Best Kia Spectra5 Car Insurance Quotes (2024)
The price of car insurance for the Kia Spectra5 depends on a lot of factors. Among the things that can impact your Kia Spectra5 car insurance rates are your driving history and where you live. Of course, the purchase price of the Kia Spectra5 also affects car insurance rates, and that depends on trim level and options.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many different insurance providers, which gives him unique insight into the insurance market...
Commercial Lines Coverage Specialist
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Safety features of the Kia Spectra5 can earn you a car insurance discount
- Crash test ratings have an impact on Kia Spectra5 auto insurance rates
- The cost of insurance for a Kia Spectra5 depends on the trim level
Before you buy a Kia Spectra5, or even if you already own one, you’ll want to get the best Kia Spectra5 auto insurance rates. The cost of auto insurance for a Kia Spectra5 can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable Kia Spectra5 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Kia auto insurance for a Spectra5. You can also compare Kia Spectra5 auto insurance rates to the average cost of insurance for competitors like BMW 4 Series and Dodge Dart.
To compare Kia Spectra5 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the Kia Spectra5 expensive to insure?
Take a look at how insurance rates for similar models to the Kia Spectra5 look. These insurance rates for other hatchbacks like the BMW 4 Series, Toyota Prius c, and Dodge Dart give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Toyota Yaris | $256 | $478 | $398 | $1,290 |
| FIAT 500L | $256 | $478 | $450 | $1,364 |
| FIAT 500 | $236 | $466 | $470 | $1,352 |
| Mazda 2 | $206 | $326 | $452 | $1,142 |
| Porsche Panamera | $520 | $1,042 | $398 | $2,118 |
| Mazda 3 | $308 | $562 | $372 | $1,400 |
| Nissan Cube | $228 | $374 | $452 | $1,212 |
| Ford C-Max Energi | $284 | $582 | $416 | $1,440 |
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What impacts the cost of Kia Spectra5 insurance?
As with any car, your Kia Spectra5 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Kia Spectra5 trim level you buy will also have an impact on the total price you will pay for Kia Spectra5 insurance coverage.
Ways to Save on Kia Spectra5 Insurance
There are several ways you can save even more on your Kia Spectra5 car insurance rates. Take a look at the following five tips:
- Consider Kia Spectra5 insurance costs before buying a Kia Spectra5
- Buy winter tires for your Kia Spectra5
- Consider using a tracking device on your Kia Spectra5
- Add a more experienced driver to your Kia Spectra5 policy
- Choose automatic payments or EFT for your Kia Spectra5 insurance policy
Top Kia Spectra5 Insurance Companies
What is the best auto insurance company for Kia Spectra5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Spectra5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Kia Spectra5.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free Kia Spectra5 Insurance Quotes Online
You can compare quotes for Kia Spectra5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
Which insurance companies offer coverage for the Kia Spectra5?
Many insurance companies provide coverage for the Kia Spectra5. Some of the top insurers to consider for Kia Spectra5 insurance include those that offer competitive rates, good customer service, and discounts for safety features. It’s advisable to research and compare quotes from multiple insurers to find the right coverage for your needs.
How can I save money on Kia Spectra5 insurance?
There are a few strategies to potentially save money on Kia Spectra5 insurance. These include maintaining a clean driving record, bundling your car insurance with other policies, increasing your deductibles, and taking advantage of available discounts such as safe driver discounts or multi-policy discounts. It’s also recommended to shop around and compare quotes from different insurance providers to find the best rates.
What factors affect the cost of Kia Spectra5 insurance?
Several factors can impact the cost of Kia Spectra5 insurance. These include your driving record, the location where you live, your age, and the amount of coverage you choose. Additionally, the trim level and options of your Kia Spectra5 can also influence insurance rates.
How much does it cost to insure a Kia Spectra5?
The cost of insuring a Kia Spectra5 can vary depending on several factors. These include your driving history, location, and the specific trim level and options of your Kia Spectra5. To get an accurate insurance quote, it’s recommended to compare rates from multiple insurance companies.
How can I compare Kia Spectra5 insurance quotes online?
To compare Kia Spectra5 insurance quotes online, you can utilize free online quote comparison tools. Simply enter your ZIP code and provide the necessary information, and you’ll receive quotes from multiple insurance companies. This allows you to easily compare coverage options and find the most affordable rate for your Kia Spectra5.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many different insurance providers, which gives him unique insight into the insurance market...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.