Best Chevrolet Cobalt Car Insurance Quotes (2024)
Are Chevrolet Cobalts expensive to insure? Chevrolet Cobalt car insurance rates are $112 per month on average, but there are plenty of car insurance discounts you can take advantage of to get better Chevrolet Cobalt auto insurance quotes. Safety ratings based on Chevrolet Cobalt crash tests and other testing can also affect your rates.
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Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,342 a year or $112 each month
- A liability-only policy costs around $538 a year or $45 each month
- Highest rates are for teenage drivers at around $4,905 a year or $409 each month
- Good drivers can save as much as $553 a year by earning policy discounts
- Chevrolet Cobalt insurance costs around $177 less per year than the average vehicle
Is a Chevrolet Cobalt expensive to insure? Chevrolet Cobalt insurance rates are about $177 less per year than the average vehicle, with liability-only coverage coming in at around $1,342 a year or $112 a month. Save up to $553 a year by being a good driver and remaining claim-free. Let’s look at Chevrolet Cobalt insurance rates, safety ratings, and more.
You can start comparing quotes for Chevrolet Cobalt car insurance rates from some of the best insurance companies by using your ZIP code in our free online tool for affordable Chevrolet Cobalt car insurance rates now.
Are Chevrolet Cobalts expensive to insure? Find out now.
Chevrolet Cobalt Insurance Rates
The average Chevrolet Cobalt car insurance rates are $1,342 a year or $112 a month. Take a look at this chart to see average rates based on different factors.
It shouldn’t be surprising that teens pay the most for Chevrolet Cobalt coverage.
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Cost to Insure A Chevrolet Cobalt
The chart below details how Chevrolet Cobalt insurance rates compare to other sedans like the Toyota Corolla, Nissan Versa, and Chevrolet Cruze.
| Vehicle | Average Annual Comprehensive Insurance Rate | Average Annual Collision Insurance Rate | Average Annual Liability Insurance Rate | Average Annual Total Insurance Rate |
|---|---|---|---|---|
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
| Nissan Versa | $268 | $542 | $390 | $1,358 |
| Chevrolet Cruze | $308 | $594 | $372 | $1,432 |
| Buick Regal | $306 | $536 | $398 | $1,398 |
| Chrysler 300 | $332 | $626 | $398 | $1,514 |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
There are a few things you can do to find the cheapest Chevrolet insurance rates online.
Impacts of the Cost of Chevrolet Cobalt Insurance
Even though the average annual rate for the Chevrolet Cobalt is $1,342, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Chevrolet Cobalt. Keep reading to find out more.
Age of the Vehicle
Older Chevrolet Cobalt models generally cost less to insure.
| Model Year | Average Annual Comprehensive Rates | Average Annual Collision Rates | Average Annual Liability Rates | Average Annual Total Rates |
|---|---|---|---|---|
| 2010 Chevrolet Cobalt | $198 | $364 | $580 | $1,342 |
Driver Age
Driver age can have a significant effect on Chevrolet Cobalt car insurance rates.
For example, 30-year-old drivers pay $59 more for Chevrolet Cobalt car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet Cobalt insurance rates.
For example, drivers in New York may pay $818 a year more than drivers in Seattle.
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Your Driving Record
Your driving record can have an impact on your Chevrolet Cobalt car insurance rates. Teens and drivers in their 20s see the highest jump in their Chevrolet Cobalt car insurance with violations on their driving record. Take a look at this video to hear about how driving record can affect your rates.
To see how your driving record can affect your rates for a Chevrolet Cobalt at different ages, take a look at this chart.
As we already noted, the highest rates, regardless of driving record, are typically associated with 20-year-old drivers, while 60-year-old drivers pay the most affordable rates.
Chevrolet Cobalt Safety Ratings
Your Chevrolet Cobalt auto insurance rates are tied to the Chevrolet Cobalt’s safety ratings. Take a look at the breakdown below from the Insurance Institute for Highway Safety.
Chevrolet Cobalt Safety Ratings
| IIHS Safety Test Type | Safety Rating |
|---|---|
| Small overlap front: driver-side | Not Tested |
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Average |
| Roof strength | Not Tested |
| Head restraints and seats | Good |
This data includes 2010 Chevrolet Cobalt safety ratings.
Chevrolet Cobalt Crash Test Ratings
Good Chevrolet Cobalt crash test ratings mean the VW is safer, which could mean cheaper Chevrolet Cobalt car insurance rates. Take a look at this table to see National Highway Traffic Safety Administration ratings for the Chevrolet Cobalt.
