Best BMW 3 Series Car Insurance Quotes (2024)
Auto insurance for the BMW 3 Series will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The BMW 3 Series has numerous safety features that can help reduce car insurance rates. To find the best deal on BMW 3 Series auto insurance, it's best to compare multiple companies.
Read moreFree Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Safety features of the BMW 3 Series can earn you a car insurance discount
- The cost of insurance for a BMW 3 Series depends on the trim level
- Crash test ratings have an impact on BMW 3 Series auto insurance rates
Buying a new car is both fun and a lot of work. If the BMW 3 Series is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW 3 Series right here.
Take a look at what you can expect in terms of insurance rates for the BMW 3 Series and compare it to other similar vehicles. Then find out how the BMW 3 Series stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW 3 Series right here.
If you need insurance for a BMW 3 Series right now, we can help. Enter your ZIP code for free BMW 3 Series car insurance quotes from top companies.
Are vehicles like the BMW 3 Series expensive to insure?
Take a look at how insurance rates for similar models to the BMW 3 Series look. These insurance rates for other sedans like the Dodge Avenger, Volvo 780, and Dodge Intrepid give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Nissan Sentra | $266 | $594 | $372 | $1,390 |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
| Lincoln MKS | $332 | $640 | $364 | $1,472 |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| Chevrolet Cruze | $308 | $594 | $372 | $1,432 |
| Audi S6 | $444 | $894 | $398 | $1,894 |
| Chevrolet Blazer | $376 | $688 | $316 | $1,516 |
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
What impacts the cost of BMW 3 Series insurance?
The BMW 3 Series trim and model you choose can impact the total price you will pay for BMW 3 Series insurance coverage.
You can also expect your BMW 3 Series rates to be affected by where you live, your driving history, and in most states your age and gender.
BMW 3 Series Crash Test Ratings
Good BMW 3 Series crash test ratings can lower your BMW 3 Series auto insurance rates. You can see BMW 3 Series crash test results here.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW 3 Series 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 BMW 3 Series 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 BMW 3 Series SW AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 BMW 3 Series GT 5 HB AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 BMW 3 Series 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 BMW 3 Series 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 BMW 3 Series SW AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 BMW 3 Series PHEV 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 BMW 3 Series GT 5 HB AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 BMW 3 Series 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 BMW 3 Series 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 BMW 3 Series SW AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 BMW 3 Series PHEV 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 BMW 3 Series GT 5 HB AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 BMW 3 Series 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 BMW 3 Series 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2016 BMW 3 Series SW AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2016 BMW 3 Series PHEV 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 BMW 3 Series GT 5 HB AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2016 BMW 3 Series 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2016 BMW 3 Series 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
Ways to Save on BMW 3 Series Insurance
If you want to reduce the cost of your BMW 3 Series insurance rates, follow these tips below:
- Ask for a BMW 3 Series discount if you have a college degree
- Buy a dashcam for your BMW 3 Series
- Consider using a tracking device on your BMW 3 Series
- Avoid the temptation to file a claim for minor incidents
- Pay your BMW 3 Series insurance upfront
Top BMW 3 Series Insurance Companies
What is the best auto insurance company for BMW 3 Series insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 3 Series auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 3 Series.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Comparing Free BMW 3 Series Insurance Quotes Online
You can compare quotes for BMW 3 Series auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
What factors affect BMW 3 Series car insurance quotes?
Several factors affect BMW 3 Series car insurance quotes, including the driver’s age, location, driving record, credit score, and the model and year of the BMW 3 Series.
What is the average cost of BMW 3 Series car insurance?
The average cost of BMW 3 Series car insurance can vary depending on the factors mentioned above. However, on average, BMW 3 Series car insurance can cost between $1,500 and $2,500 per year.
How can I lower my BMW 3 Series car insurance premiums?
There are several ways to lower your BMW 3 Series car insurance premiums, including maintaining a good driving record, increasing your deductible, taking a defensive driving course, and shopping around for the best insurance rates.
What type of coverage should I get for my BMW 3 Series?
The type of coverage you should get for your BMW 3 Series depends on your individual needs and budget. However, it is recommended that you get liability coverage, collision coverage, and comprehensive coverage to fully protect your vehicle.
Can I get BMW 3 Series car insurance if I have a poor driving record?
Yes, you can still get BMW 3 Series car insurance if you have a poor driving record. However, your premiums may be higher than someone with a good driving record.
What should I do if I’m involved in an accident with my BMW 3 Series?
If you’re involved in an accident with your BMW 3 Series, you should first ensure that everyone involved is safe and then contact your insurance company to file a claim. Be sure to document the accident by taking photos and exchanging information with the other driver.
How can I find the best BMW 3 Series car insurance quotes?
To find the best BMW 3 Series car insurance quotes, you should shop around and compare rates from multiple insurance providers. You can also work with an insurance broker who can help you find the best coverage and rates for your needs.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.