Best Honda Civic Car Insurance Quotes (2024)
Average Honda Civic insurance rates are $128/mo for full coverage, but to find the best car insurance for a Honda Civic you will have to compare rates online. Use our free tool below to compare Honda Civic car insurance quotes now and find the best coverage. State Farm and GEICO are the most popular insurance companies for Honda Civic car insurance coverage.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,536 a year or $128 each month
- A liability-only policy costs around $616 a year or $51 each month
- Highest rates are for teenage drivers at around $5,614 a year or $468 each month
- Good drivers can save as much as $633 a year by earning policy discounts
- Honda Civic insurance costs around $17 more per year than the average vehicle
Honda Civic insurance rates are around $17 more per year than the average vehicle in the country, owing in part to how many are stolen each year. Full coverage costs about $1,536 a year or $128 a month, though older Civics can get away with liability-only which costs about $616 a year or $51 a month.
Good drivers are eligible for up to $633 a year in policy discounts. Let’s look at Honda Civic auto insurance rates, safety ratings, and more. This guide will help you to get the best car insurance for a Honda Civic and save money, too.
You can compare car insurance quotes for Honda Civic car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Civic Insurance Cost
The average Honda Civic auto insurance rates are $1,536 a year or $128 a month.
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Are Honda Civics Expensive to Insure?
The chart below details how Honda Civic insurance rates compare to other sedans like the Cadillac CTS, Chrysler 300, and Nissan Sentra.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Civic | $280 | $656 | $420 | $1,536 |
| Cadillac CTS | $320 | $626 | $398 | $1,502 |
| Chrysler 300 | $332 | $626 | $398 | $1,514 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Ford Taurus | $344 | $596 | $398 | $1,496 |
| Audi S4 | $370 | $744 | $338 | $1,588 |
| Chevrolet Cruze | $308 | $594 | $372 | $1,432 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Civic Insurance?
The Honda Civic trim and model you choose can impact the total price you will pay for Honda Civic car insurance coverage.
Age of the Vehicle
The average Honda Civic car insurance rates are higher for newer models. For example, car insurance for a 2020 Honda Civic costs $1,536, while 2010 Honda Civic insurance costs are $1,266, a difference of $270.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda Civic | $280 | $656 | $420 | $1,536 |
| 2019 Honda Civic | $268 | $630 | $440 | $1,518 |
| 2018 Honda Civic | $256 | $626 | $450 | $1,512 |
| 2017 Honda Civic | $248 | $610 | $470 | $1,508 |
| 2016 Honda Civic | $240 | $586 | $486 | $1,492 |
| 2015 Honda Civic | $226 | $564 | $500 | $1,470 |
| 2014 Honda Civic | $218 | $524 | $510 | $1,432 |
| 2013 Honda Civic | $208 | $494 | $514 | $1,396 |
| 2012 Honda Civic | $200 | $442 | $520 | $1,342 |
| 2011 Honda Civic | $188 | $408 | $520 | $1,296 |
| 2010 Honda Civic | $180 | $382 | $524 | $1,266 |
Driver Age
Driver age can have a significant impact on the cost of Honda Civic auto insurance. For example, 20-year-old drivers pay approximately $1,878 each year for their Honda Civic auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Honda Civic insurance rates. For example, drivers in Los Angeles may pay $1,321 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Honda Civic auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Civic auto insurance rates with violations on their driving record.
Honda Civic Safety Ratings
Your Honda Civic auto insurance rates are tied to the Honda Civic’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Civic Crash Test Ratings
Honda Civic crash test ratings can impact the cost of your Honda Civic car insurance. See Honda Civic crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2018 Honda Civic Type R 5 HB FWD | N/R | N/R | 5 stars | 5 stars |
| 2018 Honda Civic Si 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Honda Civic Si 2 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 Honda Civic 5 HB FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Honda Civic 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Honda Civic 2 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Honda Civic Type R 5 HB FWD | N/R | N/R | 5 stars | 5 stars |
| 2017 Honda Civic Si 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Honda Civic Si 2 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Honda Civic 5 HB FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Honda Civic 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Honda Civic 2 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2016 Honda Civic 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Honda Civic 2 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Civic Safety Features
Good Honda Civic safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Honda Civic are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda Civic Insurance Loss Probability
The Honda Civic’s insurance loss probability varies between different coverage types. The lower percentage means lower Honda Civic auto insurance costs; higher percentages mean higher Honda Civic auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -8% |
|---|---|
| Property Damage | 5% |
| Comprehensive | -32% |
| Personal Injury | 27% |
| Medical Payment | 35% |
| Bodily Injury | 21% |
| Source: Insurance Institute for Highway Safety | |
Honda Civic Finance and Insurance Cost
If you are financing a Honda Civic, most lenders will require your carry higher Honda Civic coverage options including comprehensive coverage, so be sure to shop around and compare Honda Civic auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Honda Civic Insurance
You can save more money on your Honda Civic auto insurance rates by employing any of the following five strategies.
- Ask About Honda Civic Discounts If You Were Listed on Someone Else’s Policy
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Use a Service Like Turo to Rent Out Your Honda Civic
- Add a More Experienced Driver to Your Honda Civic Policy
- Move to the Countryside
Top Honda Civic Insurance Companies
Who is the top auto insurance company for Honda Civic insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Civic auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Civic offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda Civic Insurance Quotes Online
You can start comparing quotes for Honda Civic car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
Are Honda Civics expensive to insure?
Honda Civic insurance rates are around $17 more per year than the average vehicle. Full coverage costs about $1,536 a year or $128 a month, though older Civics can get away with liability-only which costs about $616 a year or $51 a month.
What impacts the cost of Honda Civic insurance?
Several factors can impact the cost of Honda Civic insurance, including the age of the vehicle, driver age, driver location, and your driving record.
How does the age of the vehicle affect insurance rates?
The average Honda Civic car insurance rates are higher for newer models. For example, car insurance for a 2020 Honda Civic costs $1,536, while 2010 Honda Civic insurance costs are $1,266, a difference of $270.
How does driver age affect Honda Civic insurance rates?
Driver age can have a significant impact on the cost of Honda Civic auto insurance. For example, 20-year-old drivers pay approximately $1,878 each year for their Honda Civic auto insurance than 30-year-old drivers.
Does driver location affect Honda Civic insurance rates?
Yes, where you live can have a large impact on Honda Civic insurance rates. For example, drivers in Los Angeles may pay $1,321 a year more than drivers in Indianapolis.
How does a driving record impact Honda Civic insurance rates?
Your driving record can have an impact on the cost of Honda Civic auto insurance. Teens and drivers in their 20s see the highest jump in their Honda Civic auto insurance rates with violations on their driving record.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.