Chevrolet Cobalt Crash Test Ratings
| Vehicle Tested | Front Driver | Front Passenger | Side Driver | Side Passenger | Rollover |
|---|---|---|---|---|---|
| Chevrolet Cobalt | 4 | 5 | 3 | 5 | 4 |
The overall average safety rating for the Chevrolet Cobalt is 4.2 stars.
Chevrolet Cobalt Safety Features
Most drivers don’t realize that not only do Chevrolet Cobalt safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Chevrolet Cobalt auto insurance rates. The Chevrolet Cobalt’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Disc/Rear Drum Brakes
- Daytime Running Lights
- Emergency Trunk Release
Speak with a licensed insurance agent to find out what safety feature-based car insurance discounts you may qualify for if you drive a Chevrolet Cobalt.
Chevrolet Cobalt Finance & Insurance Cost
If you are financing a Chevrolet Cobalt, most lenders will require your carry higher Chevrolet Cobalt coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Cobalt car insurance quotes from the best companies using our free tool below.
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Ways to Save on Chevrolet Cobalt Insurance
If you want to reduce the cost of your Chevrolet Cobalt insurance rates, follow these tips:
- Compare Chevrolet Cobalt quotes for free online
- Buy a Chevrolet Cobalt with an anti-theft device
- Consider ride-sharing services to lower your Chevrolet Cobalt mileage
- Get Chevrolet Cobalt auto insurance through Costco
- Pay your bills on time—especially Chevrolet Cobalt payments and insurance
These are examples of some of the ways you can save when shopping for insurance for your Chevrolet Cobalt.
Top Chevrolet Cobalt Insurance Companies
Who is the best auto insurance company for Chevrolet Cobalt insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Cobalt auto insurance coverage, ordered by market share (this data was pulled from the Insurance Information Institute).
| Rank | Insurance Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $65,615,190 | 9.30% |
| 2 | Geico | $46,106,971 | 6.60% |
| 3 | Progressive | $39,222,879 | 5.60% |
| 4 | Liberty Mutual | $35,600,051 | 5.10% |
| 5 | Allstate | $35,025,903 | 5.00% |
| 6 | Travelers | $28,016,966 | 4.00% |
| 7 | USAA | $23,483,080 | 3.30% |
| 8 | Chubb | $23,388,385 | 3.30% |
| 9 | Farmers | $20,643,559 | 2.90% |
| 10 | Nationwide | $18,442,145 | 2.60% |
To see this represented graphically,
Many of these companies offer discounts for security systems and other safety features that the Chevrolet Cobalt offers.
Compare Free Chevrolet Cobalt Insurance Quotes Online
Ready to buy Chevrolet Cobalt car insurance? Find the best Chevrolet Cobalt car insurance company for you by using your ZIP code to get quotes from multiple car insurance companies in order to compare quotes for Chevrolet Cobalt coverage today.
References:
- https://www.nhtsa.gov/ratings
- https://www.iihs.org/ratings/vehicle/chevrolet/cobalt-2-door-coupe/2010
- https://www.iii.org/fact-statistic/facts-statistics-insurance-company-rankings
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Frequently Asked Questions
What are the safety ratings for Chevrolet Cobalt?
According to the Insurance Institute for Highway Safety, the Chevrolet Cobalt has good safety ratings. However, the actual safety ratings may vary depending on the model year and other factors.
What are the safety features of a Chevrolet Cobalt?
The Chevrolet Cobalt has several safety features, including airbags, anti-lock brakes, traction control, electronic stability control, and tire pressure monitoring. Speak with a licensed insurance agent to find out what safety feature-based car insurance discounts you may qualify for if you drive a Chevrolet Cobalt.
How much does it cost to insure a Chevrolet Cobalt?
The average cost to insure a Chevrolet Cobalt is around $112 per month or $1,342 per year, which is $177 less than the average cost to insure a car. However, the actual cost may vary depending on several factors such as your age, location, driving record, and the model year of your car.
What affects the cost of Chevrolet Cobalt car insurance?
The cost of Chevrolet Cobalt car insurance is affected by several factors, including your age, location, driving record, and the model year of your car. Safety ratings, such as those based on Chevrolet Cobalt crash tests, can also affect your rates.
How can I save money on Chevrolet Cobalt car insurance?
You can save money on Chevrolet Cobalt car insurance by being a good driver and remaining claim-free, comparing quotes from different insurance companies, taking advantage of discounts for safety features, and increasing your deductible.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.