How can I cancel my car insurance policy with Clearcover Insurance?

You may be looking for cheap car insurance when considering changing your current policy. You may ask: “How can I cancel my car insurance policy with Clearcover Insurance?” Below we explore the steps it takes to cancel Clearcover car insurance and what you can do to ensure you don’t have a lapse in coverage.

How to Cancel Your Car Insurance Policy With Clearcover Insurance

Clearcover Insurance makes it relatively easy to go through this process by calling 855-444-1875 and talking with a customer representative or chatting via the Clearcover app.

There are other options if you would like to modify your coverage instead. For example, should you want to remove a vehicle from your policy, the process will depend on where you live:

• You can make alterations on the mobile app if you live in Georgia, Indiana, Mississippi, Maryland, Missouri, Nebraska, Virginia, or Pennsylvania. You just tap on your policy, choose the vehicle you want to remove, the date of removal, and tap “next.”
• When you live in one of the other states that Clearcover serves, including California, Arizona, Texas, Illinois, Ohio, Utah, Louisiana, Wisconsin, and Oklahoma, you need to call the company and chat with the representative.

If relevant, the company will send a refund to your payment method on file.

What to Do if You Want to Change Your Clearcover Car Insurance Coverage

While Clearcover allows you to manage a lot of your policy through the app, changing any coverage levels is impossible. Instead, you need to call a customer advocate via the toll-free number during business hours or talk via the chat box.

Some may want to downgrade their insurance by removing comprehensive or collision coverage from their policy. Read our expert guide on how to change car insurance to avoid a lapse in coverage.

However, you may not be able to change car insurance limits if you lease a car, as the finance company may insist that you maintain this level of protection throughout. Find out how much car insurance you need before you make any policy changes.

What to Do if You Want to Keep Insurance on an Unused Vehicle

You may not use your vehicle any longer and could consider canceling your coverage. It’s not ideal to do this as you may need to pay much more to reinsure the vehicle in the future. Sometimes a lapse in coverage could cause a significant increase in an insurance quote as companies will view you as a higher risk.

Also, you may want to protect your vehicle if it is in storage by retaining some comprehensive car insurance. This type of cover will pay for damage to your car that’s not due to a collision. For example, it’ll cover risks associated with fire, theft, falling tree branches, or severe storms.

Ways to Cancel Your Clearcover Car Insurance Policy

Figuring out how to cancel your car insurance policy with Clearcover Insurance is pretty straightforward. You can call a customer representative on the toll-free number during business hours or chat with someone through the company’s app.

Always have new insurance lined up before you cancel. Take advantage of our comparison tool below to get free car insurance quotes from local companies and buy a new policy today.