Best Kia Optima Plug-In Hybrid Car Insurance Quotes (2024)
Auto insurance for the Kia Optima Hybrid will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Kia Optima Hybrid has numerous safety features that can help reduce car insurance rates. To find the best deal on Kia Optima Hybrid auto insurance, it's best to compare multiple companies.
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Jeff Root
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Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Crash test ratings have an impact on Kia Optima Hybrid auto insurance rates
- The cost of insurance for a Kia Optima Hybrid depends on the trim level
- Safety features of the Kia Optima Hybrid can earn you a car insurance discount
Before you buy a Kia Optima Hybrid, or even if you already own one, you’ll want to get the best Kia Optima Hybrid auto insurance rates. The cost of auto insurance for a Kia Optima Hybrid can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable Kia Optima Hybrid auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Kia auto insurance for a Optima Hybrid. You can also compare Kia Optima Hybrid auto insurance rates to the average cost of insurance for competitors like Acura RLX and Chevrolet Impala Limited.
To compare Kia Optima Hybrid auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the Kia Optima Hybrid expensive to insure?
Take a look at how insurance rates for similar models to the Kia Optima Hybrid look. These insurance rates for other sedans like the Chevrolet Impala Limited, Acura RLX, and Nissan Sentra give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| Lincoln MKS | $332 | $640 | $364 | $1,472 |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Subaru Legacy | $370 | $506 | $338 | $1,350 |
| Subaru WRX | $320 | $566 | $338 | $1,360 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
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What impacts the cost of Kia Optima Hybrid insurance?
As with any car, your Kia Optima Hybrid car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Kia Optima Hybrid trim level you buy will also have an impact on the total price you will pay for Kia Optima Hybrid insurance coverage.
Kia Optima Hybrid Crash Test Ratings
Good Kia Optima Hybrid crash test ratings can lower your Kia Optima Hybrid auto insurance rates. You can see Kia Optima Hybrid crash test results here.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Kia Optima Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Kia Optima Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Kia Optima Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Kia Optima Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Kia Optima Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
Ways to Save on Kia Optima Hybrid Insurance
Save more on your Kia Optima Hybrid car insurance rates. Take a look at the following five strategies that will get you the best Kia Optima Hybrid auto insurance rates possible.
- Use paperless billing for your Kia Optima Hybrid insurance policy
- Get a plan with only liability coverage if you’re driving an older Kia Optima Hybrid
- Provide your Kia Optima Hybrid VIN when requesting Kia Optima Hybrid auto insurance quotes
- Avoid the temptation to file a claim for minor incidents
- Use an accurate job title when requesting Kia Optima Hybrid auto insurance
Top Kia Optima Hybrid Insurance Companies
What is the best company for affordable Kia Optima Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Optima Hybrid insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Kia Optima Hybrid.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free Kia Optima Hybrid Insurance Quotes Online
You can compare quotes for Kia Optima Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
Are vehicles like the Kia Optima Plug-In Hybrid expensive to insure?
Insurance rates for vehicles like the Kia Optima Plug-In Hybrid can vary. To get an accurate quote, it’s best to compare rates from multiple insurance companies.
What factors impact the cost of Kia Optima Plug-In Hybrid insurance?
The cost of Kia Optima Plug-In Hybrid insurance can be influenced by personal factors such as driving habits, location, and driving record. The specific trim level of the vehicle may also affect insurance rates.
How can safety features of the Kia Optima Plug-In Hybrid affect insurance rates?
Good safety features on the Kia Optima Plug-In Hybrid can potentially lower insurance rates. It’s advisable to check the crash test ratings and safety features of the vehicle when considering insurance options.
What are some ways to save on Kia Optima Plug-In Hybrid insurance?
To potentially save on Kia Optima Plug-In Hybrid insurance, you can consider strategies such as maintaining a good driving record, choosing higher deductibles, bundling insurance policies, and inquiring about available discounts.
Which insurance companies offer Kia Optima Plug-In Hybrid insurance coverage?
The top insurance companies offering Kia Optima Plug-In Hybrid insurance coverage may vary. It’s recommended to compare quotes from multiple companies to find the best rate and coverage for your Kia Optima Plug-In Hybrid.
How can I compare free Kia Optima Plug-In Hybrid insurance quotes online?
You can compare free Kia Optima Plug-In Hybrid insurance quotes online by using an online car insurance comparison tool. This allows you to receive quotes from multiple insurance companies, helping you find the best rate for your Kia Optima Plug-In Hybrid.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.