Best Mazda CX-5 Car Insurance Quotes (2024)
Are Mazda CX-5s expensive to insure? The average insurance costs for a Mazda CX-5 are $115/mo or $1,384 annually. The Mazda CX-5 insurance rates are $135 less annually than the average vehicle. Affordable Mazda CX-5 car insurance doesn't have to be hard to get. You can find the best CX-5 insurance rates by comparison shopping and seeking out car insurance discounts.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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The Highlights
- Average full coverage rates for the Mazda CX-5s are $115 per month or $1,384 annually.
- Teenage drivers pay the most for their Mazda CX-5 insurance rates at around $422 per month or $5,059 a year.
- Good drivers can save as much as $571 a year on their Mazda CX-5 insurance policy by earning discounts.
- The Mazda CX-5 insurance costs are around $135 less per year than the average vehicle.
Are Mazda CX-5s expensive to insure? The Mazda CX-5 insurance rates are about $135 less per year than the average vehicle. The average CX-5 insurance rates for a full-coverage policy are $115 per month or $1,384 annually.
Our comprehensive guide will teach you how to compare car insurance quotes for your CX-5 so you can get the best Mazda rates. For example, good drivers can save up to $571 a year with policy discounts just for being claim-free. We’ll take a look at Mazda CX-5 insurance rates, safety ratings, and more.
You can start comparing quotes for Mazda CX-5 car insurance rates from some of the best car insurance companies by entering your five-digit ZIP code into our FREE quote tool above. This is the best way to find affordable Mazda CX-5 car insurance.
Mazda CX-5 Insurance Cost
What are the average Mazda CX-5 insurance rates? The average car insurance costs for a Mazda CX-5 are $1,384 a year or $115 a month.
Take a look at the graph below to see how your average insurance costs for a Mazda CX-5 changes based on your specific needs and driver demographics.
As you can see, the cost to own a Mazda CX-5 changes depending on what car insurance coverage level you’re interested in purchasing, how old you are, and what your driving record looks like.
Experienced drivers with flawless driving records will always receive the most competitive rates.
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Are Mazda CX-5s Expensive to Insure?
Why are Mazdas so expensive to insure compared to other vehicles? According to our research, the Mazda CX-5 is actually cheaper to insure than many similar cars in its class.
See what we mean in the chart below, which details how Mazda CX-5 insurance rates compare to other crossovers.
Mazda CX-5 Average Annual Auto Insurance Rates Compared to Similar Vehicles
Vehicle | Comprehensive | Collision | Liability | Total |
---|---|---|---|---|
Mazda CX-5 | $322 | $532 | $372 | $1,384 |
Kia Niro | $282 | $478 | $398 | $1,316 |
Lincoln MKC | $306 | $596 | $398 | $1,458 |
Audi SQ5 | $394 | $774 | $264 | $1,542 |
BMW X6 | $432 | $834 | $398 | $1,822 |
Honda CR-V | $280 | $408 | $316 | $1,140 |
Ford Escape | $280 | $438 | $316 | $1,170 |
The type of car you drive is not the only factor that impacts your car insurance rates. Your age, driving record, and the state you live in can cause your rates to be higher or lower. Similarly, every insurance company uses slightly different calculations to determine your premiums.
Fortunately, there are a few things you can do to find the cheapest Mazda insurance rates online. Look for discounts you qualify for, and always do some comparison shopping before choosing a policy.
What Impacts the Cost of Mazda CX-5 Insurance?
Did you know the age of your CX-5 can affect your car insurance rates? Similarly, the Mazda CX-5 trim and model you choose can impact the total price you will pay for Mazda CX-5 insurance coverage. Keep reading to see what we mean.
Age of Your Mazda CX-5 and Your Car Insurance Rates
Older Mazda CX-5 models generally cost less to insure. For example, car insurance rates for a 2020 Mazda CX-5 are $1,384, while 2013 Mazda CX-5 rates are $1,254, a difference of $130.
Find your Mazda model year in the table below.
Mazda CX-5 Average Annual Auto Insurance Rates by Model Year
Model Year | Comprehensive | Collision | Liability | Total |
---|---|---|---|---|
2020 Mazda CX-5 | $322 | $532 | $372 | $1,384 |
2019 Mazda CX-5 | $306 | $512 | $390 | $1,366 |
2018 Mazda CX-5 | $294 | $506 | $398 | $1,356 |
2017 Mazda CX-5 | $284 | $494 | $416 | $1,352 |
2016 Mazda CX-5 | $274 | $474 | $430 | $1,336 |
2015 Mazda CX-5 | $260 | $458 | $442 | $1,318 |
2014 Mazda CX-5 | $250 | $424 | $452 | $1,284 |
2013 Mazda CX-5 | $240 | $400 | $456 | $1,254 |
As you can see, the 2018 Mazda CX-5 cost to own and insure is slightly higher than the 2016 Mazda CX-5 insurance cost. Older models usually cost less to insure because they are cheaper to fix and replace than newer models.
