Best BMW M Car Insurance Quotes (2024)
Auto insurance for the BMW M will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The BMW M has numerous safety features that can help reduce car insurance rates. To find the best deal on BMW M auto insurance, it's best to compare multiple companies.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Crash test ratings have an impact on BMW M auto insurance rates
- The cost of insurance for a BMW M depends on the trim level
- Safety features of the BMW M can earn you a car insurance discount
Before you buy a BMW M, or even if you already own one, you’ll want to get the best BMW M auto insurance rates. The cost of auto insurance for a BMW M can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable BMW M auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a M. You can also compare BMW M auto insurance rates to the average cost of insurance for competitors like Cadillac XLR V and Chrysler TC.
To compare BMW M auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the BMW M expensive to insure?
Take a look at how insurance rates for similar models to the BMW M look. These insurance rates for other convertibles like the Cadillac XLR V, BMW 8 Series, and Chrysler TC give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| BMW M6 | $520 | $1,130 | $450 | $2,280 |
| Mercedes-Benz SL 450 | $482 | $922 | $398 | $1,960 |
| BMW Z4 | $332 | $612 | $364 | $1,444 |
| Buick Cascada | $332 | $656 | $398 | $1,544 |
| Mercedes-Benz SLC 300 | $432 | $804 | $398 | $1,792 |
| Volkswagen Eos | $298 | $530 | $430 | $1,416 |
| MINI Convertible | $294 | $536 | $264 | $1,204 |
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What impacts the cost of BMW M insurance?
The BMW M trim and model you choose can impact the total price you will pay for BMW M insurance coverage.
You can also expect your BMW M rates to be affected by where you live, your driving history, and in most states your age and gender.
BMW M Crash Test Ratings
Good BMW M crash test ratings can lower your BMW M auto insurance rates. You can see BMW M crash test results here.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW M8 Gran Coupe 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 BMW M8 Coupe 2 DR AWD | N/R | N/R | N/R | N/R |
| 2020 BMW M8 Convertible C AWD | N/R | N/R | N/R | N/R |
| 2020 BMW M5 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 BMW M4 C RWD | N/R | N/R | N/R | N/R |
| 2020 BMW M4 2 DR RWD | N/R | N/R | N/R | N/R |
| 2020 BMW M2 Competition 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 BMW M6 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 BMW M5 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 BMW M5 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 BMW M4 C RWD | N/R | N/R | N/R | N/R |
| 2019 BMW M4 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 BMW M2 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 BMW M6 C RWD | N/R | N/R | N/R | N/R |
| 2018 BMW M6 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 BMW M4 C RWD | N/R | N/R | N/R | N/R |
| 2018 BMW M4 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 BMW M3 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 BMW M2 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 BMW M6 C RWD | N/R | N/R | N/R | N/R |
| 2017 BMW M6 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 BMW M6 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 BMW M4 C RWD | N/R | N/R | N/R | N/R |
| 2017 BMW M4 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 BMW M3 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 BMW M2 2 DR RWD | N/R | N/R | N/R | N/R |
| 2016 BMW M6 C RWD | N/R | N/R | N/R | N/R |
| 2016 BMW M6 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 BMW M6 2 DR RWD | N/R | N/R | N/R | N/R |
| 2016 BMW M5 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 BMW M4 C RWD | N/R | N/R | N/R | N/R |
| 2016 BMW M4 2 DR RWD | N/R | N/R | N/R | N/R |
| 2016 BMW M3 4 DR RWD | N/R | N/R | N/R | N/R |
Ways to Save on BMW M Insurance
Save more on your BMW M car insurance rates. Take a look at the following five strategies that will get you the best BMW M auto insurance rates possible.
- Ask about a student away from home discount
- Re-check BMW M quotes every 6 months
- Tell your insurer how you use your BMW M
- Work with a direct insurer instead of an insurance broker for your BMW M
- Keep a close eye on teen drivers
Top BMW M Insurance Companies
What is the best company for affordable BMW M insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW M insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW M.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free BMW M Insurance Quotes Online
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Frequently Asked Questions
What factors impact BMW M car insurance rates?
Several factors can impact BMW M car insurance rates, including the model year, your driving record, your age, your location, and your credit score.
How can I lower my BMW M car insurance rates?
There are several ways to lower your BMW M car insurance rates, such as maintaining a good driving record, opting for a higher deductible, and taking advantage of discounts offered by your insurer, such as a safe driver discount or a multiple vehicle discount.
What types of coverage should I consider for my BMW M car?
The types of coverage you should consider for your BMW M car include liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
Should I purchase full coverage for my BMW M car?
Whether or not you should purchase full coverage for your BMW M car depends on several factors, such as the value of the vehicle and your budget. Full coverage typically includes liability, collision, and comprehensive coverage.
How can I compare BMW M car insurance quotes?
You can compare BMW M car insurance quotes by getting quotes from multiple insurers, ensuring that you are comparing quotes for the same coverage levels, and considering any additional benefits or discounts offered by each insurer.
Is it possible to negotiate BMW M car insurance rates with an insurer?
It may be possible to negotiate BMW M car insurance rates with an insurer, particularly if you have a good driving record or if you have multiple vehicles insured with the same insurer. However, the amount of negotiation that is possible may vary depending on the insurer and your individual circumstances.
What should I look for in an insurer when shopping for BMW M car insurance?
When shopping for BMW M car insurance, you should look for an insurer that has a good reputation for customer service and claims handling, offers competitive rates, and provides the coverage levels that you need for your vehicle and your individual circumstances.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.