Best Acura ILX Car Insurance Quotes (2024)
If you want to buy affordable Acura ILX insurance coverage then you should know that insurance premiums will cost $120 per month ($1,442 per year) on average. Shop around to find cheap Acura ILX insurance rates. On average, Acura ILX comprehensive insurance coverage costs $351, collision coverage costs $513, and liability coverage costs $407.
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Jeff Root
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Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
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UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage annual costs are around $1,442 a year or $120 each month
- A liability-only policy costs around $578 a year or $48 each month
- Highest rates are for teenage drivers at around $5,271 a year or $439 each month
- Good drivers can save as much as $595 a year by earning policy discounts
- Acura ILX insurance costs around $77 less per year than the average vehicle
Acura ILX insurance rates are about $77 less than the average vehicle with full coverage costing around $1,442 a year or $120 a month. The highest rates are for teens who’ll pay around $5,271 a year or $439 a month, as they’re considered to be high-risk.
Good drivers can save up to $595 a year in policy discounts by practicing safe driving habits. Let’s look at Acura ILX insurance rates, crash test ratings, and more.
You can start comparing quotes for Acura ILX car insurance rates from some of the best car insurance companies by using our free online tool now.
Acura ILX Insurance Cost
The average Acura ILX auto insurance costs are $1,442 a year or $120 a month.
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Are Acura ILXs Expensive to Insure?
The chart below details how Acura ILX insurance rates compare to other sedans like the Hyundai Elantra, Honda Accord, and Subaru Legacy.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura ILX | $320 | $566 | $398 | $1,442 |
| Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| Honda Accord | $280 | $500 | $372 | $1,310 |
| Subaru Legacy | $370 | $506 | $338 | $1,350 |
| Subaru WRX | $320 | $566 | $338 | $1,360 |
| Dodge Charger | $376 | $626 | $466 | $1,668 |
| Nissan Maxima | $372 | $630 | $390 | $1,550 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura ILX Insurance?
The Acura ILX trim and model you choose will affect the total price you will pay for Acura ILX insurance coverage.
Age of the Vehicle
Older Acura ILX models generally cost less to insure. For example, auto insurance rates for a 2018 Acura ILX are $1,442, while 2013 Acura ILX rates are $1,320, a difference of $122.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Acura ILX | $320 | $566 | $398 | $1,442 |
| 2017 Acura ILX | $308 | $552 | $416 | $1,434 |
| 2016 Acura ILX | $298 | $530 | $430 | $1,416 |
| 2015 Acura ILX | $282 | $512 | $442 | $1,394 |
| 2014 Acura ILX | $270 | $474 | $452 | $1,354 |
| 2013 Acura ILX | $260 | $446 | $456 | $1,320 |
Driver Age
Driver age can have a significant impact on Acura ILX auto insurance rates. As an example, a 40-year-old driver could pay $152 less each month for their Acura ILX auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Acura ILX insurance rates. For example, drivers in Los Angeles may pay $1,240 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Acura ILX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura ILX car insurance with violations on their driving record.
Acura ILX Safety Ratings
The Acura ILX’s safety ratings will affect your Acura ILX auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura ILX Crash Test Ratings
The crash test ratings of the Acura ILX can impact your Acura ILX car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura ILX Safety Features
The Acura ILX safety features can help lower insurance costs. According to US News, the 2020 Acura ILX has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Acura ILX Insurance Loss Probability
Review the Acura ILX car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Acura ILX auto insurance costs; higher percentages mean higher Acura ILX auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -4% |
|---|---|
| Property Damage | -6% |
| Comprehensive | -17% |
| Personal Injury | 12% |
| Medical Payment | 11% |
| Bodily Injury | -3% |
| Source: Insurance Institute for Highway Safety | |
Acura ILX Finance and Insurance Cost
When financing a Acura ILX, most lenders will require your carry higher Acura ILX coverage options including comprehensive coverage, so be sure to shop around and compare Acura ILX car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Acura ILX Insurance
You have more options at your disposal to save money on your Acura ILX auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Acura ILX car insurance rates
- Ask About Student Discounts
- Pay Your Bills On Time — Especially Acura ILX Payments and Insurance
- Wait Six Years for Accidents to Disappear from Your Record
- Ask for a New Acura ILX Auto Insurance Rate Based on Your Improved Credit Score
- Watch Your Insurer Closely When Your Acura ILX Needs Repairs
Top Acura ILX Insurance Companies
Who is the top auto insurance company for Acura ILX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura ILX auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura ILX offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Acura ILX Insurance Quotes Online
You can start comparing quotes for Acura ILX insurance from some of the top car insurance companies by using our free online tool today.
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Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What is the Acura ILX?
The Acura ILX is a compact luxury sedan produced by the Japanese automaker Acura, which is the luxury vehicle division of Honda. It was introduced in 2012 as a 2013 model and is still being produced today.
What factors can affect the cost of car insurance for an Acura ILX?
Some factors that can affect the cost of car insurance for an Acura ILX include the driver’s age, driving record, location, coverage options, and the car’s value and safety ratings.
How can I find the best car insurance quotes for an Acura ILX?
To find the best car insurance quotes for an Acura ILX, it’s important to shop around and compare quotes from multiple insurance providers. You can do this by contacting insurance companies directly or by using an online comparison tool.
Are there any discounts available for car insurance on an Acura ILX?
Yes, many car insurance providers offer discounts for a variety of reasons. Some common discounts that may be available for car insurance on an Acura ILX include safe driver discounts, multiple policy discounts, and vehicle safety feature discounts.
Do I need full coverage car insurance for my Acura ILX?
Whether or not you need full coverage car insurance for your Acura ILX depends on your personal preferences and the requirements of your state and lender, if applicable. Full coverage car insurance typically includes liability, collision, and comprehensive coverage, while minimum coverage only includes liability coverage. It’s important to consider the value of your vehicle and the potential cost of repairs or replacement in the event of an accident when deciding on coverage options.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.