Best Audi A3 Car Insurance Quotes (2024)
The average Audi A3 insurance rates are $117/mo for full coverage while Audi A3 insurance costs are $28.50/mo for comprehensive, $41.58/mo for collision, and $33/mo for liability coverage. Shop around for Audi A3 insurance quotes using our comparison tool below.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Feb 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Feb 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,404 a year or $117 each month
- A liability-only policy costs around $563 a year or $47 each month
- Highest rates are for teenage drivers at around $5,132 a year or $428 each month
- Good drivers can save as much as $579 a year by earning policy discounts
- Audi A3 insurance costs around $115 less per year than the average vehicle
Audi A3 insurance rates cost about $115 less per year than the average vehicle, with full coverage costing around $1,404 a year or $117 a month. Good drivers who remain claim-free will qualify for up to $579 a year in discounts. Let’s look at Audi A3 insurance rates, safety ratings, and more.
You can start comparing quotes for Audi A3 car insurance rates from some of the best car insurance companies by using our free online tool now.
Audi A3 Insurance Cost
The average Audi A3 auto insurance rates are $1,404 a year or $117 a month.
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Are Audi A3s Expensive to Insure?
The chart below details how Audi A3 insurance rates compare to other sedans like the Chrysler 300, Toyota Avalon, and Ford Fusion.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi A3 | $282 | $566 | $398 | $1,404 |
| Chrysler 300 | $332 | $626 | $398 | $1,514 |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Ford Fusion | $336 | $626 | $372 | $1,492 |
| Subaru WRX | $320 | $566 | $338 | $1,360 |
| Chevrolet Impala | $280 | $532 | $372 | $1,342 |
| Chevrolet Blazer | $376 | $688 | $316 | $1,516 |
However, there are a few things you can do to find the cheapest Audi insurance rates online.
What Impacts the Cost of Audi A3 Insurance?
The Audi A3 trim and model you choose can impact the total price you will pay for Audi A3 insurance coverage.
Age of the Vehicle
Older Audi A3 models generally cost less to insure. For example, car insurance rates for a 2018 Audi A3 are $1,404, while 2010 Audi A3 rates are $1,166, a difference of $238.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Audi A3 | $282 | $566 | $398 | $1,404 |
| 2017 Audi A3 | $272 | $552 | $416 | $1,398 |
| 2016 Audi A3 | $262 | $530 | $430 | $1,380 |
| 2015 Audi A3 | $248 | $512 | $442 | $1,360 |
| 2013 Audi A3 | $230 | $446 | $456 | $1,290 |
| 2012 Audi A3 | $220 | $400 | $460 | $1,238 |
| 2011 Audi A3 | $206 | $368 | $460 | $1,192 |
| 2010 Audi A3 | $198 | $346 | $464 | $1,166 |
Driver Age
Driver age can have a significant impact on Audi A3 auto insurance rates. For instance, a 30-year-old driver may pay $62 more each year for Audi A3 auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Audi A3 insurance rates. For example, drivers in New York may pay $856 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Audi A3 car insurance. Teens and drivers in their 20’s see the highest jump in their Audi A3 car insurance with violations on their driving record.
