Best BMW 4 Series Car Insurance Quotes (2024)
Auto insurance for the BMW 4 Series will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The BMW 4 Series has numerous safety features that can help reduce car insurance rates. To find the best deal on BMW 4 Series auto insurance, it's best to compare multiple companies.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cost of insurance for a BMW 4 Series depends on the trim level
- Crash test ratings have an impact on BMW 4 Series auto insurance rates
- Safety features of the BMW 4 Series can earn you a car insurance discount
Before you buy a BMW 4 Series, or even if you already own one, you’ll want to get the best BMW 4 Series auto insurance rates. The cost of auto insurance for a BMW 4 Series can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable BMW 4 Series auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a 4 Series. You can also compare BMW 4 Series auto insurance rates to the average cost of insurance for competitors like Honda Civic del Sol and Ford Thunderbird.
To compare BMW 4 Series auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the BMW 4 Series expensive to insure?
Take a look at how insurance rates for similar models to the BMW 4 Series look. These insurance rates for other coupes like the Ford Thunderbird, Honda Civic del Sol, and Mercedes-Benz E-Class Coupe give you a good idea of what to expect.
Insurance Rates for Vehicles Similar to the BMW 4 Series
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Nissan GT-R | $442 | $988 | $354 | $1,920 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Hyundai Veloster | $308 | $524 | $416 | $1,406 |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Cadillac ATS-V | $406 | $834 | $398 | $1,796 |
| Chrysler Sebring | $206 | $346 | $464 | $1,174 |
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What impacts the cost of BMW 4 Series insurance?
As with any car, your BMW 4 Series car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The BMW 4 Series trim level you buy will also have an impact on the total price you will pay for BMW 4 Series insurance coverage.
BMW 4 Series Crash Test Ratings
Good BMW 4 Series crash test ratings can lower your BMW 4 Series auto insurance rates. You can see BMW 4 Series crash test results here.
BMW 4 Series Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW 4 Series Gran Coupe 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 BMW 4 Series Gran Coupe 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 BMW 4 Series C RWD | N/R | N/R | N/R | N/R |
| 2020 BMW 4 Series C AWD | N/R | N/R | N/R | N/R |
| 2020 BMW 4 Series 2 DR RWD | N/R | N/R | N/R | N/R |
| 2020 BMW 4 Series 2 DR AWD | N/R | N/R | N/R | N/R |
| 2019 BMW 4 Series C RWD | N/R | N/R | N/R | N/R |
| 2019 BMW 4 Series C AWD | N/R | N/R | N/R | N/R |
| 2019 BMW 4 Series 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 BMW 4 Series 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 BMW 4 Series 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 BMW 4 Series 2 DR AWD | N/R | N/R | N/R | N/R |
| 2018 BMW 4 Series C RWD | N/R | N/R | N/R | N/R |
| 2018 BMW 4 Series C AWD | N/R | N/R | N/R | N/R |
| 2018 BMW 4 Series 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 BMW 4 Series 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 BMW 4 Series 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 BMW 4 Series 2 DR AWD | N/R | N/R | N/R | N/R |
| 2017 BMW 4 Series C RWD | N/R | N/R | N/R | N/R |
| 2017 BMW 4 Series C AWD | N/R | N/R | N/R | N/R |
| 2017 BMW 4 Series 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 BMW 4 Series 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 BMW 4 Series 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 BMW 4 Series 2 DR AWD | N/R | N/R | N/R | N/R |
| 2016 BMW 4 Series C RWD | N/R | N/R | N/R | N/R |
| 2016 BMW 4 Series C AWD | N/R | N/R | N/R | N/R |
| 2016 BMW 4 Series 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 BMW 4 Series 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 BMW 4 Series 2 DR RWD | N/R | N/R | N/R | N/R |
| 2016 BMW 4 Series 2 DR AWD | N/R | N/R | N/R | N/R |
Ways to Save on BMW 4 Series Insurance
If you want to reduce the cost of your BMW 4 Series insurance rates, follow these tips below:
- Start searching for new BMW 4 Series car insurance a month before your renewal
- Purchase a roadside assistance program for your BMW 4 Series
- Ask for a higher deductible for your BMW 4 Series insurance policy
- Improve your credit score
- Consider BMW 4 Series insurance costs before buying a BMW 4 Series
Top BMW 4 Series Insurance Companies
Several insurance companies offer competitive rates for the BMW 4 Series based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW 4 Series drivers organized by market share.
Largest Auto Insurers by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free BMW 4 Series Insurance Quotes Online
You can compare quotes for BMW 4 Series auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
What factors affect the cost of BMW 4 Series car insurance?
The cost of BMW 4 Series car insurance is affected by a variety of factors, including the driver’s age, driving record, location, coverage limits, deductibles, and the level of insurance required by the lender if the car is leased or financed.
What are some ways to lower the cost of BMW 4 Series car insurance?
Some ways to lower the cost of BMW 4 Series car insurance include: maintaining a clean driving record, taking a defensive driving course, opting for a higher deductible, bundling policies, and shopping around for quotes from different insurance companies.
What types of coverage should I consider for my BMW 4 Series?
The types of coverage you should consider for your BMW 4 Series include liability insurance, collision insurance, comprehensive insurance, personal injury protection (PIP) or medical payments coverage, and uninsured/underinsured motorist coverage.
What is the average cost of BMW 4 Series car insurance?
The average cost of BMW 4 Series car insurance varies depending on several factors such as the driver’s age, driving history, location, and coverage options. On average, you can expect to pay around $1,500 to $2,000 per year for BMW 4 Series car insurance. However, this may be higher or lower based on your individual circumstances and the insurance provider you choose.
How can I find the best BMW 4 Series car insurance quotes?
To find the best BMW 4 Series car insurance quotes, it’s important to shop around and compare rates from different insurance companies. You can also work with an independent insurance agent who can help you find the best coverage options and rates based on your specific needs and circumstances.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.