Best Lexus GS 350 Car Insurance Quotes (2024)
You'll find the best Lexus GS 350 insurance rates in this guide where we compare Lexus GS 350 insurance costs against other vehicles and insurance companies. The average Lexus GS 350 insurance quote is $130 per month, but the age and safety features of your Lexus will also determine the final price of your Lexus GS 350 insurance coverage.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,558 a year or $130 each month
- A liability-only policy costs around $625 a year or $52 each month
- Highest rates are for teenage drivers at around $5,694 a year or $475 each month
- Good drivers can save as much as $642 a year by earning policy discounts
- Lexus GS 350 insurance costs around $39 more per year than the average vehicle
Lexus GS 350 insurance rates are a little bit more than the average vehicle with full coverage costing around $1,558 a year or $130 a month. The driver of an older Lexus GS 350 may choose to carry liability-only which costs about $625 a year or $52 a month.
Good drivers can save up to $642 a year in policy discounts for being safe on the road. Let’s take a look at Lexus GS 350 insurance rates, insurance loss rates, and more.
You can start comparing quotes for Lexus GS 350 car insurance rates from some of the best car insurance companies by using our free online tool now.
Lexus GS 350 Insurance Cost
The average Lexus GS 350 auto insurance costs are $1,558 a year or $130 a month.
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Are Lexus GS 350s Expensive to Insure?
The chart below details how Lexus GS 350 insurance rates compare to other luxury cars like the Lexus GS 300, Lexus ES 350, and Jaguar XE.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
| Lexus GS 300 | $344 | $656 | $338 | $1,474 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Audi A7 | $406 | $834 | $398 | $1,796 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
What Impacts the Cost of Lexus GS 350 Insurance?
The Lexus GS 350 trim and model you choose will affect the total price you will pay for Lexus GS 350 insurance coverage.
Age of the Vehicle
The average Lexus GS 350 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Lexus GS 350 cost $1,558, while 2010 Lexus GS 350 rates are $1,226, a difference of $332.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Lexus GS 350 | $370 | $714 | $338 | $1,558 |
| 2017 Lexus GS 350 | $356 | $698 | $354 | $1,544 |
| 2016 Lexus GS 350 | $344 | $668 | $364 | $1,512 |
| 2015 Lexus GS 350 | $326 | $646 | $376 | $1,484 |
| 2014 Lexus GS 350 | $312 | $598 | $384 | $1,430 |
| 2013 Lexus GS 350 | $300 | $564 | $388 | $1,388 |
| 2011 Lexus GS 350 | $270 | $466 | $390 | $1,262 |
| 2010 Lexus GS 350 | $260 | $436 | $394 | $1,226 |
Driver Age
Driver age can have a significant impact on Lexus GS 350 auto insurance rates. For example, 20-year-old drivers pay approximately $1,905 more each year for their Lexus GS 350 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Lexus GS 350 insurance rates. For example, drivers in Jacksonville may pay $935 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Lexus GS 350 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Lexus GS 350 car insurance with violations on their driving record.
Lexus GS 350 Safety Ratings
Your Lexus GS 350 auto insurance rates are influenced by the Lexus GS 350’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Lexus GS 350 Crash Test Ratings
Lexus GS 350 crash test ratings will affect your Lexus GS 350 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Lexus GS 350 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Lexus GS 350 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Lexus GS 350 Safety Features
The Lexus GS 350 safety features can help lower insurance costs. According to US News, the 2020 Lexus GS 350 has the following safety features:
- Pedestrian detection
- Lane departure warning
- Adaptive cruise control
- Rearview camera
- Rain-sensing windshield wipers
Lexus GS 350 Insurance Loss Probability
Another contributing factor that affects Lexus GS 350 car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 60% |
|---|---|
| Property Damage | -22% |
| Comprehensive | 90% |
| Personal Injury | -19% |
| Medical Payment | 7% |
| Bodily Injury | -21% |
| Source: Insurance Institute for Highway Safety | |
Lexus GS 350 Finance and Insurance Cost
If you are financing a Lexus GS 350, most lenders will require your carry higher Lexus GS 350 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus GS 350 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Lexus GS 350 Insurance
You have more options at your disposal to save money on your Lexus GS 350 auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Lexus GS 350 car insurance rates
- Buy Your Lexus GS 350 with Cash, or Get a Shorter-Term Loan
- Buy a Dashcam for Your Lexus GS 350
- Tell Your Insurer About Different Drivers or Uses for Your Lexus GS 350
- Ask About Lexus GS 350 Safety Discounts
- Avoid the Temptation to File a Claim for Minor Incidents
Top Lexus GS 350 Insurance Companies
Who is the top auto insurance company for Lexus GS 350 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus GS 350 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus GS 350 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Lexus GS 350 Insurance Quotes Online
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Frequently Asked Questions
What factors affect the cost of Lexus GS 350 car insurance?
Several factors can impact the cost of car insurance for a Lexus GS 350, including the:
- driver’s age and driving record
- the location where the car is primarily driven and parked
- the level of coverage selected
- and the deductible chosen.
What is the average cost of Lexus GS 350 car insurance?
The average cost of car insurance for a Lexus GS 350 will vary based on the factors mentioned above, as well as the insurance company and the state in which the car is insured. It is recommended to obtain quotes from several insurance companies to find the best rate
What are the different types of car insurance coverage available for a Lexus GS 350?
The most common types of car insurance coverage available for a Lexus GS 350 include:
- liability coverage
- collision coverage
- comprehensive coverage
- personal injury protection (PIP) or medical payments coverage
Additional options may be available depending on the insurance company.
How can I save money on Lexus GS 350 car insurance?
There are several ways to potentially save money on car insurance for a Lexus GS 350, such as:
- bundling multiple insurance policies with the same company
- choosing a higher deductible
- driving safely and maintaining a good driving record
- and taking advantage of any available discounts or incentives.
What are some important factors to consider when selecting car insurance for a Lexus GS 350?
When selecting car insurance for a Lexus GS 350, it is important to consider factors such as:
- level of coverage needed to adequately protect the car and its occupants
- the deductible amount
- the insurance company’s reputation and customer service
- and any discounts or incentives that may be available
It is also important to read and understand the policy terms and conditions before making a purchase.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.