Audi A3 Safety Ratings
Your Audi A3 auto insurance rates are influenced by the Audi A3’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Audi A3 Crash Test Ratings
Not only do good Audi A3 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Audi A3 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Audi A3 Cabriolet C FWD | N/R | N/R | N/R | N/R |
| 2020 Audi A3 Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2020 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Audi A3 Sportback e-tron FWD | N/R | N/R | N/R | N/R |
| 2019 Audi A3 C FWD | N/R | N/R | N/R | N/R |
| 2019 Audi A3 C AWD | N/R | N/R | N/R | N/R |
| 2019 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Audi A3 Sportback e-tron FWD | N/R | N/R | N/R | N/R |
| 2018 Audi A3 C FWD | N/R | N/R | N/R | N/R |
| 2018 Audi A3 C AWD | N/R | N/R | N/R | N/R |
| 2018 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Audi A3 C FWD | N/R | N/R | N/R | N/R |
| 2017 Audi A3 C AWD | N/R | N/R | N/R | N/R |
| 2017 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Audi A3 C FWD | N/R | N/R | N/R | N/R |
| 2016 Audi A3 C AWD | N/R | N/R | N/R | N/R |
| 2016 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Audi A3 Safety Features
Audi A3 safety features can lower the cost of your insurance. The safety features for the 2020 Audi A3 include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Cross-Traffic Alert
Audi A3 Insurance Loss Probability
The Audi A3’s insurance loss probability varies between different coverage types. The lower percentage means lower Audi A3 auto insurance costs; higher percentages mean higher Audi A3 auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 52% |
|---|---|
| Property Damage | -10% |
| Comprehensive | 9% |
| Personal Injury | -15% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Best Audi Car Insurance Rates by Model: Exploring Insurance Costs
In this comparison, we’ll analyze the insurance rates for various Audi models, including popular choices like the A3, A4, Q5, and others. Whether you’re eyeing a sleek sedan, a versatile wagon, or a powerful SUV, understanding insurance costs is crucial. Let’s dive into the details and uncover which Audi model offers the best insurance rates for your needs.
Audi A3 Finance and Insurance Cost
If you are financing a Audi A3, you will pay more if you purchase Audi A3 car insurance at the dealership, so be sure to shop around and compare Audi A3 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Audi A3 Insurance
There are many ways that you can save on Audi A3 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Audi A3 car insurance rates low.
- Ask About Farm and Ranch Vehicle Discounts
- Ask About Seasonal Insurance for Your Audi A3
- Take a Defensive Driving Course or Any Driver’s Education Course
- Ask About Audi A3 Discounts If You Were Listed on Someone Else’s Policy
- Get Audi A3 Auto Insurance Through Costco
Top Audi A3 Insurance Companies
Who is the best auto insurance company for Audi A3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi A3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi A3 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Audi A3 Insurance Quotes Online
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Frequently Asked Questions
What factors affect the cost of insurance for an Audi A3?
The cost of insurance for an Audi A3 depends on various factors, including the driver’s age and driving record, the location of the driver, the coverage limits and deductibles selected, the year and model of the car, and the level of insurance coverage selected.
What are some of the safety features of the Audi A3 that could help lower the cost of insurance?
Some of the safety features that could help lower the cost of insurance for an Audi A3 include anti-lock brakes, traction control, stability control, airbags, and a backup camera.
Are there any discounts available for Audi A3 insurance?
Some insurance providers may offer discounts for an Audi A3 based on factors such as the driver’s age and driving record, the location of the driver, the level of coverage selected, and any safety features or anti-theft devices installed in the car.
Where can I find the best Audi A3 car insurance quotes?
The best way to find the most affordable Audi A3 car insurance quotes is to compare quotes from multiple insurance providers. This can be done online or by contacting an insurance agent or broker. It is important to compare coverage limits and deductibles as well as prices when comparing quotes.
What factors can affect the cost of insurance for an Audi A3?
Several factors can affect the cost of insurance for an Audi A3, such as the driver’s age, driving record, location, credit score, and the level of coverage chosen. Other factors that can impact insurance rates include the car’s year, make, model, and trim level, as well as the frequency of accidents or thefts associated with that particular vehicle.
How can I find the best insurance rates for my Audi A3?
To find the best insurance rates for your Audi A3, it’s important to shop around and compare quotes from different insurance providers. You can use online comparison tools or work with an independent insurance agent to get quotes from multiple carriers. It’s also important to maintain a good driving record, as this can help lower your insurance rates.
What discounts are available for Audi A3 insurance?
Insurance providers may offer a variety of discounts for Audi A3 insurance, such as safe driver discounts, multi-car discounts, good student discounts, and anti-theft device discounts. Some providers may also offer discounts for bundling car insurance with other types of insurance, such as homeowners or renters insurance. To find out which discounts are available, it’s best to speak with an insurance agent or representative from the provider.
How much does it cost to insure an Audi A3?
The cost of insurance for an Audi A3 can vary depending on the factors mentioned earlier, such as the driver’s age, driving record, and location, as well as the level of coverage chosen. On average, the cost of insurance for an Audi A3 can range from $100 to $300 per month, or $1,200 to $3,600 per year.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.