Best Lexus RX Car Insurance Quotes (2024)
The price of car insurance for the Lexus RX depends on a lot of factors. Among the things that can impact your Lexus RX car insurance rates are your driving history and where you live. Of course, the purchase price of the Lexus RX also affects car insurance rates, and that depends on trim level and options.
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Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Nov 27, 2023
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The MSRP of the Lexus RX is $45,320
- Crash test ratings have an impact on Lexus RX auto insurance rates
- The cost of insurance for a Lexus RX depends on the trim level
Buying a new car is both fun and a lot of work. If the Lexus RX is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Lexus RX right here.
Take a look at what you can expect in terms of insurance rates for the Lexus RX and compare it to other similar vehicles. Then find out how the Lexus RX stacks up in terms of safety ratings and features, as well as what it costs to buy a Lexus RX right here.
If you need insurance for a Lexus RX right now, we can help. Enter your ZIP code for free Lexus RX car insurance quotes from top companies.
Are vehicles like the Lexus RX expensive to insure?
Take a look at how insurance rates for similar models to the Lexus RX look. These insurance rates for other SUVs like the Toyota FJ Cruiser, Land Rover Discovery Sport, and Lexus NX Hybrid give you a good idea of what to expect.
Insurance Rates for Vehicles Similar to the Lexus RX
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| BMW X5 | $444 | $750 | $372 | $1,724 |
| Nissan Pathfinder | $308 | $470 | $372 | $1,308 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| Dodge Journey | $322 | $532 | $372 | $1,384 |
| Lexus RX 350 | $376 | $688 | $420 | $1,664 |
| Jeep Grand Cherokee | $322 | $562 | $372 | $1,414 |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| Toyota 4Runner | $348 | $532 | $316 | $1,332 |
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What impacts the cost of Lexus RX insurance?
The Lexus RX trim and model you choose can impact the total price you will pay for Lexus RX insurance coverage.
You can also expect your Lexus RX rates to be affected by where you live, your driving history, and in most states your age and gender.
How much is the Lexus RX?
The average cost to buy a new Lexus RX is $45,320. This cost will be affected by the trim level of your Lexus RX and any options you might chooose to add.
Lexus RX Safety Ratings
The cost of Lexus RX auto insurance rates depend in part on the Lexus RX safety ratings. See how the Lexus RX is rated for safety here.
Lexus RX Safety Ratings
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof | Good |
| Head restraints & seats | Good |
Lexus RX Crash Test Ratings
Lexus RX crash test ratings can impact the cost of your Lexus RX car insurance. See Lexus RX crash test results here.
Lexus RX Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Lexus RX 450hL SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Lexus RX 450h SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Lexus RX 350L SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Lexus RX 350L SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Lexus RX 350 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Lexus RX 350 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Lexus RX450h SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Lexus RX450HL SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Lexus RX350L SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Lexus RX350L SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Lexus RX350 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Lexus RX350 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Lexus RX450h SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Lexus RX450HL SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Lexus RX350L SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Lexus RX350L SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Lexus RX350 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Lexus RX350 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Lexus RX450h SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Lexus RX450h SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Lexus RX350 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Lexus RX350 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Lexus RX450h SUV FWD | N/R | N/R | 5 stars | 4 stars |
| 2016 Lexus RX450h SUV AWD | N/R | N/R | 5 stars | 4 stars |
| 2016 Lexus RX350 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Lexus RX350 SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
Ways to Save on Lexus RX Insurance
There are several ways you can save even more on your Lexus RX car insurance rates. Take a look at the following five tips:
- Compare insurance companies after moving
- Ask about farm and ranch vehicle discounts
- Choose a Lexus RX with cheaper repair costs
- Pay your Lexus RX insurance upfront
- Ask your insurance company about Lexus RX discounts
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Top Lexus RX Insurance Companies
What is the best auto insurance company for Lexus RX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus RX auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Lexus RX.
Largest Auto Insurers by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
Comparing Free Lexus RX Insurance Quotes Online
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Frequently Asked Questions
What factors affect the cost of insurance for a Lexus RX?
Several factors can impact the cost of insurance for a Lexus RX, including the model year, the specific trim level, the driver’s age and driving record, the location where the vehicle is garaged, and the coverage limits and deductibles selected.
What types of coverage should I consider for my Lexus RX?
The coverage options that you should consider for your Lexus RX include liability coverage, collision coverage, comprehensive coverage, and personal injury protection (PIP) or medical payments coverage.
Is it more expensive to insure a newer Lexus RX model?
Generally, newer Lexus RX models will be more expensive to insure than older models because they have a higher value and cost more to repair or replace.
Are there any discounts available for insuring a Lexus RX?
Yes, there may be discounts available for insuring a Lexus RX, such as multi-car discounts, good driver discounts, and safety feature discounts (e.g., for having anti-lock brakes, airbags, and other safety features).
What is the average cost of insurance for a Lexus RX?
The average cost of insurance for a Lexus RX will vary depending on the specific model year, trim level, driver profile, and coverage options selected. However, according to data from The Zebra, the average annual cost of insurance for a Lexus RX is around $1,400.
How can I find the best insurance rates for my Lexus RX?
To find the best insurance rates for your Lexus RX, you should compare quotes from multiple insurance providers. You can do this online or by working with an independent insurance agent who can shop around on your behalf. Be sure to compare not only the cost of coverage but also the coverage options and deductibles to ensure you’re getting the right policy for your needs.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.