Best Cadillac SRX Car Insurance Quotes (2024)
Average Cadillac SRX car insurance rates cost $1,510 a year, or around $126 a month. On average, comprehensive coverage costs $368, collision coverage costs $537, and liability coverage costs $426 for Cadillac SRX insurance.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,510 a year or $126 each month
- A liability-only policy costs around $605 a year or $50 each month
- Highest rates are for teenage drivers at around $5,519 a year or $460 each month
- Good drivers can save as much as $623 a year by earning policy discounts
- Cadillac SRX insurance costs around $9 less per year than the average vehicle
Cadillac SRX insurance rates are just slightly less than the average vehicle with full coverage costing about $1,510 a year or $126 a month. Good drivers can save up to $623 a year in policy discounts. Let’s take a closer look at Cadillac SRX insurance rates, crash test ratings, and more.
You can start comparing quotes for Cadillac SRX car insurance rates from some of the best car insurance companies by using our free online tool now.
Cadillac SRX Insurance Cost
The average Cadillac SRX car insurance rates are $1,510 a year or $126 a month.
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Are Cadillac SRXs Expensive to Insure?
The chart below details how Cadillac SRX insurance rates compare to other crossovers like the Audi SQ5, Lincoln MKC, and Ford EcoSport.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi SQ5 | $394 | $774 | $264 | $1,542 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Lincoln MKX | $294 | $596 | $398 | $1,446 |
| Honda CR-V | $280 | $408 | $316 | $1,140 |
| Audi Q5 | $362 | $718 | $372 | $1,610 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac SRX Insurance?
The Cadillac SRX trim and model you choose can impact the total price you will pay for Cadillac SRX auto insurance coverage.
Age of the Vehicle
The average Cadillac SRX auto insurance rates are higher for newer models. For example, auto insurance rates for a 2016 Cadillac SRX cost $1,510, while 2010 Cadillac SRX rates are $1,256, a difference of $254.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2016 Cadillac SRX | $310 | $612 | $430 | $1,510 |
| 2015 Cadillac SRX | $292 | $592 | $442 | $1,484 |
| 2014 Cadillac SRX | $282 | $548 | $452 | $1,440 |
| 2013 Cadillac SRX | $270 | $516 | $456 | $1,400 |
| 2012 Cadillac SRX | $258 | $464 | $460 | $1,340 |
| 2011 Cadillac SRX | $242 | $426 | $460 | $1,286 |
| 2010 Cadillac SRX | $234 | $400 | $464 | $1,256 |
Driver Age
Driver age can have a significant effect on the cost of Cadillac SRX car insurance. For example, a 20-year-old driver could pay around $154 more each month for their Cadillac SRX car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Cadillac SRX insurance rates. For example, drivers in New York may pay $921 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Cadillac SRX auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac SRX car insurance with violations on their driving record.
Cadillac SRX Safety Ratings
Your Cadillac SRX auto insurance rates are tied to the Cadillac SRX’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Cadillac SRX Crash Test Ratings
Good Cadillac SRX crash test ratings can lower your Cadillac SRX auto insurance rates. See Cadillac SRX crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2016 Cadillac SRX SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Cadillac SRX SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac SRX Safety Features
The Cadillac SRX safety features can help lower insurance costs. According to AutoBlog, the 2020 Cadillac SRX has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Cadillac SRX Insurance Loss Probability
Insurance loss probability on the Cadillac SRX fluctuates between each type of coverage. The lower percentage means lower Cadillac SRX car insurance rates; higher percentages mean higher Cadillac SRX auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 3% |
|---|---|
| Property Damage | 1% |
| Comprehensive | -16% |
| Personal Injury | -20% |
| Medical Payment | -18% |
| Bodily Injury | -9% |
| Source: Insurance Institute for Highway Safety | |
Cadillac SRX Finance and Insurance Cost
If you are financing a Cadillac SRX, most lenders will require your carry higher Cadillac SRX coverages including comprehensive coverage, so be sure to compare Cadillac SRX car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Cadillac SRX Insurance
There are many ways that you can save on Cadillac SRX car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Cadillac SRX car insurance rates low.
- Pay Your Bills On Time — Especially Cadillac SRX Payments and Insurance
- Get a Plan with Only Liability Coverage If You’re Driving an Older Cadillac SRX
- Ask About Loyalty Discounts
- Consider Using a Tracking Device on Your Cadillac SRX
- Make Sure You Use an Accredited Driver Safety Program
Top Cadillac SRX Insurance Companies
Several top car insurance companies offer competitive rates for the Cadillac SRX rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Cadillac SRX drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Cadillac SRX Insurance Quotes Online
You can start comparing quotes for Cadillac SRX insurance from some of the top car insurance companies by using our free online tool today.
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Frequently Asked Questions
What factors affect the cost of insurance for a Cadillac SRX in 2023?
The cost of insurance for a Cadillac SRX in 2023 can vary depending on several factors such as your driving record, age, location, the value of your car, and the level of coverage you choose. Other factors such as the safety rating of the Cadillac SRX, theft rates in your area, and the cost of repairs can also affect the cost of insurance.
What type of coverage do I need for my Cadillac SRX in 2023?
The type of coverage you need for your Cadillac SRX in 2023 will depend on your personal circumstances and the level of protection you want. However, most states require drivers to carry liability insurance, which covers damage to other people’s property or injuries they sustain in an accident you cause. Other coverage options you may consider include collision, comprehensive, uninsured motorist, and personal injury protection.
How can I get the best Cadillac SRX car insurance quotes in 2023?
To get the best Cadillac SRX car insurance quotes in 2023, you should shop around and compare quotes from multiple insurers. Be sure to provide accurate information when requesting quotes and ask about discounts you may qualify for, such as safe driver discounts, multi-car discounts, and bundling discounts. Additionally, consider increasing your deductible to lower your premiums, but be sure you can afford the out-of-pocket expense if you need to file a claim.
Are there any discounts available for Cadillac SRX car insurance in 2023?
Yes, there are several discounts available for Cadillac SRX car insurance in 2023. These may include safe driver discounts, multi-car discounts, bundling discounts, loyalty discounts, and discounts for safety features such as anti-lock brakes, airbags, and anti-theft devices. Be sure to ask your insurance provider about any discounts you may be eligible for.
Is the insurance cost for a Cadillac SRX more expensive than a regular sedan?
The insurance cost for a Cadillac SRX in 2023 may be more expensive than a regular sedan due to the higher value of the vehicle and the cost of repairs. However, the safety rating of the Cadillac SRX and your personal driving record may also affect the cost of insurance.
Is it worth getting full coverage insurance for my Cadillac SRX in 2023?
Whether or not it’s worth getting full coverage insurance for your Cadillac SRX in 2023 depends on your personal circumstances and level of risk tolerance. Full coverage insurance typically includes collision, comprehensive, and liability coverage, which may be beneficial if you live in an area with a high risk of accidents or theft. However, it’s important to consider the additional cost of full coverage insurance and weigh the potential benefits and drawbacks before making a decision.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.