Best Mazda Car Insurance Quotes (2024)

If you’re shopping for car insurance for a Mazda, you will probably find several options for coverage. Prices for Mazda car insurance vary based on several factors, but the average full coverage policy costs around $2,995 per year or $250 each month.

The Mazda CX-30 crossover SUV is the least expensive Mazda to insure. Mazda CX-30 insurance rates are typically over $800 less than those for the most expensive models, like the Mazda3 Hatchback. You may find that State Farm offers the cheapest Mazda car insurance rates on average.

If you’re wondering how to get car insurance for your Mazda, remember that your car insurance rates may vary for many reasons, like age, gender, marital status, driving history, and credit score. Therefore, you should find and compare car insurance quotes from several companies before deciding your car insurance coverage.

Mazda Car Insurance Rates Vary Based on Model

Your car insurance rates will vary significantly based on the type of Mazda you drive. For example, if you drive a more expensive model, or if the model you drive is relatively new, you may pay higher car insurance rates than if you drive a cheaper model.

Mazda3 insurance costs more than insurance for any other Mazda on average. Mazda3 car insurance rates are around $3,466 annually or $289 monthly. The cheapest Mazda to insure is often the Mazda CX-30, a crossover SUV. The CX-30 costs around $2,657 annually or $221 monthly to insure.

The average insurance cost for Mazda CX-5 coverage is typically around $2,691 annually or $224 monthly. Though the CX-5, CX-30, and Mazda3 all cost around the same amount, they don’t all have the same average coverage rate.

As you compare rates for your Mazda, you may find that certain companies offer cheaper coverage than others. Because of this, it’s important to get car insurance quotes from several companies before making a coverage decision.

Companies Offering the Cheapest Car Insurance for Mazdas

You never know which company will offer you the cheapest coverage for your Mazda until you find and compare quotes. Factors like age, gender, driving history, and credit score affect your monthly or annual rates with any company. When you compare quotes, you’ll see which company in your area offers the cheapest coverage based on your unique factors.

State Farm offers the best car insurance rates on average if you own a Mazda. If you purchase car insurance for your Mazda with State Farm, you’ll pay around $1,636 annually or $136 monthly for coverage. Rates with State Farm are around 46% lower than the average rate for Mazda coverage, which is $2,995 annually or $250 monthly. Read a State Farm insurance review here. 

State Farm rates are also around 72% lower than Allstate, which typically offers the most expensive coverage rates if you own a Mazda. You’ll pay around $5,922 annually or $494 each month for Mazda car insurance with Allstate. Learn more about Allstate by reading the Allstate car insurance review here.

Car Insurance for a Mazda CX-5

Car insurance for the Mazda CX-5 costs around $2,691 annually or $224 annually to insure. As a result, the CX-5 is the second-cheapest Mazda to insure in most cases. The cheapest Mazda to insure is the smaller crossover, the Mazda CX-30. 

State Farm offers the cheapest coverage rates for a Mazda CX-5 at $1,576 annually or $131 monthly. 

Car Insurance for the Mazda CX-30

The CX-30 costs around $2,623 annually or $219 per month to insure.

The model year of your CX-30 could impact your rates. Compare cheapest car insurance for your Mazda CX-30 before you decide on the best coverage option. 

Car Insurance for a Mazda CX-9

The CX-9 is the largest and most expensive Mazda you can buy. Typically, it costs around $3,142 annually or $262 each month to insure a Mazda CX-9.

State Farm offers the cheapest coverage for a Mazda CX-9. With State Farm, you’ll pay around $1,836 annually or $153 monthly for coverage. It’s still a good idea to compare Mazda CX-9 car insurance rates from multiple companies to get the best deal.

Mazda3 Carries Higher Car Insurance Rates

The Mazda3 is the most affordable Mazda you can purchase. Still, the car costs around $3,089 annually or $257 monthly to insure. State Farm offers the cheapest rates for the Mazda3 sedan. With State Farm, you’ll pay around $1,627 annually or $136 monthly for coverage. 

The Mazda3 Hatchback is the most expensive Mazda to insure. If you drive a Mazda3 Hatchback, you’ll pay around $3,466 annually or $289 monthly for car insurance.

State Farm also offers the cheapest car insurance rates for the Mazda3 Hatchback. You’ll pay $1,627 annually or $136 each month for car insurance with State Farm, which is $1,839 cheaper annually than the average cost.

MX-5 Mazda Miata Car insurance

Mazda Miata car insurance rates are around $2,991 annually or $249 monthly to insure. If you have an older model, you’ll probably pay less in monthly or annual rates. 

State Farm offers the cheapest rates for a Mazda Miata. With State Farm, you’ll pay $1,639 annually or $137 monthly for coverage. 

Mazda MX-30 Car Insurance

If you drive a Mazda MX-30, you’ll pay $2,964 annually or $247 each month for coverage on average. Unfortunately, the MX-30 is only available in California.

State Farm offers the cheapest Mazda coverage if you have an MX-30. You’ll pay around $1,627 annually or $136 each month for your MX-30 with State Farm. 

Car Insurance for the Mazda CX-3

The CX-3 is discontinued, but there are still plenty on the roads. Car insurance coverage for a Mazda CX-3 costs around $2,420 annually or $202 monthly. As a result, the CX-3 is often the cheapest Mazda to insure.

Rates for CX-3 coverage are often cheapest with State Farm, though it will depend on the model you drive and other factors like your driving record and credit score. 

The Mazda6 Is Considered to Be More Expensive to Insure

The Mazda6 costs around $3,005 annually or $250 each month to insure on average. The Mazda6 is also discontinued.

The Mazda6, like other sedans from Mazda, is more expensive to insure. State Farm offers coverage for around $1,547 annually or $129 each month.

Mazdas Are Relatively Affordable to Insure Compared to Many Other Vehicles

If you’re looking for insurance for your Mazda, you may be surprised by how much it costs. Still, companies like State Farm offer much cheaper rates for Mazda coverage.

Ultimately, the type of Mazda you drive will greatly impact how much you pay in monthly or annual rates. Your age, gender, marital status, driving history, and credit score may also significantly impact your rates. To find affordable coverage for your Mazda, compare quotes from several companies in your area. Doing so will ensure you get the coverage you need at a price that works with your budget.