Best Cadillac XT5 Car Insurance Quotes (2024)
Cadillac XT5 insurance rates will cost you $135 a month on average, but many different things can influence your Cadillac XT5 insurance cost, including your driving record and the age of your Caddy. 2017 Cadillac XT5 insurance rates will be more expensive than a 2007 model, so compare Cadillac XT5 insurance quotes online now with our free tool below.
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Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,624 a year or $135 each month
- A liability-only policy costs around $651 a year or $54 each month
- Highest rates are for teenage drivers at around $5,936 a year or $495 each month
- Good drivers can save as much as $670 a year by earning policy discounts
- Cadillac XT5 insurance costs around $105 more per year than the average vehicle
Cadillac XT5 insurance rates are about $105 more per year than the average vehicle with full coverage costing around $1,624 a year or $135 a month. The highest rates are for teens who will pay around $5,936 a year or $495 a month as high-risk drivers.
Good drivers can save up to $670 a year in policy discounts by remaining safe and courteous on the road. Let’s take a closer look at Cadillac XT5 insurance rates, crash test ratings, and more.
You can start comparing quotes for Cadillac XT5 car insurance rates from some of the best car insurance companies by using our free online tool now.
Cadillac XT5 Insurance Cost
The average Cadillac XT5 car insurance costs are $1,624 a year or $135 a month.
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Are Cadillac XT5s Expensive to Insure?
The chart below details how Cadillac XT5 insurance rates compare to other SUVs like the Acura RDX, Mercedes-Benz GLA 250, and Chevrolet Tahoe.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| Acura RDX | $308 | $532 | $316 | $1,292 |
| Mercedes-Benz GLA 250 | $370 | $714 | $450 | $1,714 |
| Chevrolet Tahoe | $336 | $532 | $372 | $1,398 |
| Dodge Journey | $322 | $532 | $372 | $1,384 |
| Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
| Toyota Highlander | $332 | $512 | $390 | $1,392 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac XT5 Insurance?
The Cadillac XT5 trim and model you choose can impact the total price you will pay for Cadillac XT5 auto insurance coverage.
Age of the Vehicle
Older Cadillac XT5 models generally cost less to insure. For example, auto insurance rates for a 2020 Cadillac XT5 are $1,624, while 2017 Cadillac XT5 rates are $1,574, a difference of $50.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| 2019 Cadillac XT5 | $358 | $690 | $390 | $1,596 |
| 2018 Cadillac XT5 | $344 | $686 | $398 | $1,586 |
| 2017 Cadillac XT5 | $332 | $668 | $416 | $1,574 |
Driver Age
Driver age can have a significant effect on Cadillac XT5 car insurance rates. For example, 20-year-old drivers pay $1,987 more for their Cadillac XT5 car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Cadillac XT5 insurance rates. For example, drivers in Houston may pay $1,197 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on your Cadillac XT5 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac XT5 car insurance with violations on their driving record.
Cadillac XT5 Safety Ratings
Your Cadillac XT5 car insurance rates are influenced by the safety ratings of the Cadillac XT5. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Cadillac XT5 Crash Test Ratings
Poor Cadillac XT5 crash test ratings could mean higher Cadillac XT5 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Cadillac XT5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Cadillac XT5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Cadillac XT5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Cadillac XT5 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Cadillac XT5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Cadillac XT5 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Cadillac XT5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Cadillac XT5 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac XT5 Safety Features
Good Cadillac XT5 safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Cadillac XT5 are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Cadillac XT5 Finance and Insurance Cost
If you are financing a Cadillac XT5, most lenders will require your carry higher Cadillac XT5 coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac XT5 auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Cadillac XT5 Insurance
You can save more money on your Cadillac XT5 auto insurance rates by employing any of the following five strategies.
- Ask for a Higher Deductible for Your Cadillac XT5 Insurance Policy
- Ask About Farm and Ranch Vehicle Discounts
- Consider Renting a Car Instead of Buying a Second Cadillac XT5
- Wait Six Years for Accidents to Disappear from Your Record
- Take Advantage of Referral Fees
Top Cadillac XT5 Insurance Companies
Who is the top car insurance company for Cadillac XT5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac XT5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac XT5 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Cadillac XT5 Insurance Quotes Online
You can start comparing quotes for Cadillac XT5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What factors affect the cost of insurance for a Cadillac XT5?
The cost of insurance for a Cadillac XT5 is influenced by various factors, including the model year, your driving record, your location, your age, and the coverage options you select.
What type of coverage should I consider for my Cadillac XT5?
It is recommended that you have liability coverage, which is mandatory in most states, to cover damages and injuries you may cause to others in an accident. You may also consider collision coverage, which covers damages to your vehicle in the event of an accident, and comprehensive coverage, which covers damages to your vehicle from non-collision events such as theft or natural disasters.
What are some tips to get the best insurance rates for my Cadillac XT5?
You can lower your insurance rates for your Cadillac XT5 by shopping around for the best rates, maintaining a good driving record, choosing a higher deductible, and taking advantage of discounts such as multi-policy or safe driving discounts.
Are there any specific insurance companies that offer the best rates for Cadillac XT5 owners?
The best insurance company for you will depend on various factors, including:
- location
- driving history
- coverage needs
It is recommended that you compare quotes from multiple insurance companies to find the best rates for your Cadillac XT5.
Are there any safety features on the Cadillac XT5 that can lower my insurance rates?
Yes, safety features such as anti-lock brakes, airbags, and electronic stability control can help lower your insurance rates. Additionally, features such as a rearview camera or lane departure warning system can also lower your rates.
Should I choose a higher or lower deductible for my Cadillac XT5 insurance?
The deductible you choose will depend on your financial situation and risk tolerance. A higher deductible will result in lower monthly premiums but higher out-of-pocket costs in the event of a claim, while a lower deductible will result in higher monthly premiums but lower out-of-pocket costs in the event of a claim.
Is it necessary to purchase additional insurance for my Cadillac XT5 if I lease it?
Yes, if you lease your Cadillac XT5, you may be required by your lease agreement to have additional insurance coverage, such as gap insurance, which covers the difference between the actual cash value of your vehicle and the amount you owe on your lease in the event of a total loss. It is recommended that you check your lease agreement to determine what additional insurance coverage is required.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.