Best Toyota C-HR Car Insurance Quotes (2024)
Toyota C-HR insurance rates cost around $91 a month, or $1,092 a year, but finding a Toyota C-HR insurance quote for comprehensive coverage could cost you more. A liability-only policy costs around $438 a year or $37 each month. Good drivers can save up to $450 a year by earning discounts.
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Zach Fagiano
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Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
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UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,092 a year or $91 each month
- A liability-only policy costs around $438 a year or $37 each month
- Highest rates are for teenage drivers at around $3,991 a year or $333 each month
- Good drivers can save as much as $450 a year by earning policy discounts
- Toyota C-HR insurance costs around $427 less per year than the average vehicle
Toyota C-HR insurance rates are quite a bit cheaper than the average vehicle with full coverage costing around $1,092 a year or $91 a month. Teens have the highest rates at around $3,991 a year or $333 a month as they’re considered to be high-risk.
Good drivers can save up to $450 a year in policy discounts. We’re going to take a quick look at Toyota C-HR insurance rates, crash test ratings, and more.
You can start comparing quotes for Toyota C-HR car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota C-HR Insurance Cost
The average Toyota C-HR auto insurance rates are $1,092 a year or $91 a month.
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Are Toyota C-HRs Expensive to Insure?
The chart below details how Toyota C-HR insurance rates compare to other crossovers like the Kia Niro, Ford Escape, and Audi Q5.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota C-HR | $266 | $470 | $246 | $1,092 |
| Kia Niro | $282 | $478 | $398 | $1,316 |
| Ford Escape | $280 | $438 | $316 | $1,170 |
| Audi Q5 | $362 | $718 | $372 | $1,610 |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| Honda HR-V | $294 | $532 | $372 | $1,356 |
| Buick Envision | $320 | $566 | $398 | $1,442 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota C-HR Insurance?
The Toyota C-HR trim and model you choose will affect the total price you will pay for Toyota C-HR insurance coverage.
Age of the Vehicle
Older Toyota C-HR models generally cost less to insure. For example, auto insurance for a 2020 Toyota C-HR costs $1,092, while 2018 Toyota C-HR insurance costs are $1,066, a difference of $26.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Toyota C-HR | $266 | $470 | $246 | $1,092 |
| 2019 Toyota C-HR | $254 | $452 | $258 | $1,074 |
| 2018 Toyota C-HR | $244 | $448 | $264 | $1,066 |
Driver Age
Driver age can have a significant impact on Toyota C-HR auto insurance rates. As an example, a 40-year-old driver could pay $115 less each month for their Toyota C-HR auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Toyota C-HR insurance rates. For example, drivers in Jacksonville may pay $655 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Toyota C-HR auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Toyota C-HR car insurance with violations on their driving record.
Toyota C-HR Safety Ratings
Your Toyota C-HR car insurance rates are tied to the safety ratings of the Toyota C-HR. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota C-HR Crash Test Ratings
Good Toyota C-HR crash test ratings mean the VW is safer, which could mean cheaper Toyota C-HR car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Toyota C-HR 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Toyota C-HR 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Toyota C-HR 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota C-HR Safety Features
The safety features of the Toyota C-HR can impact your Toyota C-HR car insurance rates. The Toyota C-HR has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Toyota C-HR Finance and Insurance Cost
If you are financing a Toyota C-HR, you will pay more if you purchase Toyota C-HR auto insurance at the dealership, so be sure to shop around and compare Toyota C-HR auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Toyota C-HR Insurance
Although it may seem like your Toyota C-HR car insurance rates are set, there are a few measures that you can take to secure the best Toyota C-HR car insurance rates possible. Take a look at the following five ways to save on Toyota C-HR auto insurance.
- Reduce Your Coverage on an Older Toyota C-HR
- Get Toyota C-HR Auto Insurance Through Costco
- Remove Young Drivers from Your Toyota C-HR Insurance Plan
- Be Picky About Who Drives Your Toyota C-HR
- Buy An Older Toyota C-HR
Top Toyota C-HR Insurance Companies
The best auto insurance companies for Toyota C-HR car insurance rates will offer competitive rates, discounts, and account for the Toyota C-HR’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota C-HR Insurance Quotes Online
You can start comparing quotes for Toyota C-HR auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What is Toyota C-HR?
Toyota C-HR is a subcompact crossover SUV that is manufactured by Toyota. It features an eye-catching design, a comfortable cabin, and a range of advanced safety and infotainment features.
What factors affect Toyota C-HR insurance rates?
The factors that can affect Toyota C-HR insurance rates include the vehicle’s make and model, safety features, driving record, location, age, gender, and credit score.
What types of insurance coverage are available for Toyota C-HR?
The types of insurance coverage available for Toyota C-HR include liability coverage, collision coverage, comprehensive coverage, personal injury protection (PIP), and uninsured/underinsured motorist coverage.
How can I find the best Toyota C-HR car insurance quotes?
To find the best Toyota C-HR car insurance quotes, you should shop around and compare rates from different insurance providers. You can also consider increasing your deductible, bundling your car insurance with other types of insurance, and taking advantage of discounts for safe driving, good grades, and low mileage.
What are some tips for lowering Toyota C-HR insurance rates?
Some tips for lowering Toyota C-HR insurance rates include maintaining a good driving record, opting for a higher deductible, choosing a safe location to park your car, taking advantage of discounts, and considering a usage-based insurance program.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.