What is Erie’s policy on rental car coverage during the claims process?

If you are a customer of Erie Insurance and your vehicle was recently damaged to the point where you cannot drive it, you may be wondering “What is Erie’s policy on rental car insurance coverage during the claims process?”

Keep reading to learn the answer to this important question, as well as some additional tips and advice related to how to file a car insurance claim.

Erie’s Policy on Rental Car Coverage During the Claims Process

According to the Erie Insurance website, Erie’s policy on rental car coverage during the claims process is pretty straightforward.

In most states, if you have comprehensive car insurance, basic rental car coverage is automatically included in your policy. If your vehicle is damaged due to a fire, theft, glass damage, or other covered claim, Erie will cover you for a compact sedan rental car.

How to Add Rental Car Coverage From Erie for the Claims Process

As noted on the Erie Insurance website, Erie’s policy on rental car coverage during the claims process differs if you have been in an accident.

To get rental car coverage for a collision-related incident, including being in a fender bender, or hitting a light pole, you will need to add rental car coverage to your collision policy.

According to the Erie Insurance website, you can purchase this additional rental car coverage for less than the average cost of renting a vehicle for one day. If you have questions about this process, or to make sure you have adequate amounts of car insurance coverage, reach out to your agent, if you have one.

Erie’s Policy on Specific Types of Rental Cars During the Claims Process

Erie Insurance will cover you for a compact sedan rental car when you file a comprehensive claim, or if you are filing a collision-related claim, and have rental car reimbursement as part of your policy. If this size vehicle will not work for you and your needs, you can buy additional coverage.

You can select from six classes of rental car options, including a Class 1 vehicle which is a compact sedan that seats up to four people, or a Class 4 vehicle, a minivan, or a midsize SUV that will seat up to seven people.

Erie also offers a Class 6 vehicle that is specially equipped to be driven or accessed by someone with a disability.

Erie’s Policy on Rental Car Companies During the Claims Process

Erie Insurance has partnership agreements with several well-known rental car companies including Enterprise.

However, as it notes on the Erie website, if you want to use a favorite local company during the claims process, this should not be a problem. You can discuss your options with your agent, if you have one, or the claims adjuster who is assigned to your case.

Read more: How long does it take for Erie to process a car insurance claim?

Final Thoughts on Erie’s Policy on Rental Car Coverage During the Claims Process

Being without a vehicle can be a very stressful experience, especially if your car has been damaged in an accident, or for another reason.

Fortunately, Erie’s policy on rental car coverage during the claims process is straightforward and helpful. It is included in your full coverage car insurance and can be easily added to your collision policy anytime.