Best Ford Flex Car Insurance Quotes (2024)
The average Ford Flex insurance rates are $121/mo for full coverage, while teens pay the highest rates at up to $442.83/mo. Good drivers may have a monthly Ford Flex insurance cost as low as $71.25. Use our free comparison tool to shop around for the best Ford Flex insurance quotes in your area.
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Eric Stauffer
Founder & Former Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. In addition to founding Expert Insurance Reviews, Eric is the CEO of C Street Media, a full-service marketing firm and the...
Founder & Former Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,454 a year or $121 each month
- A liability-only policy costs around $583 a year or $49 each month
- Highest rates are for teenage drivers at around $5,314 a year or $443 each month
- Good drivers can save as much as $599 a year by earning policy discounts
- Ford Flex insurance costs around $65 less per year than the average vehicle
Ford Flex insurance rates cost about $65 less than the average vehicle, with full coverage costing around $1,454 a year or $121 a month. Teens will pay the highest as new drivers, with rates that average $5,314 a year or $443 a month. Good drivers save around $599 a year in discounts by remaining claim-free. Let’s take a look at Ford Flex car insurance rates, safety ratings, and more.
Looking for affordable Ford Flex insurance? You can compare car insurance quotes for Ford Flex car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford Flex Insurance Cost
The average Ford Flex auto insurance costs are $1,454 a year or $121 a month. Car insurance for a Ford Flex can cost more or less depending on your driving record.
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Are Ford Flexes Expensive to Insure?
The chart below details how Ford Flex insurance rates compare to other SUVs like the GMC Terrain, Volkswagen Touareg, and Mercedes-Benz GLA 250.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Flex | $332 | $566 | $398 | $1,454 |
| GMC Terrain | $322 | $562 | $316 | $1,336 |
| Volkswagen Touareg | $372 | $690 | $390 | $1,610 |
| Mercedes-Benz GLA 250 | $370 | $714 | $450 | $1,714 |
| Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
| Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Flex Insurance?
The Ford Flex trim and model you choose can impact the total price you will pay for Ford Flex auto insurance coverage.
Age of the Vehicle
The average Ford Flex auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Ford Flex cost $1,454, while 2010 Ford Flex rates are $1,202, a difference of $252.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Ford Flex | $332 | $566 | $398 | $1,454 |
| 2017 Ford Flex | $320 | $552 | $416 | $1,446 |
| 2016 Ford Flex | $310 | $530 | $430 | $1,428 |
| 2015 Ford Flex | $292 | $512 | $442 | $1,404 |
| 2014 Ford Flex | $282 | $474 | $452 | $1,366 |
| 2013 Ford Flex | $270 | $446 | $456 | $1,330 |
| 2012 Ford Flex | $258 | $400 | $460 | $1,276 |
| 2011 Ford Flex | $242 | $368 | $460 | $1,228 |
| 2010 Ford Flex | $234 | $346 | $464 | $1,202 |
Driver Age
Driver age can have a significant effect on the cost of Ford Flex car insurance. For example, a 20-year-old driver could pay around $148 more each month for their Ford Flex car insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on Ford Flex insurance rates. For example, drivers in Houston may pay $1,071 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on your Ford Flex auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Ford Flex car insurance with violations on their driving record.
Ford Flex Safety Ratings
The Ford Flex’s safety ratings will affect your Ford Flex auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Ford Flex Crash Test Ratings
Ford Flex crash test ratings will affect your Ford Flex car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Ford Flex SUV FWD | N/R | N/R | N/R | 4 stars |
| 2019 Ford Flex SUV AWD | N/R | N/R | N/R | 4 stars |
| 2018 Ford Flex SUV FWD | N/R | N/R | N/R | 4 stars |
| 2018 Ford Flex SUV AWD | N/R | N/R | N/R | 4 stars |
| 2017 Ford Flex SUV FWD | N/R | N/R | N/R | 4 stars |
| 2017 Ford Flex SUV AWD | N/R | N/R | N/R | 4 stars |
| 2016 Ford Flex SUV FWD | N/R | N/R | N/R | 4 stars |
| 2016 Ford Flex SUV AWD | N/R | N/R | N/R | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Flex Safety Features
Most drivers don’t realize that not only do Ford Flex safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Ford Flex auto insurance rates. The Ford Flex’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
Ford Flex Insurance Loss Probability
Another contributing factor that affects Ford Flex car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -11% |
|---|---|
| Property Damage | -16% |
| Comprehensive | 7% |
| Personal Injury | -9% |
| Medical Payment | 0% |
| Bodily Injury | -13% |
| Source: Insurance Institute for Highway Safety | |
Ford Flex Finance and Insurance Cost
When financing a Ford Flex, most lenders will require your carry higher Ford Flex coverage options including comprehensive coverage, so be sure to shop around and compare Ford Flex car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Ford Flex Insurance
You can save more money on your Ford Flex auto insurance rates by employing any of the following five strategies.
- Watch Your Insurer Closely When Your Ford Flex Needs Repairs
- Purchase a Roadside Assistance Program for Your Ford Flex
- Ask About Seasonal Insurance for Your Ford Flex
- Get a Plan with Only Liability Coverage If You’re Driving an Older Ford Flex
- Wait Six Years for Accidents to Disappear from Your Record
Top Ford Flex Insurance Companies
Who is the best company for Ford Flex insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Flex insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Flex offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Start comparing Ford Flex auto insurance quotes for free by using our FREE online comparison tool.
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Frequently Asked Questions
How can I find the best Ford Flex car insurance quotes?
You can easily compare quotes for Ford Flex car insurance from top insurance companies by using our free online tool. Enter your ZIP code to get started. You can also reach out to car insurance agents or brokers.
What factors affect the cost of Ford Flex car insurance?
Several factors can affect the cost of Ford Flex car insurance, including:
- your age
- your driving history
- the location where the car is parked
- coverage
- deductible amounts
- value of the vehicle
What type of coverage should I consider for my Ford Flex car insurance?
The type of coverage you should consider for your Ford Flex car insurance depends on your individual needs and preferences. Some common coverage options include:
- liability insurance
- collision insurance
- comprehensive insurance
- uninsured/underinsured motorist coverage
How much Ford Flex car insurance coverage do I need?
The amount of Ford Flex car insurance coverage you need depends on a variety of factors, including your personal assets, your driving habits, and your budget. It is recommended that you have at least enough coverage to cover the value of your vehicle and any potential liabilities that may arise from accidents or other incidents.
Can I get discounts on Ford Flex car insurance?
Yes, many insurance providers offer discounts for Ford Flex car insurance. Some common discounts include safe driver discounts, multiple car discounts, and bundling discounts for combining auto and home insurance policies. Be sure to ask your insurance provider about any available discounts.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Eric Stauffer
Founder & Former Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. In addition to founding Expert Insurance Reviews, Eric is the CEO of C Street Media, a full-service marketing firm and the...
Founder & Former Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.