Driver Age and Car Insurance Rates
Driver age can have a significant impact on the cost of Mazda CX-5 auto insurance. For example, 20-year-old drivers pay approximately $1,693 each year for their Mazda CX-5 auto insurance than 30-year-old drivers.
See what we mean in the graph below.
Younger drivers have less experience and are more likely to cause traffic accidents. Therefore, teenage drivers pay more for auto insurance than older, more experienced drivers.
If you’re a young driver looking for the best auto insurance for teens, always ask about good student discounts to help lower your rates.
Driver Location and Car Insurance Rates
Where you live can have a large impact on Mazda CX-5 insurance rates. For example, drivers in New York may pay $845 a year more than drivers in Seattle.
Check out how the car insurance rates for the Mazda CX-5 change by major U.S. city in the chart below.
If you live in a city with a high population density, your chances of getting into an accident increases. Therefore, insurance rates are higher in larger metropolitan areas.
Your Driving Record and Your Car Insurance Rates
Your driving record can have a major impact on the cost of your Mazda CX-5 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-5 car insurance with violations on their driving record.
See what we mean in the graph below.
Even a single speeding ticket can cause your rates to skyrocket. Safe driving always pays off. Not only does it save lives, but you might also qualify for safe driver discounts.
Mazda CX-5 Safety Ratings
Your Mazda CX-5 auto insurance rates are tied to the Mazda CX-5’s safety ratings. See the breakdown for the 2020 Mazda CX-5 safety ratings below.
2020 Mazda CX-5 Safety Ratings
Test Type | Rating |
---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front | Good |
Side | Good |
Roof strength | Good |
Head restraints and seats | Good |
A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. This vehicle is one of the 2020 top safety picks plus, which means the headlights also received stellar ratings. This will reflect positively in your car insurance rates.
Not every model year receives the same safety ratings. For example, the 2014 Mazda CX-5 safety rating might be different from the 2016 Mazda CX-5 safety ratings.
Therefore, we always recommend looking at the safety ratings for your specific CX-5 model for the most accuracy.
The Mazda CX-5 Crash Test Ratings Impact on Car Insurance Rates
Similar to the safety ratings, crash test ratings are also looked at when determining your car insurance rates. Poor Mazda CX-5 crash test ratings could mean higher Mazda CX-5 car insurance rates.
See how different CX-5 models and trims fared in the table below.
Mazda CX-5 Crash Test Ratings
Vehicle Tested | Overall | Frontal | Side | Rollover |
---|---|---|---|---|
2020 Mazda CX-5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2020 Mazda CX-5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
2019 Mazda CX-5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2019 Mazda CX-5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
2018 Mazda CX-5 SUV FWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
2018 Mazda CX-5 SUV FWD Early Release | 4 stars | 5 stars | 5 stars | 4 stars |
2018 Mazda CX-5 SUV AWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
2018 Mazda CX-5 SUV AWD Early Release | 4 stars | 5 stars | 5 stars | 4 stars |
2017 Mazda CX-5 SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
2017 Mazda CX-5 SUV AWD | 4 stars | 5 stars | 5 stars | 4 stars |
2016 Mazda CX-5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
2016 Mazda CX-5 SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
A 5-star rating is the highest possible score given by the National Highway Traffic Safety Administration. As you can see, each model year and trim type receives different crash test results.
Check out a video of the 2015 Mazda CX-5 crash test from the Insurance Institute for Highway Safety below.
Remember, these 2015 results are different than the 2013 Mazda CX-5 crash test results, which are also not the same as the 2016 Mazda CX-5 crash test ratings. Be sure to look up the crash test results for your specific Mazda CX-5 model year.
Mazda CX-5 Safety Features and Car Insurance Rates
The more safety features you have on your Mazda CX-5, the more likely it is that you can earn a discount. The Mazda CX-5’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
If your Mazda CX-5 has additional safety features, be sure to ask about car insurance discounts. You may be able to save on your annual premiums.
Mazda CX-5 Insurance Loss Probability and Car Insurance Rates
Looking at your vehicle’s insurance loss ratios can help you see if the car you drive is positively or negatively impacting your car insurance rates. The Mazda CX-5’s insurance loss ratio varies between different coverage types.
