Best Audi A8 Car Insurance Quotes (2024)
The average Audi A8 insurance rates are $159/mo for full coverage, with savings for good drivers of up to $246/mo compared to higher risk drivers. Car insurance for an Audi A8 is higher due to the luxury status of the vehicle. Reduce your Audi A8 insurance costs by shopping around for a policy with our quote comparison tool below.
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Tim Bain
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Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,912 a year or $159 each month
- A liability-only policy costs around $766 a year or $64 each month
- Highest rates are for teenage drivers at around $6,988 a year or $582 each month
- Good drivers can save as much as $788 a year by earning policy discounts
- Audi A8 insurance costs around $393 more per year than the average vehicle
Audi A8 insurance rates are about $393 a year more than the average vehicle, with full coverage costing around $1,912 a year or $159 a month. Good drivers can save up to $788 a year for remaining claim-free. Let’s take a look at Audi A8 auto insurance rates, insurance loss rates, and more.
You can compare car insurance quotes for Audi A8 car insurance rates from some of the best car insurance companies by using our free online tool now.
Audi A8 Insurance Cost
The average Audi A8 car insurance costs are $1,912 a year or $159 a month.
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Are Audi A8s Expensive to Insure?
The chart below details how Audi A8 insurance rates compare to other luxury cars like the Jaguar XF, Volvo S90, and Lexus IS 300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi A8 | $464 | $900 | $390 | $1,912 |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Lexus IS 300 | $356 | $686 | $398 | $1,598 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
| Cadillac CT6 | $382 | $774 | $398 | $1,712 |
However, there are a few things you can do to find the cheapest Audi insurance rates online.
Read more: Best Jaguar Car Insurance Quotes
What Impacts the Cost of Audi A8 Insurance?
You might have noticed that there is a multitude of factors that impact Audi A8 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Audi A8.
Age of the Vehicle
The average Audi A8 car insurance rates are higher for newer models. For example, car insurance for a 2019 Audi A8 costs $1,912, while 2010 Audi A8 insurance costs are $1,478, a difference of $434.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Audi A8 | $464 | $900 | $390 | $1,912 |
| 2018 Audi A8 | $444 | $894 | $398 | $1,894 |
| 2017 Audi A8 | $430 | $872 | $416 | $1,876 |
| 2016 Audi A8 | $414 | $836 | $430 | $1,838 |
| 2015 Audi A8 | $392 | $806 | $442 | $1,798 |
| 2014 Audi A8 | $376 | $748 | $452 | $1,734 |
| 2013 Audi A8 | $362 | $704 | $456 | $1,680 |
| 2012 Audi A8 | $346 | $632 | $460 | $1,596 |
| 2011 Audi A8 | $324 | $580 | $460 | $1,522 |
| 2010 Audi A8 | $312 | $544 | $464 | $1,478 |
Driver Age
Driver age can have a significant impact on the cost of Audi A8 auto insurance. For example, 20-year-old drivers pay approximately $2,339 each year for their Audi A8 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Audi A8 insurance rates. For example, drivers in Los Angeles may pay $1,052 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Audi A8 car insurance. Teens and drivers in their 20’s see the highest jump in their Audi A8 auto insurance rates with violations on their driving record.
Audi A8 Crash Test Ratings
Audi A8 crash test ratings can impact your Audi A8 car insurance rates. See Audi A8 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Audi A8L PHEV 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Audi A8L 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Audi A8 LWB 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Audi A8 LWB 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Audi A8 LWB 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Audi A8 NWB 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Audi A8 LWB 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Audi A8 Safety Features
Having a variety of safety features on your Audi A8 can help lower your insurance costs. According to AutoBlog, the 2020 Audi A8’s safety features include:
- Forward collision warning
- Automatic emergency braking
- Lane departure warning
- Automatic high-beam headlights
- Front and rear parking sensors
- Rain-sensing windshield wipers
- Rearview camera
Audi A8 Insurance Loss Probability
Another contributing factor that plays a direct role in Audi A8 insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 189% |
|---|---|
| Property Damage | 8% |
| Comprehensive | 161% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Audi A8 Finance and Insurance Cost
If you are financing a Audi A8, you will pay more if you purchase Audi A8 auto insurance at the dealership, so be sure to shop around and compare Audi A8 auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Audi A8 Insurance
There are many ways that you can save on Audi A8 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Audi A8 car insurance rates low.
- Remove Young Drivers from Your Audi A8 Insurance When They Move Out or Go to School
- Purchase a Roadside Assistance Program for Your Audi A8
- Consider Ride Sharing Services to Lower Your Audi A8 Mileage
- Tell Your Insurer How You Use Your Audi A8
- Choose a Audi A8 with Cheaper Repair Costs
Top Audi A8 Insurance Companies
Who is the top auto insurance company for Audi A8 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi A8 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi A8 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Audi A8 Insurance Quotes Online
You can start comparing quotes for Audi A8 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
What factors affect the cost of Audi A8 car insurance?
There are many factors that can affect the cost of Audi A8 car insurance, including the driver’s age, driving record, location, credit score, and the level of coverage chosen.
What types of coverage are available for Audi A8 car insurance?
The most common types of coverage for Audi A8 car insurance include liability, collision, and comprehensive coverage. Additional coverage options include personal injury protection, uninsured/underinsured motorist coverage, and roadside assistance.
How can I get the best rate on Audi A8 car insurance?
To get the best rate on Audi A8 car insurance, it is important to shop around and compare quotes from multiple insurance companies. You may also be able to qualify for discounts by bundling your car insurance with other policies, maintaining a good driving record, or taking a defensive driving course.
What is the average cost of Audi A8 car insurance?
The average cost of Audi A8 car insurance varies depending on many factors such as the driver’s age, driving history, location, and the level of coverage. It is recommended to compare quotes from different insurance providers to find the best rate for your specific situation.
Do safety features in the Audi A8 affect car insurance rates?
Yes, safety features in the Audi A8 can affect car insurance rates. The more safety features an Audi A8 has, such as anti-lock brakes, airbags, and collision avoidance technology, the lower the risk of accidents and injury. As a result, insurance companies may offer lower rates for cars with these features.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.