Best Fiat 500L Car Insurance Quotes (2024)
FIAT 500L insurance costs $114 a month on average, but Fiat 500L insurance for a 17 year old may be more expensive. To save money on your Fiat 500L insurance rates, you can use this guide to compare quotes and companies. State Farm and GEICO are the most popular for Fiat 500L insurance coverage.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,364 a year or $114 each month
- A liability-only policy costs around $547 a year or $46 each month
- Highest rates are for teenage drivers at around $4,985 a year or $415 each month
- Good drivers can save as much as $562 a year by earning policy discounts
- FIAT 500L insurance costs around $155 less per year than the average vehicle
FIAT 500L insurance rates are about $155 less annually than the average vehicle in the country with full coverage costing around $1,364 a year or $114 a month. Teen drivers will pay the most with average rates around $4,985 a year or $415 a month.
Good drivers can save up to $562 a year in policy discounts by remaining safe and courteous out on the roads. Let’s take a closer look at FIAT 500L insurance rates, safety features, and more.
You can start comparing quotes for FIAT 500L car insurance rates from some of the best car insurance companies by using our free online tool now.
FIAT 500L Insurance Cost
The average car insurance costs for a FIAT 500L are $1,364 a year or $114 a month.
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Are FIAT 500Ls Expensive to Insure?
The chart below details how FIAT 500L insurance rates compare to other hatchbacks like the Toyota Yaris and Kia Soul.
| Vehicle | Comprehensive | Collision | Liability | Total |
| FIAT 500L | $256 | $478 | $450 | $1,364 |
| Toyota Yaris | $256 | $478 | $398 | $1,290 |
| Kia Soul | $308 | $500 | $372 | $1,338 |
However, there are a few things you can do to find the cheapest FIAT insurance rates online.
What Impacts the Cost of FIAT 500L Insurance?
The FIAT 500L trim and model you choose can impact the total price you will pay for FIAT 500L auto insurance coverage.
Age of the Vehicle
Older FIAT 500L models generally cost less to insure. For example, car insurance rates for a 2018 FIAT 500L are $1,364, while 2014 FIAT 500L rates are $1,308, a difference of $56.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 FIAT 500L | $256 | $478 | $450 | $1,364 |
| 2017 FIAT 500L | $248 | $466 | $470 | $1,364 |
| 2016 FIAT 500L | $240 | $446 | $486 | $1,352 |
| 2015 FIAT 500L | $226 | $430 | $500 | $1,336 |
| 2014 FIAT 500L | $218 | $400 | $510 | $1,308 |
Driver Age
Driver age can have a significant impact on the cost of FIAT 500L auto insurance. For example, 20-year-old drivers pay approximately $1,668 each year for their FIAT 500L auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on FIAT 500L insurance rates. For example, drivers in Los Angeles may pay $1,173 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your FIAT 500L auto insurance rates. Teens and drivers in their 20’s see the highest jump in their FIAT 500L car insurance with violations on their driving record.
FIAT 500L Safety Ratings
Your FIAT 500L auto insurance rates are influenced by the FIAT 500L’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Poor |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
FIAT 500L Crash Test Ratings
If the FIAT 500L crash test ratings are good, you could have lower FIAT 500L car insurance rates. See FIAT 500L crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| FIAT 500L | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
FIAT 500L Safety Features
The numerous safety features of the FIAT 500L help contribute to lower insurance rates. The 2020 FIAT 500L has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
FIAT 500L Finance and Insurance Cost
If you are financing a FIAT 500L, most lenders will require your carry higher FIAT 500L coverage options including comprehensive coverage, so be sure to shop around and compare FIAT 500L car insurance rates from the best companies using our FREE tool below.
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Ways to Save on FIAT 500L Insurance
There are several ways you can save even more on your FIAT 500L car insurance rates. Take a look at the following five tips:
- Compare FIAT 500L Quotes for Free Online
- Compare Apples to Apples When Comparing FIAT 500L Insurance Quotes and Policies
- Ask About FIAT 500L Low Mileage Discounts
- Take a Defensive Driving Course or Any Driver’s Education Course
- Make Sure You Use an Accredited Driver Safety Program
Top FIAT 500L Insurance Companies
Who is the top car insurance company for FIAT 500L insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering FIAT 500L auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the FIAT 500L offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What is Fiat 500L?
Fiat 500L is a five-door subcompact car produced by the Italian car manufacturer Fiat. It was introduced in 2012 and has been in production ever since.
Why do I need car insurance for my Fiat 500L?
Car insurance is required by law in most states to protect you and other drivers on the road. It can also help cover the costs of repairs or medical expenses in the event of an accident or theft.
What factors affect my Fiat 500L car insurance rates?
Insurance rates for a Fiat 500L can vary depending on factors such as your driving history, age, gender, location, and the level of coverage you choose.
What types of coverage are available for my Fiat 500L?
Common types of car insurance coverage include liability, collision, comprehensive, personal injury protection (PIP), and uninsured/underinsured motorist coverage.
How can I get the best car insurance quotes for my Fiat 500L?
To get the best car insurance quotes for your Fiat 500L, you can shop around and compare rates from different insurance companies. You can also consider factors such as the level of coverage, deductibles, and discounts that are available.
Are there any specific discounts available for insuring a Fiat 500L?
Insurance companies may offer discounts for features such as anti-theft devices, safety features, and good driving records. It is best to check with individual insurance companies to see what discounts they offer for insuring a Fiat 500L.
How can I save money on my Fiat 500L car insurance?
You can save money on your Fiat 500L car insurance by choosing a higher deductible, maintaining a good driving record, and taking advantage of any discounts that are available. Additionally, you may want to consider bundling your car insurance with other insurance policies such as homeowner’s insurance to save money on overall insurance costs.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.