Take a look at the details in the table below.
Mazda CX-5 Insurance Loss Ratios
Insurance Coverage Category | Loss Rate |
---|---|
Collision | -34% |
Property damage | -12% |
Comprehensive | -15% |
Personal injury | -21% |
Medical payment | -17% |
Bodily injury | -24% |
While some types of insurance loss ratios are higher for the Mazda CX-5, others are more favorable and lead to lower insurance rates.
Mazda CX-5 Finance and Insurance Cost
If you are financing a Mazda CX-5, you will pay more if you purchase Mazda CX-5 car insurance at the dealership.
Be sure to shop around and compare Mazda CX-5 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Mazda CX-5 Insurance
Drivers can end up saving more money on their Mazda CX-5 car insurance rates by employing any one of the following strategies.
Take advantage of referral fees. The savings can start to add up. Also, consider ride-sharing services to lower your Mazda CX-5 mileage. Driving less can help keep your rates low.
Buy a dashcam for Your Mazda CX-5. Adding additional or optional safety features to your vehicle can help you qualify for more discounts.
You might also choose automatic payments, also known as EFT, for Your Mazda CX-5 insurance policy. Some companies reward customers for going paperless with discounts.
If you have a messy driving record, wait four to six years for accidents to disappear from your record. As long as you practice safe driving and avoid any incidents, your rates will go down.
Top Mazda CX-5 Insurance Companies
Who is the best company for Mazda CX-5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-5 insurance coverage ordered by market share.
Mazda CX-5 Insurance Companies by Market Share
Rank | Company | Volume | Market Share |
---|---|---|---|
1 | State Farm | $65,615,190 | 9.30% |
2 | GEICO | $46,106,971 | 6.60% |
3 | Progressive | $39,222,879 | 5.60% |
4 | Liberty Mutual | $35,600,051 | 5.10% |
5 | Allstate | $35,025,903 | 5.00% |
6 | Travelers | $28,016,966 | 4.00% |
7 | USAA | $23,483,080 | 3.30% |
8 | Chubb | $23,388,385 | 3.30% |
9 | Farmers | $20,643,559 | 2.90% |
10 | Nationwide | $18,442,145 | 2.60% |
Many of these companies offer discounts for security systems and other safety features that the Mazda CX-5 offers.
For a visual representation of the data from the table above, take a look at the following graph. It also shows the same car insurance companies based on market share.
You can trust that these companies will be able to close out your claims even in the event of an economic downturn. Be sure to also look up customer reviews and experiences as well.
Compare Free Mazda CX-5 Insurance Quotes Online
You are now an expert on securing cheap Mazda CX-5 insurance rates. Are you ready to buy Mazda CX-5 car insurance? Enter your five-digit ZIP code into our FREE quote comparison tool below to save money on your Mazda CX-5 insurance premiums.
Are you looking for free insurance quotes?
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Frequently Asked Questions
What factors affect the cost of Mazda CX-5 car insurance quotes?
Several factors affect the cost of Mazda CX-5 car insurance quotes, including the driver’s age, driving history, location, and the type of coverage they choose.
What types of coverage are available for Mazda CX-5 car insurance?
There are several types of coverage available for Mazda CX-5 car insurance, including liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured/underinsured motorist coverage.
What is liability coverage for Mazda CX-5 car insurance?
Liability coverage for Mazda CX-5 car insurance covers damages and injuries that you may cause to others in an accident. It is mandatory in most states.
What is collision coverage for Mazda CX-5 car insurance?
Collision coverage for Mazda CX-5 car insurance covers damages to your vehicle in an accident, regardless of fault.
What is comprehensive coverage for Mazda CX-5 car insurance?
Comprehensive coverage for Mazda CX-5 car insurance covers damages to your vehicle caused by non-collision incidents, such as theft, vandalism, and weather damage.
What is personal injury protection for Mazda CX-5 car insurance?
Personal injury protection for Mazda CX-5 car insurance covers medical expenses and lost wages for you and your passengers in the event of an accident.
What is uninsured/underinsured motorist coverage for Mazda CX-5 car insurance?
Uninsured/underinsured motorist coverage for Mazda CX-5 car insurance covers damages and injuries caused by a driver who does not have insurance or does not have enough insurance to cover the damages.
How can I lower the cost of Mazda CX-5 car insurance?
There are several ways to lower the cost of Mazda CX-5 car insurance, including maintaining a clean driving record, bundling policies, raising deductibles, and taking advantage of discounts offered by insurers.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.