Best BMW X1 Car Insurance Quotes (2024)
The price of car insurance for the BMW X1 depends on a lot of factors. Among the things that can impact your BMW X1 car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW X1 also affects car insurance rates, and that depends on trim level and options.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The MSRP of the BMW X1 is $35,400
- Crash test ratings have an impact on BMW X1 auto insurance rates
- Safety features of the BMW X1 can earn you a car insurance discount
Before you buy a BMW X1, or even if you already own one, you’ll want to get the best BMW X1 auto insurance rates. The cost of auto insurance for a BMW X1 can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable BMW X1 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a X1. You can also compare BMW X1 auto insurance rates to the average cost of insurance for competitors like Subaru Ascent and Land Rover LR3.
To compare BMW X1 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the BMW X1 expensive to insure?
Take a look at how insurance rates for similar models to the BMW X1 look. These insurance rates for other SUVs like the Land Rover LR3, Subaru Ascent, and Jeep Grand Cherokee give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Dodge Journey | $322 | $532 | $372 | $1,384 |
| Mazda CX-7 | $240 | $380 | $460 | $1,238 |
| Lincoln Navigator | $356 | $686 | $398 | $1,598 |
| GMC Terrain | $322 | $562 | $316 | $1,336 |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| Infiniti QX50 | $344 | $668 | $416 | $1,586 |
| Dodge Nitro | $196 | $292 | $520 | $1,188 |
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
What impacts the cost of BMW X1 insurance?
The average annual rate for the BMW X1 is just that, an average. Your insurance rates for a BMW X1 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW X1.
How much is the BMW X1?
The average cost to buy a new BMW X1 is $35,400. This cost will be affected by the trim level of your BMW X1 and any options you might chooose to add.
BMW X1 Safety Ratings
BMW X1 auto insurance rates affected by BMW X1 safety ratings. Take a look at the safety ratings for the BMW X1 here.
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof | Good |
| Head restraints & seats | Good |
BMW X1 Crash Test Ratings
BMW X1 crash test ratings can impact the cost of your BMW X1 car insurance. See BMW X1 crash test results here.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW X1 SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 BMW X1 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 BMW X1 SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 BMW X1 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 BMW X1 SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 BMW X1 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 BMW X1 SUV RWD | N/R | N/R | N/R | N/R |
| 2017 BMW X1 SUV AWD | N/R | N/R | N/R | N/R |
Ways to Save on BMW X1 Insurance
There are several ways you can save even more on your BMW X1 car insurance rates. Take a look at the following five tips:
- Ask about student discounts
- Move to an area with better weather
- Consider BMW X1 insurance costs before buying a BMW X1
- Reduce modifications on your BMW X1
- Check for organization-based discounts, like alumni or employer discounts
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Top BMW X1 Insurance Companies
What is the best auto insurance company for BMW X1 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW X1 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW X1.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
Comparing Free BMW X1 Insurance Quotes Online
Save money by comparing BMW X1 insurance rates with free quotes online now.
Frequently Asked Questions
What is BMW X1 car insurance?
BMW X1 car insurance is a type of insurance coverage that protects you and your vehicle against financial loss in the event of an accident, theft, or damage to your BMW X1.
What factors affect BMW X1 car insurance rates?
The following factors can affect your BMW X1 car insurance rates:
- Age and driving history
- Location
- Credit score
- Type of coverage and deductibles
- Vehicle make and model
How can I find the best BMW X1 car insurance quotes?
You can find the best BMW X1 car insurance quotes by doing the following:
- Shopping around and comparing quotes from multiple insurance providers
- Asking for discounts such as safe driver discounts, multi-policy discounts, or good student discounts
- Considering raising your deductibles to lower your premiums
What types of coverage are available for BMW X1 car insurance?
The following types of coverage are available for BMW X1 car insurance:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Personal injury protection (PIP)
- Uninsured/underinsured motorist coverage
What is liability coverage?
Liability coverage is a type of insurance that covers damages you cause to other people and their property in the event of an accident.
What is collision coverage?
Collision coverage is a type of insurance that covers damages to your BMW X1 in the event of an accident, regardless of who is at fault.
What is comprehensive coverage?
Comprehensive coverage is a type of insurance that covers damages to your BMW X1 from events such as theft, vandalism, and natural disasters.
What is personal injury protection (PIP)?
Personal injury protection (PIP) is a type of insurance that covers medical expenses and lost wages for you and your passengers in the event of an accident.
What is uninsured/underinsured motorist coverage?
Uninsured/underinsured motorist coverage is a type of insurance that protects you in the event that you are in an accident with a driver who does not have enough insurance to cover the damages.
What are some factors that can lower BMW X1 car insurance rates?
Some factors that can lower BMW X1 car insurance rates include:
- Safe driving history
- Good credit score
- Installing safety features in your vehicle such as anti-theft devices or backup cameras
- Taking a defensive driving course
- Bundling your BMW X1 insurance with other insurance policies such as homeowners insurance.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.