a wide variety of insurance coverage types to suit your needs. You will find standard options like liability, comprehensive, and collision car insurance. Also available are uninsured motorists, personal injury protection (PIP), and gap insurance.

Auto-Owners offers a fairly exhaustive list of coverage types, which can also be combined into full coverage car insurance. This typically includes state-mandated, collision, and comprehensive coverage and is generally considered the best you can get.

Picking the Auto-Owners Insurance Coverage You Need

Carrying full coverage might not be viable for everyone. Thankfully, there are resources for getting affordable prices from Auto-Owners. If you’re wondering What discounts are available for Auto-Owners car insurance customers? You can qualify for extensive savings depending on many different factors.

Strictly speaking, you want to get as much coverage as you can afford to carry. At a bare minimum, check your state guidelines as to what coverage you need to carry to be on the road.

Comparing Auto-Owners’ Car Insura

nce Coverage Options

As to which coverage is best from Auto-Owners, any policy you pick is a great choice. Auto-Owners comes across quite well in its reviews, as you can see in our Auto-Owners insurance review. As such, any coverage you pick is going to be a great choice for your household.

If there is a complaint to level, it’s that the coverage offered by Auto-Owners is more expensive than the national average. Full coverage insurance from Auto-Owners is costlier than offerings from other companies, but it covers far more.

The best policy, just in terms of what is covered, is full coverage. It should provide ample protection for your vehicle, your passengers, and any other situations that might arise.

Case Studies: Auto-Owners Car Insurance Coverage Examples

Case Study 1: Comprehensive Coverage Saves the Day

Mary, a policyholder with Auto-Owners, experienced a major hailstorm that caused extensive damage to her car. Thanks to her comprehensive coverage, Auto-Owners fully covered the cost of repairs, saving Mary from significant out-of-pocket expenses.

Case Study 2: Collision Coverage for an Unfortunate Accident

John was involved in a collision with another vehicle, resulting in substantial damage to both cars. Fortunately, John had collision coverage with Auto-Owners, which covered the repair costs for his vehicle, easing the financial burden during a stressful situation.

Case Study 3: Liability Coverage Provides Peace of Mind

Sarah accidentally rear-ended another driver at a stop sign, causing minor injuries to the driver and damage to their vehicle. Thankfully, Sarah had liability coverage from Auto-Owners, which covered the medical expenses and property damage of the other party, preventing Sarah from facing significant financial liabilities.

Case Study 4: Uninsured Motorist Coverage Protection

Robert was hit by an uninsured motorist who fled the scene of the accident. Despite the lack of insurance on the other driver’s part, Auto-Owners’ uninsured motorist coverage stepped in, covering Robert’s medical bills and repairs to his vehicle.

The Last Word on Car Insurance Coverage From Auto-Owners

Auto-Owners offers quite a bit of car insurance coverage to suit your needs. While it might be more expensive than the national average, it is great coverage.

If you’re in the market for a new car insurance company, you might want to take a look at Auto-Owners. What it lacks in affordability, it makes up for with truly full coverage for your needs.