Best BMW X2 Car Insurance Quotes (2024)
Auto insurance for the BMW X2 will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The BMW X2 has numerous safety features that can help reduce car insurance rates. To find the best deal on BMW X2 auto insurance, it's best to compare multiple companies.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Crash test ratings have an impact on BMW X2 auto insurance rates
- The cost of insurance for a BMW X2 depends on the trim level
- Safety features of the BMW X2 can earn you a car insurance discount
Before you buy a BMW X2, or even if you already own one, you’ll want to get the best BMW X2 auto insurance rates. The cost of auto insurance for a BMW X2 can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable BMW X2 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a X2. You can also compare BMW X2 auto insurance rates to the average cost of insurance for competitors like Chrysler Aspen and Jeep Cherokee.
To compare BMW X2 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the BMW X2 expensive to insure?
Take a look at how insurance rates for similar models to the BMW X2 look. These insurance rates for other SUVs like the Dodge Ramcharger, Chrysler Aspen, and Jeep Cherokee give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Chevrolet Tahoe Hybrid | $290 | $516 | $456 | $1,420 |
| Volkswagen Touareg | $372 | $690 | $390 | $1,610 |
| Volvo XC90 | $362 | $626 | $372 | $1,518 |
| Ford Flex | $332 | $566 | $398 | $1,454 |
| Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| Volkswagen Tiguan | $322 | $562 | $316 | $1,336 |
| Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
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What impacts the cost of BMW X2 insurance?
The average annual rate for the BMW X2 is just that, an average. Your insurance rates for a BMW X2 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW X2.
How much is the BMW X2?
The MSRP for a BMW X2 is listed as $36,600. Of course, this cost will vary depending on the trim level of the BMW X2 you choose and any dealer incentives that might be available to you.
BMW X2 Safety Ratings
BMW X2 auto insurance rates affected by BMW X2 safety ratings. Take a look at the safety ratings for the BMW X2 here.
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof | Good |
| Head restraints & seats | Good |
BMW X2 Crash Test Ratings
Good BMW X2 crash test ratings can lower your BMW X2 auto insurance rates. You can see BMW X2 crash test results here.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW X2 SUV FWD | N/R | N/R | N/R | N/R |
| 2020 BMW X2 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 BMW X2 SUV FWD | N/R | N/R | N/R | N/R |
| 2019 BMW X2 SUV AWD | N/R | N/R | N/R | N/R |
Ways to Save on BMW X2 Insurance
There are several ways you can save even more on your BMW X2 car insurance rates. Take a look at the following five tips:
- Compare apples to apples when comparing BMW X2 insurance quotes and policies
- Compare BMW X2 quotes online
- Tell your insurer how you use your BMW X2
- Check for organization-based discounts, like alumni or employer discounts
- Provide your BMW X2 VIN when requesting BMW X2 auto insurance quotes
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Top BMW X2 Insurance Companies
Several insurance companies offer competitive rates for the BMW X2 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW X2 drivers organized by market share.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
Comparing Free BMW X2 Insurance Quotes Online
You can compare quotes for BMW X2 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
What is BMW X2 Car Insurance?
BMW X2 Car Insurance is a type of insurance that provides coverage for your BMW X2 vehicle in case of accidents, theft, or damage. It is mandatory in most states to have liability insurance, but you can also opt for additional coverage to protect yourself and your vehicle.
What are the factors that affect BMW X2 Car Insurance quotes?
The factors that affect BMW X2 Car Insurance quotes are:
- Age of the driver
- Driving record
- Location
- Credit score
- Model of the BMW X2
- Safety features of the BMW X2
- Annual mileage
- Insurance coverage limits
How can I get the best BMW X2 Car Insurance quotes?
Here are some tips to get the best BMW X2 Car Insurance quotes:
- Shop around and compare quotes from different insurance providers
- Opt for a higher deductible
- Improve your credit score
- Bundle your car insurance with other insurance policies, such as home insurance or life insurance
- Take advantage of discounts, such as safe driver discounts, multi-car discounts, or good student discounts
What are the types of coverage offered by BMW X2 Car Insurance?
The types of coverage offered by BMW X2 Car Insurance are:
- Liability insurance
- Collision insurance
- Comprehensive insurance
- Personal injury protection (PIP)
- Uninsured/underinsured motorist coverage
What is liability insurance?
Liability insurance is the minimum coverage required by law in most states. It covers the damages and injuries you cause to other people and their property in an accident where you are at fault.
What is collision insurance?
Collision insurance covers the damages to your BMW X2 vehicle in case of a collision with another car or object, regardless of who is at fault.
What is comprehensive insurance?
Comprehensive insurance covers the damages to your BMW X2 vehicle that are not caused by a collision, such as theft, vandalism, fire, or natural disasters.
What is personal injury protection (PIP)?
Personal injury protection (PIP) covers medical expenses and lost wages for you and your passengers in case of an accident, regardless of who is at fault.
What is uninsured/underinsured motorist coverage?
Uninsured/underinsured motorist coverage covers the damages and injuries you and your passengers suffer in an accident caused by an uninsured or underinsured driver.
Can I choose the coverage limits for my BMW X2 Car Insurance?
Yes, you can choose the coverage limits for each type of coverage in your BMW X2 Car Insurance policy. However, it is recommended to choose higher limits than the minimum required by law to ensure adequate protection.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.