Best Volvo XC Car Insurance Quotes (2024)
The price of car insurance for the Volvo XC depends on a lot of factors. Among the things that can impact your Volvo XC car insurance rates are your driving history and where you live. Of course, the purchase price of the Volvo XC also affects car insurance rates, and that depends on trim level and options.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cost of insurance for a Volvo XC depends on the trim level
- Crash test ratings have an impact on Volvo XC auto insurance rates
- Safety features of the Volvo XC can earn you a car insurance discount
If you’re looking to buy a Volvo XC, you will want to know the details first. We’ve put together information on insurance for the Volvo XC to help you get an idea of costs. We’ve also gathered other cost information, including how much a Volvo XC will run you.
Read on to learn all about the Volvo XC including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Volvo XC with confidence.
To see fast, free Volvo XC insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Volvo XC insurance rate from top companies right away.
Are vehicles like the Volvo XC expensive to insure?
Take a look at how insurance rates for similar models to the Volvo XC look. These insurance rates for other crossovers like the Infiniti FX35, Mazda CX-30, and Lincoln MKC give you a good idea of what to expect.
Insurance Rates for Vehicles Similar to the Volvo XC
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Ford Escape | $280 | $438 | $316 | $1,170 |
| Subaru Crosstrek | $336 | $532 | $316 | $1,320 |
| Nissan Rogue | $280 | $532 | $420 | $1,412 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Audi SQ5 | $394 | $774 | $264 | $1,542 |
| Kia Niro | $282 | $478 | $398 | $1,316 |
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What impacts the cost of Volvo XC insurance?
The Volvo XC trim and model you choose can impact the total price you will pay for Volvo XC insurance coverage.
You can also expect your Volvo XC rates to be affected by where you live, your driving history, and in most states your age and gender.
Volvo XC Safety Ratings
The cost of Volvo XC auto insurance rates depend in part on the Volvo XC safety ratings. See how the Volvo XC is rated for safety here.
Volvo XC Safety Ratings
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof | Good |
| Head restraints & seats | Good |
Volvo XC Crash Test Ratings
Volvo XC crash test ratings can impact the cost of your Volvo XC car insurance. See Volvo XC crash test results here.
Volvo XC Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Volvo XC90 T8 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC90 T6 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC90 T5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC90 T5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC60 T8 SUV AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo XC60 T8 Polestar Engineered SUV AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo XC60 T6 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC60 T5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC60 T5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC40 T5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC40 T4 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Volvo XC90 T8 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Volvo XC90 T6 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Volvo XC90 T5 SUV FWD | N/R | 5 stars | 5 stars | N/R |
| 2019 Volvo XC90 T5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Volvo XC60 T8 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC60 T6 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC60 T5 SUV FWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC60 T5 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC40 T5 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC40 T4 SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC90 T8 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Volvo XC90 T6 SUV FWD | N/R | 5 stars | 5 stars | N/R |
| 2018 Volvo XC90 T6 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Volvo XC90 T5 SUV FWD | N/R | 5 stars | 5 stars | N/R |
| 2018 Volvo XC90 T5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Volvo XC60 T8 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T6 SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T6 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T5 SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T5 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo XC90 T8 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Volvo XC90 T6 SUV FWD | N/R | 5 stars | 5 stars | N/R |
| 2017 Volvo XC90 T6 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Volvo XC90 T5 SUV FWD | N/R | 5 stars | 5 stars | N/R |
| 2017 Volvo XC90 T5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Volvo XC60 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Volvo XC60 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Volvo XC90 T8 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Volvo XC90 T6 SUV FWD | N/R | 5 stars | 5 stars | N/R |
| 2016 Volvo XC90 T6 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Volvo XC90 T5 SUV FWD | N/R | 5 stars | 5 stars | N/R |
| 2016 Volvo XC90 T5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Volvo XC70 SW FWD | N/R | N/R | N/R | N/R |
| 2016 Volvo XC70 SW AWD | N/R | N/R | N/R | N/R |
| 2016 Volvo XC60 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Volvo XC60 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
Ways to Save on Volvo XC Insurance
If you want to reduce the cost of your Volvo XC insurance rates, follow these tips below:
- Never drink and drive your Volvo XC
- Take a refresher course as an older driver
- Reduce modifications on your Volvo XC
- Move to an area with better weather
- Check the odometer on your Volvo XC
Top Volvo XC Insurance Companies
What is the best company for affordable Volvo XC insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Volvo XC.
Largest Auto Insurers by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free Volvo XC Insurance Quotes Online
You can compare quotes for Volvo XC auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
Are vehicles like the Volvo XC expensive to insure?
Insurance rates for vehicles like the Volvo XC can vary depending on several factors. It’s important to consider your driving history, location, and the specific trim level and options of the Volvo XC. Comparing quotes from different insurance companies can help you find the best rates.
What impacts the cost of Volvo XC insurance?
The cost of Volvo XC insurance can be influenced by various factors. The trim and model you choose, your location, driving history, age, and gender (in most states) can all affect the price of insurance for your Volvo XC.
How are Volvo XC safety ratings related to insurance rates?
Volvo XC safety ratings play a role in determining insurance costs. Higher safety ratings can often lead to lower insurance premiums because safer vehicles are considered less risky to insure. Checking the safety ratings of the Volvo XC can give you an idea of its impact on insurance rates.
What are the crash test ratings for the Volvo XC?
Crash test ratings are an important factor in determining insurance rates for the Volvo XC. By reviewing the crash test results of the Volvo XC, you can understand its safety performance and how it may affect your insurance costs.
How can I save on Volvo XC insurance?
There are several ways to potentially save on Volvo XC insurance rates. Consider these tips:
- Opt for higher deductibles.
- Maintain a clean driving record.
- Take advantage of available discounts, such as for security systems and safety features.
- Bundle your Volvo XC insurance with other policies, if applicable.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.