Best Honda Ridgeline Car Insurance Quotes (2024)
Honda Ridgeline car insurance costs around $123 a month. Drivers with good records can save $50 every month on their Honda Ridgeline insurance rates. Read this guide to find cheap Honda Ridgeline insurance quotes that will get you the most out of your Honda Ridgeline insurance coverage.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,472 a year or $123 each month
- A liability-only policy costs around $590 a year or $49 each month
- The highest rates are for teenage drivers at around $5,380 a year or $448 each month
- Good drivers can save as much as $607 a year by earning policy discounts
- Honda Ridgeline insurance costs around $47 less per year than the average vehicle
Honda Ridgeline insurance rates are about $47 less per year than the average vehicle with full coverage costing about $1,472 a year or $123 a month. Teens will pay the highest rates at around $5,380 a year or $448 a month as they’re considered high-risk drivers.
Good drivers can save up to $607 a year in policy discounts by staying safe and courteous on the road. Let’s take a closer look at Honda Ridgeline auto insurance rates, safety ratings, and more.
You can compare car insurance quotes for Honda Ridgeline car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Ridgeline Insurance Cost
The average Honda Ridgeline auto insurance costs are $1,472 a year or $123 a month.
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Are Honda Ridgelines Expensive to Insure?
The chart below details how Honda Ridgeline insurance rates compare to other trucks like the Chevrolet Silverado, Nissan Frontier, and Chevrolet Silverado 2500HD.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Ridgeline | $306 | $536 | $450 | $1,472 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Toyota Tacoma | $294 | $482 | $390 | $1,324 |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| GMC Canyon | $270 | $478 | $398 | $1,304 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Ridgeline Insurance?
You might have noticed that there is a multitude of factors that impact Honda Ridgeline car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Honda Ridgeline.
Age of the Vehicle
Older Honda Ridgeline models generally cost less to insure. For example, car insurance for a 2018 Honda Ridgeline costs $1,472, while 2010 Honda Ridgeline insurance costs are $1,248, a difference of $224.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Honda Ridgeline | $306 | $536 | $450 | $1,472 |
| 2017 Honda Ridgeline | $296 | $524 | $470 | $1,470 |
| 2016 Honda Ridgeline | $286 | $502 | $486 | $1,454 |
| 2014 Honda Ridgeline | $260 | $450 | $510 | $1,400 |
| 2013 Honda Ridgeline | $250 | $424 | $514 | $1,368 |
| 2012 Honda Ridgeline | $240 | $380 | $520 | $1,320 |
| 2011 Honda Ridgeline | $224 | $350 | $520 | $1,274 |
| 2010 Honda Ridgeline | $216 | $328 | $524 | $1,248 |
Driver Age
Driver age can have a significant impact on the cost of Honda Ridgeline auto insurance. For example, 20-year-old drivers pay as much as $1,865 more each year for their Honda Ridgeline auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Honda Ridgeline insurance rates. For example, drivers in Los Angeles may pay $1,266 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Honda Ridgeline car insurance rates. Teens and drivers in their 20’s see the highest jump in their Honda Ridgeline car insurance with violations on their driving record.
Honda Ridgeline Safety Ratings
Your Honda Ridgeline auto insurance rates are influenced by the Honda Ridgeline’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Ridgeline Crash Test Ratings
Honda Ridgeline crash test ratings can impact the cost of your Honda Ridgeline car insurance. See Honda Ridgeline crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Ridgeline PU/CC FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Honda Ridgeline PU/CC AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda Ridgeline PU/CC FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda Ridgeline PU/CC AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda Ridgeline PU/CC FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda Ridgeline PU/CC AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Ridgeline Safety Features
Having a variety of safety features on your Honda Ridgeline can help lower your Honda Ridgeline insurance costs. The Honda Ridgeline’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda Ridgeline Finance and Insurance Cost
If you are financing a Honda Ridgeline, you will pay more if you purchase Honda Ridgeline auto insurance at the dealership, so be sure to shop around and compare Honda Ridgeline auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Honda Ridgeline Insurance
There are several ways you can save even more and find affordable Honda Ridgeline car insurance rates. Take a look at the following five tips:
- Wait Six Years for Accidents to Disappear from Your Record
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Reduce Modifications on Your Honda Ridgeline
- Make Sure You’re Raising a Safe Driver
Top Honda Ridgeline Insurance Companies
The best auto insurance companies for Honda Ridgeline car insurance rates will offer competitive rates, discounts, and account for the Honda Ridgeline’s safety features. When you’re looking to buy Honda Ridgeline car insurance, company ratings and financial stability are both important. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda Ridgeline Insurance Quotes Online
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Frequently Asked Questions
What is the Honda Ridgeline?
The Honda Ridgeline is a mid-size pickup truck produced by Honda.
What types of coverage are available for Honda Ridgeline insurance?
The types of coverage available for Honda Ridgeline insurance include liability insurance, collision insurance, comprehensive insurance, personal injury protection (PIP), and uninsured/underinsured motorist coverage.
What factors affect the cost of Honda Ridgeline insurance?
Factors that affect the cost of Honda Ridgeline insurance include the driver’s age, driving record, location, credit score, coverage options, deductible, and the model year of the vehicle.
How can I get the best Honda Ridgeline car insurance quotes?
To get the best Honda Ridgeline car insurance quotes, it is recommended to shop around and compare quotes from different insurance providers. You can also consider factors such as the coverage options and deductible amount to find the best quote that suits your needs.
What is the average cost of Honda Ridgeline car insurance?
The average cost of Honda Ridgeline car insurance varies depending on various factors such as the driver’s age, driving record, location, credit score, coverage options, deductible, and the model year of the vehicle. It is recommended to shop around and compare quotes from different insurance providers to get the best deal.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.