Best BMW i3 Car Insurance Quotes (2024)
The cost of BMW i3 auto insurance will depend on factors including where you live and your driving record. The MSRP for a BMW i3 is $44,450, but trim level can affect your price. Safety features of the BMW i3 also affect how much you pay for insurance, and include Driver Air Bag and Auto-Leveling Headlights.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The MSRP of the BMW i3 is $44,450
- Safety features of the BMW i3 can earn you a car insurance discount
- Crash test ratings have an impact on BMW i3 auto insurance rates
Before you buy a BMW i3, or even if you already own one, you’ll want to get the best BMW i3 auto insurance rates. The cost of auto insurance for a BMW i3 can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable BMW i3 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a i3. You can also compare BMW i3 auto insurance rates to the average cost of insurance for competitors like Chevrolet Bolt EV and Hyundai Excel.
To compare BMW i3 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the BMW i3 expensive to insure?
Take a look at how insurance rates for similar models to the BMW i3 look. These insurance rates for other hatchbacks like the Chevrolet Bolt EV, Hyundai Excel, and Dodge Stealth give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Nissan Cube | $228 | $374 | $452 | $1,212 |
| Toyota Prius | $322 | $532 | $316 | $1,306 |
| Porsche Panamera | $520 | $1,042 | $398 | $2,118 |
| Mazda 3 | $308 | $562 | $372 | $1,400 |
| Ford C-Max Energi | $284 | $582 | $416 | $1,440 |
| Nissan Leaf | $320 | $640 | $416 | $1,534 |
| FIAT 500L | $256 | $478 | $450 | $1,364 |
| Dodge Caliber | $190 | $338 | $460 | $1,146 |
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
What impacts the cost of BMW i3 insurance?
The average annual rate for the BMW i3 is just that, an average. Your insurance rates for a BMW i3 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW i3.
How much is the BMW i3?
The average cost to buy a new BMW i3 is $44,450. This cost will be affected by the trim level of your BMW i3 and any options you might chooose to add.
BMW i3 Safety Ratings
The cost of BMW i3 auto insurance rates depend in part on the BMW i3 safety ratings. See how the BMW i3 is rated for safety here.
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Not tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof | Good |
| Head restraints & seats | Acceptable |
BMW i3 Crash Test Ratings
BMW i3 crash test ratings can impact the cost of your BMW i3 car insurance. See BMW i3 crash test results here.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW i3 REX 5 HB RWD | N/R | N/R | N/R | N/R |
| 2020 BMW i3 BEV 5 HB RWD | N/R | N/R | N/R | N/R |
BMW i3 Safety Features
The BMW i3 safety features can mean cheaper insurance. The BMW i3 has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Integrated Turn Signal Mirrors
- Traction Control
- Auto-Leveling Headlights
Ways to Save on BMW i3 Insurance
If you want to reduce the cost of your BMW i3 insurance rates, follow these tips below:
- Compare insurance companies after moving
- Take a defensive driving course or any driver’s education course
- Park your BMW i3 somewhere safe – like a garage or private driveway
- Compare apples to apples when comparing BMW i3 insurance quotes and policies
- Carpool to work instead of driving your BMW i3
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Top BMW i3 Insurance Companies
What is the best auto insurance company for BMW i3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW i3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW i3.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
Comparing Free BMW i3 Insurance Quotes Online
Save money by comparing BMW i3 insurance rates with free quotes online now.
Frequently Asked Questions
What is the BMW i3?
The BMW i3 is a fully electric vehicle manufactured by BMW. It has been in production since 2013 and is known for its unique design and eco-friendliness.
Why is car insurance important for a BMW i3?
Car insurance is important for any vehicle, but it is especially important for a BMW i3 because it is a high-end electric car with expensive parts and repair costs. In addition, it is important to protect yourself and others on the road in case of an accident.
What factors affect the cost of insurance for a BMW i3?
The cost of insurance for a BMW i3 will depend on a variety of factors, including your driving history, age, location, and the coverage options you choose. Other factors that may affect the cost of insurance include the model year of the car, the cost to repair or replace the car, and any safety features or anti-theft devices that are installed.
What are some tips for finding the best insurance quotes for a BMW i3?
Some tips for finding the best insurance quotes for a BMW i3 include shopping around with multiple insurance providers, comparing coverage options and rates, and considering discounts that may be available to you. In addition, you may want to consider raising your deductible or reducing your coverage limits to help lower your insurance costs.
What types of insurance coverage should I consider for my BMW i3?
It is important to consider several types of insurance coverage for your BMW i3, including liability insurance, collision insurance, and comprehensive insurance. Liability insurance is required by law in most states and will cover damages to other people and their property in case of an accident. Collision insurance will cover damages to your car in case of an accident, while comprehensive insurance will cover damages from non-collision incidents such as theft, vandalism, or natural disasters.
Are there any specific insurance providers that specialize in insuring electric cars like the BMW i3?
While there are no specific insurance providers that specialize in insuring electric cars like the BMW i3, some insurance providers may offer specialized coverage or discounts for electric vehicles. It is important to shop around and compare coverage options and rates from multiple insurance providers to find the best coverage for your needs.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.