Best Chevrolet Equinox Car Insurance Quotes (2024)
Average Chevy Equinox insurance rates are $114/mo or $1,370/yr. Mature drivers with good driving records may qualify for discounts that reduce their Chevy Equinox insurance rates to as low as $67.08/mo or $805/yr.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,370 a year or $114 each month
- A liability-only policy costs around $549 a year or $46 each month
- Highest rates are for teenage drivers at around $5,007 a year or $417 each month
- Good drivers can save as much as $565 a year by earning policy discounts
- Chevrolet Equinox insurance costs around $149 less per year than the average vehicle
Chevrolet Equinox insurance rates are about $149 less per year than the average vehicle with full coverage costing about $1,370 a year or $114 a month. Drivers of an older Chevrolet Equinox may opt for liability-only coverage which is around $549 a year or $46 a month. Let’s take a look at Chevrolet Equinox insurance rates, crash test ratings, and more.
You can start comparing quotes for Chevrolet Equinox car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Equinox Insurance Cost
The average Chevrolet Equinox auto insurance rates are $1,370 a year or $114 a month.
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Are Chevrolet Equinoxs Expensive to Insure?
The chart below details how Chevrolet Equinox insurance rates compare to other crossovers like the Toyota RAV4, Infiniti QX30, and Hyundai Kona.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Hyundai Kona | $280 | $500 | $316 | $1,232 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| Lexus NX 300 | $376 | $688 | $372 | $1,594 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Equinox Insurance?
Even though the average annual rate for the Chevrolet Equinox is $1,370, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Chevrolet Equinox.
Age of the Vehicle
The average Chevrolet Equinox car insurance rates are higher for newer models. For example, car insurance for a 2020 Chevrolet Equinox costs $1,370, while 2010 Chevrolet Equinox insurance costs are $1,130, a difference of $240.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| 2019 Chevrolet Equinox | $294 | $512 | $390 | $1,354 |
| 2018 Chevrolet Equinox | $282 | $506 | $398 | $1,344 |
| 2017 Chevrolet Equinox | $272 | $494 | $416 | $1,340 |
| 2016 Chevrolet Equinox | $262 | $474 | $430 | $1,324 |
| 2015 Chevrolet Equinox | $248 | $458 | $442 | $1,306 |
| 2014 Chevrolet Equinox | $238 | $424 | $452 | $1,272 |
| 2013 Chevrolet Equinox | $230 | $400 | $456 | $1,244 |
| 2012 Chevrolet Equinox | $220 | $358 | $460 | $1,196 |
| 2011 Chevrolet Equinox | $206 | $330 | $460 | $1,154 |
| 2010 Chevrolet Equinox | $198 | $310 | $464 | $1,130 |
Driver Age
Driver age can have a significant effect on Chevrolet Equinox car insurance rates. As an example, a 30-year-old driver pays around $60 more each year for their Chevrolet Equinox car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Chevrolet Equinox insurance rates. For example, drivers in New York may pay $357 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Equinox auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Equinox auto insurance rates with violations on their driving record.
Chevrolet Equinox Safety Ratings
Your Chevrolet Equinox auto insurance rates are influenced by the Chevrolet Equinox’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Equinox Crash Test Ratings
Not only do good Chevrolet Equinox crash test ratings mean you are better protected in a crash, but good Chevrolet Equinox crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Equinox SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Chevrolet Equinox SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Equinox SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Equinox SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Equinox SUV FWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Equinox SUV FWD Early Release | 4 stars | 5 stars | 4 stars | 4 stars |
| 2018 Chevrolet Equinox SUV AWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Equinox SUV AWD Early Release | 4 stars | 5 stars | 4 stars | 4 stars |
| 2017 Chevrolet Equinox SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Chevrolet Equinox SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Chevrolet Equinox SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Chevrolet Equinox SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Equinox Safety Features
The numerous safety features of the Chevrolet Equinox help contribute to lower insurance rates. The 2020 Chevrolet Equinox has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Chevrolet Equinox Insurance Loss Probability
The Chevrolet Equinox’s insurance loss probability varies between different coverage types. The lower percentage means lower Chevrolet Equinox auto insurance costs; higher percentages mean higher Chevrolet Equinox auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -18% |
|---|---|
| Property Damage | -14% |
| Comprehensive | -26% |
| Personal Injury | 1% |
| Medical Payment | 4% |
| Bodily Injury | -7% |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Equinox Finance and Insurance Cost
If you are financing a Chevrolet Equinox, you will pay more if you purchase Chevrolet Equinox car insurance at the dealership, so be sure to shop around and compare Chevrolet Equinox car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Equinox Insurance
There are many ways that you can save on Chevrolet Equinox car insurance. Below are five actions you can take to find cheap Chevrolet Equinox auto insurance rates.
- Purchase a Roadside Assistance Program for Your Chevrolet Equinox
- Carpool to Work Instead of Driving Your Chevrolet Equinox
- Ask About Mature Driver Discounts for Drivers Over 50
- Ask Your Insurance Company About Chevrolet Equinox Discounts
- Buy a Chevrolet Equinox with an Anti-Theft Device
Top Chevrolet Equinox Insurance Companies
Who is the best company for Chevrolet Equinox insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Equinox insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Equinox offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Equinox Insurance Quotes Online
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Frequently Asked Questions
What are the average Chevrolet Equinox auto insurance rates?
The average Chevrolet Equinox auto insurance rates are $1,370 per year or $114 per month.
Are Chevrolet Equinox cars expensive to insure?
No, Chevrolet Equinox cars are not expensive to insure compared to other crossovers like the Toyota RAV4, Infiniti QX30, and Hyundai Kona.
What factors impact the cost of Chevrolet Equinox car insurance?
Factors that impact the cost of Chevrolet Equinox car insurance include the age of the vehicle, driver age, driver location, and driving record.
What are the safety ratings for the Chevrolet Equinox?
The Chevrolet Equinox has good safety ratings and numerous safety features that contribute to lower insurance rates.
What are some ways to save on Chevrolet Equinox car insurance?
Some ways to save on Chevrolet Equinox car insurance include shopping around for the best rates, taking advantage of discounts for safety features, and maintaining a good driving record.
Which insurance companies offer coverage for Chevrolet Equinox cars?
Some of the top insurance companies offering coverage for Chevrolet Equinox cars include State Farm, Geico, and Progressive.
How can I compare Chevrolet Equinox car insurance quotes online?
You can compare Chevrolet Equinox car insurance quotes online by using a free online comparison tool.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.