Best BMW X4 Car Insurance Quotes (2024)
To get the best price on your BMW X4 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW X4, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW X4 auto insurance rates.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Crash test ratings have an impact on BMW X4 auto insurance rates
- The cost of insurance for a BMW X4 depends on the trim level
- Safety features of the BMW X4 can earn you a car insurance discount
Before you buy a BMW X4, or even if you already own one, you’ll want to get the best BMW X4 auto insurance rates. The cost of auto insurance for a BMW X4 can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable BMW X4 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a X4. You can also compare BMW X4 auto insurance rates to the average cost of insurance for competitors like GMC Jimmy and Dodge Nitro.
To compare BMW X4 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the BMW X4 expensive to insure?
Take a look at how insurance rates for similar models to the BMW X4 look. These insurance rates for other SUVs like the GMC Jimmy, Dodge Nitro, and Ford Edge give you a good idea of what to expect.
Insurance Rates for Vehicles Similar to the BMW X4
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Ford Escape Hybrid | $214 | $388 | $460 | $1,220 |
| Jeep Cherokee | $348 | $626 | $466 | $1,640 |
| Mazda CX-9 | $348 | $562 | $372 | $1,440 |
| Jeep Commander | $234 | $346 | $464 | $1,202 |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| Jeep Grand Cherokee | $322 | $562 | $372 | $1,414 |
| Land Rover Discovery Sport | $368 | $668 | $416 | $1,610 |
| GMC Yukon XL | $362 | $562 | $372 | $1,454 |
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
What impacts the cost of BMW X4 insurance?
The BMW X4 trim and model you choose can impact the total price you will pay for BMW X4 insurance coverage.
You can also expect your BMW X4 rates to be affected by where you live, your driving history, and in most states your age and gender.
BMW X4 Crash Test Ratings
Good BMW X4 crash test ratings can lower your BMW X4 auto insurance rates. You can see BMW X4 crash test results here.
BMW X4 Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW X4 SUV AWD | N/R | N/R | N/R | N/R |
| 2020 BMW X4 M SUV AWD | N/R | N/R | N/R | N/R |
| 2019 BMW X4 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 BMW X4 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 BMW X4 SUV AWD | N/R | N/R | N/R | N/R |
| 2016 BMW X4 SUV AWD | N/R | N/R | N/R | N/R |
Ways to Save on BMW X4 Insurance
There are several ways you can save even more on your BMW X4 car insurance rates. Take a look at the following five tips:
- Install an aftermarket anti-theft device for your BMW X4
- Don’t skimp on BMW X4 liability coverage
- Ask about discounts for people with disabilities
- If you’re recently married, ask about discounts
- Audit your BMW X4 driving when you move to a new location or start a new job
Top BMW X4 Insurance Companies
Several insurance companies offer competitive rates for the BMW X4 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW X4 drivers organized by market share.
Largest Auto Insurers by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Comparing Free BMW X4 Insurance Quotes Online
Save money by comparing BMW X4 insurance rates with free quotes online now.
Frequently Asked Questions
Is BMW X4 car insurance more expensive than other types of car insurance?
Generally, BMW X4 car insurance will be more expensive than insurance for less expensive or less powerful cars. This is because the BMW X4 is a luxury SUV with a high value and expensive parts, which can make repairs and replacement more costly.
Do I need to purchase additional insurance if I lease my BMW X4?
If you lease your BMW X4, you may be required to purchase additional insurance coverage to meet the leasing company’s requirements. This may include gap insurance, which covers the difference between the value of the car and the amount you owe on your lease if the car is totaled or stolen.
Can I get BMW X4 car insurance with a bad driving record?
It may be more difficult to find affordable BMW X4 car insurance with a bad driving record, as insurance companies may view you as a higher risk driver. However, you can still shop around and compare quotes from different insurance providers to find the best rates available to you.
Can I add other drivers to my BMW X4 car insurance policy?
Yes, you can typically add other drivers to your BMW X4 car insurance policy. However, adding additional drivers may affect your premiums depending on their age, driving record, and other factors.
What happens if I don’t have insurance and get into an accident with my BMW X4?
If you don’t have insurance and get into an accident with your BMW X4, you may be held personally liable for any damages or injuries you cause to other people or their property. You may also face legal penalties and fines for driving without insurance. It’s always recommended to have adequate car insurance coverage to protect yourself and others while on the road.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.