Best Subaru Crosstrek Car Insurance Quotes (2024)
Average Subaru Crosstrek auto insurance rates cost $110 per month ($1,320 per year). You can find cheap Subaru Crosstrek insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $776 a year.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Dec 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,320 a year or $110 each month
- A liability-only policy costs around $529 a year or $44 each month
- Highest rates are for teenage drivers at around $4,825 a year or $402 each month
- Good drivers can save as much as $544 a year by earning policy discounts
- Subaru Crosstrek insurance costs around $199 less per year than the average vehicle
Subaru Crosstrek insurance rates are about $199 less per year than the average vehicle with full coverage costing around $1,320 a year or $110 a month. Good drivers can save up to $544 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Subaru Crosstrek insurance rates, safety ratings, and more.
You can start comparing quotes for Subaru Crosstrek car insurance rates from some of the best car insurance companies by using our free online tool now.
Subaru Crosstrek Insurance Cost
The average Subaru Crosstrek car insurance costs are $1,320 a year or $110 a month.
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Are Subaru Crosstreks Expensive to Insure?
The chart below details how Subaru Crosstrek insurance rates compare to other crossovers like the BMW X6, Nissan Rogue, and Chevrolet Trax.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Subaru Crosstrek | $336 | $532 | $316 | $1,320 |
| BMW X6 | $432 | $834 | $398 | $1,822 |
| Nissan Rogue | $268 | $512 | $440 | $1,400 |
| Chevrolet Trax | $280 | $470 | $372 | $1,280 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| Lexus RX 450h | $390 | $718 | $420 | $1,708 |
However, there are a few things you can do to find the cheapest Subaru insurance rates online.
What Impacts the Cost of Subaru Crosstrek Insurance?
The Subaru Crosstrek trim and model you choose can impact the total price you will pay for Subaru Crosstrek insurance coverage.
Age of the Vehicle
The average Subaru Crosstrek car insurance rates are higher for newer models. For example, car insurance for a 2020 Subaru Crosstrek costs $1,320, while 2016 Subaru Crosstrek insurance costs are $1,260, a difference of $60.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Subaru Crosstrek | $336 | $532 | $316 | $1,320 |
| 2019 Subaru Crosstrek | $320 | $512 | $332 | $1,300 |
| 2018 Subaru Crosstrek | $306 | $506 | $338 | $1,286 |
| 2017 Subaru Crosstrek | $296 | $494 | $354 | $1,280 |
| 2016 Subaru Crosstrek | $286 | $474 | $364 | $1,260 |
Driver Age
Driver age can have a significant effect on Subaru Crosstrek car insurance rates. For example, 20-year-old drivers pay $1,614 more for their Subaru Crosstrek car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Subaru Crosstrek insurance rates. For example, drivers in New York may pay $344 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Subaru Crosstrek auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru Crosstrek auto insurance rates with violations on their driving record.
Subaru Crosstrek Safety Ratings
The Subaru Crosstrek’s safety ratings will affect your Subaru Crosstrek car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Subaru Crosstrek Crash Test Ratings
Subaru Crosstrek crash test ratings will affect your Subaru Crosstrek car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Subaru Crosstrek SW AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Subaru Crosstrek Hybrid SW AWD | N/R | N/R | N/R | N/R |
| 2019 Subaru Crosstrek SW AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Subaru Crosstrek Hybrid SW AWD | N/R | N/R | N/R | N/R |
| 2018 Subaru Crosstrek SW AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Subaru Crosstrek SW AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Subaru Crosstrek SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Subaru Crosstrek Hybrid SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Subaru Crosstrek Safety Features
The numerous safety features of the Subaru Crosstrek help contribute to lower insurance rates. The 2020 Subaru Crosstrek has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Subaru Crosstrek Finance and Insurance Cost
When financing a Subaru Crosstrek, most lenders will require your carry higher Subaru Crosstrek coverage options including comprehensive coverage, so be sure to shop around and compare Subaru Crosstrek car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Subaru Crosstrek Insurance
You have more options at your disposal to save money on your Subaru Crosstrek auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Subaru Crosstrek car insurance rates
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Use a Service Like Turo to Rent Out Your Subaru Crosstrek (read our “Does car insurance cover Turo?” for more information)
- Avoid the Temptation to File a Claim for Minor Incidents
- Ask About Seasonal Insurance for Your Subaru Crosstrek
- Park Your Subaru Crosstrek Somewhere Safe – like a Garage or Private Driveway
Top Subaru Crosstrek Insurance Companies
The best auto insurance companies for Subaru Crosstrek car insurance rates will offer competitive rates, discounts, and account for the Subaru Crosstrek’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Subaru Crosstrek Insurance Quotes Online
You can start comparing quotes for Subaru Crosstrek auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What is Subaru Crosstrek car insurance?
Subaru Crosstrek car insurance is a type of insurance coverage that protects the owner of a Subaru Crosstrek against financial loss in case of an accident or theft. It typically covers damages to the vehicle, as well as any injuries sustained by the driver and passengers.
What factors affect the cost of Subaru Crosstrek car insurance quotes?
Several factors can affect the cost of Subaru Crosstrek car insurance quotes, including the driver’s age, driving record, location, and the level of coverage chosen. Additionally, the value of the car and the likelihood of it being stolen or involved in an accident can also impact the cost of insurance.
How can I find the best Subaru Crosstrek car insurance quotes?
To find the best Subaru Crosstrek car insurance quotes, it’s important to shop around and compare rates from different insurance providers. You can also work with an insurance broker who can help you find the best coverage at a competitive price.
What types of coverage are available for Subaru Crosstrek car insurance?
The types of coverage available for Subaru Crosstrek car insurance include liability coverage, which covers damages to other vehicles and property in an accident, as well as collision coverage, which covers damages to your own vehicle in a collision. Comprehensive coverage is also available, which covers damages to your vehicle from non-collision events such as theft or weather-related damage.
What is the average cost of Subaru Crosstrek car insurance?
The cost of Subaru Crosstrek car insurance can vary widely depending on a number of factors, including the driver’s age and driving record, location, and the level of coverage chosen. On average, however, car insurance for a Subaru Crosstrek can cost between $1,000 and $1,500 per year.
Are there any discounts available for Subaru Crosstrek car insurance?
Yes, many insurance providers offer discounts for Subaru Crosstrek car insurance. These can include safe driving discounts, multi-policy discounts, and discounts for installing anti-theft devices in your car. Be sure to ask your insurance provider about available discounts to help lower your insurance costs.
How much car insurance coverage do I need for my Subaru Crosstrek?
The amount of car insurance coverage you need for your Subaru Crosstrek depends on several factors, including the value of your car, your budget, and your level of risk tolerance. It’s generally recommended to carry enough coverage to protect your assets in case of an accident or other incident. You may want to consider liability coverage limits of at least $100,000 per person and $300,000 per accident, and collision and comprehensive coverage with a deductible that you can comfortably afford.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.