Best Fiat 124 Spider Car Insurance Quotes (2024)
The price of car insurance for the FIAT 124 Spider depends on a lot of factors. Among the things that can impact your FIAT 124 Spider car insurance rates are your driving history and where you live. Of course, the purchase price of the FIAT 124 Spider also affects car insurance rates, and that depends on trim level and options.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications. As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Safety features of the FIAT 124 Spider can earn you a car insurance discount
- Crash test ratings have an impact on FIAT 124 Spider auto insurance rates
- The cost of insurance for a FIAT 124 Spider depends on the trim level
Buying a new car is both fun and a lot of work. If the FIAT 124 Spider is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a FIAT 124 Spider right here.
Take a look at what you can expect in terms of insurance rates for the FIAT 124 Spider and compare it to other similar vehicles. Then find out how the FIAT 124 Spider stacks up in terms of safety ratings and features, as well as what it costs to buy a FIAT 124 Spider right here.
If you need insurance for a FIAT 124 Spider right now, we can help. Enter your ZIP code for free FIAT 124 Spider car insurance quotes from top companies.
Are vehicles like the FIAT 124 Spider expensive to insure?
Take a look at how insurance rates for similar models to the FIAT 124 Spider look. These insurance rates for other convertibles like the Toyota MR2 Spyder, MINI Cooper Roadster, and Lexus SC 430 give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| BMW M6 | $520 | $1,130 | $450 | $2,280 |
| Mercedes-Benz SLC 300 | $432 | $804 | $398 | $1,792 |
| Mercedes-Benz SL 450 | $482 | $922 | $398 | $1,960 |
| Volkswagen Eos | $298 | $530 | $430 | $1,416 |
| Buick Cascada | $332 | $656 | $398 | $1,544 |
| BMW Z4 | $332 | $612 | $364 | $1,444 |
| MINI Convertible | $294 | $536 | $264 | $1,204 |
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What impacts the cost of FIAT 124 Spider insurance?
The average annual rate for the FIAT 124 Spider is just that, an average. Your insurance rates for a FIAT 124 Spider can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your FIAT 124 Spider.
Ways to Save on FIAT 124 Spider Insurance
There are several ways you can save even more on your FIAT 124 Spider car insurance rates. Take a look at the following five tips:
- If you’re a young driver living at home, add yourself to your parents’ plan
- Check the odometer on your FIAT 124 Spider
- Ask about seasonal insurance for your FIAT 124 Spider
- Ask for a higher deductible for your FIAT 124 Spider insurance policy
- Consider ride sharing services to lower your FIAT 124 Spider mileage
Top FIAT 124 Spider Insurance Companies
What is the best auto insurance company for FIAT 124 Spider insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering FIAT 124 Spider auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the FIAT 124 Spider.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free FIAT 124 Spider Insurance Quotes Online
Save money by comparing FIAT 124 Spider insurance rates with free quotes online now.
Frequently Asked Questions
What is a Fiat 124 Spider?
The Fiat 124 Spider is a two-seat convertible sports car manufactured by Fiat Chrysler Automobiles (FCA) under the Fiat brand.
How can I get the best insurance quotes for my Fiat 124 Spider?
You can get the best insurance quotes for your Fiat 124 Spider by doing the following:
- Shop around: Compare insurance quotes from different insurance providers to find the best deal.
- Increase your deductible: Increasing your deductible can lower your insurance premium.
- Maintain a good driving record: A good driving record can help you get a lower insurance premium.
- Consider bundling your policies: Bundling your car insurance with other insurance policies, such as home insurance, can help you save money.
What factors affect the cost of Fiat 124 Spider insurance?
Several factors affect the cost of Fiat 124 Spider insurance, including:
- Your driving record: If you have a history of accidents or traffic violations, you may have to pay higher insurance premiums.
- Your age: Younger drivers typically pay higher insurance premiums than older drivers.
- Your location: Insurance rates vary depending on where you live. If you live in an area with high crime rates or high traffic, you may have to pay more for insurance.
- Your credit score: Insurance companies may use your credit score to determine your insurance premium.
- The value of your car: The more expensive your car, the higher your insurance premium will be.
What type of insurance coverage do I need for my Fiat 124 Spider?
The type of insurance coverage you need for your Fiat 124 Spider depends on your individual circumstances. In general, you will need liability insurance, which covers damages to other people’s property and injuries to other people in the event of an accident. You may also want to consider collision and comprehensive insurance, which can cover damages to your own vehicle in the event of an accident, theft, or natural disaster.
Can I insure a Fiat 124 Spider as a classic car?
Yes, you can insure a Fiat 124 Spider as a classic car if it meets certain criteria, such as being over a certain age and having a limited production run. Classic car insurance typically offers lower rates than regular car insurance, but it may come with restrictions on how often you can drive the car and where you can store it.
How can I save money on my Fiat 124 Spider insurance?
You can save money on your Fiat 124 Spider insurance by doing the following:
- Choose a higher deductible: A higher deductible can lower your insurance premium.
- Ask for discounts: Insurance providers may offer discounts for safe driving, multiple policies, or other factors.
- Drive safely: Maintaining a good driving record can help you get lower insurance premiums.
- Shop around: Compare insurance quotes from different providers to find the best deal.
- Consider a usage-based insurance program: Some insurance providers offer programs that use telematics devices to track your driving habits and adjust your insurance premium accordingly. If you are a safe driver, this could help you save money on your insurance.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications. As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.