Can I add or remove drivers from my National General car insurance policy?
Do you need to know more about adding or removing drivers from your National General car insurance policy? You can alter your car insurance policy with National General to add or remove drivers. You should only add drivers to your car insurance policy if they live in the same house and drive your vehicle.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Feb 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Feb 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- You will need to have the information about the driver, which includes their full legal name, driver’s license number, date of birth, the date the driver’s license was issued, and the state that issued the driver’s license
- You may also need to have the vehicle’s identification number (VIN) from your title registration and be able to give an estimate of your household’s annual mileage after the driver changes are made
- You may call your agent or customer service to make the change. If you register with National General Insurance “My Account Online” or already have an online account, this process is easily completed online
If you want to add a driver to your National General car insurance policy and be sure of insurance coverage, it is important to complete the process correctly. Make the changes and update your policy information before allowing them to drive your vehicle.
If you add a teen driver, you may wish to compare National General Insurance rates with the best auto insurance for young adults.
If you remove a driver, the insurance coverage for that driver stops immediately, so be sure you do not let them drive your vehicle after they are removed from your insurance coverage.
Adding Drivers to a National General Car Insurance Policy for Occasional and Regular Use
Your insurance policy may permit occasional use by other drivers who are licensed to drive. However, please don’t count on coverage unless they are listed in your policy. Regular drivers must be named in your policy, and even occasional drivers must also be listed.
The rates you might pay for adding an occasional driver are usually less than having full policy coverage on a vehicle in that person’s name. It is helpful to find out if there are car insurance discounts on rates given for occasional users.
Read more:
- What is the difference between named driver and any driver car insurance?
- How to Add Another Driver to Your Car Insurance Policy
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Adding Drivers to Your National General Car Insurance and Still Getting a Low-Mileage Discount
Knowing about the National General low-mileage car insurance discount is helpful information. Suppose your vehicle is driven less than 2,500 miles annually by all drivers listed on the policy.
In that case, you may qualify for up to 54% discount on the rates you pay for auto insurance from National General. Even if you use your vehicle up to 15,000 miles annually, by all drivers you add to your policy, there is a discount.
How National General Knows the Mileage You Drive
This special program uses the OnStar® system to track mileage, which has a monthly fee of $24.99. The program tracks the mileage of the vehicle. Still, it does not track any driving behavior of any of the drivers of the car, which is a standard process with other mileage-based insurance programs for other companies.
If you already have the OnStar® system, consider adding all occasional drivers to your policy and getting this discount if your total vehicle usage is low enough.
Temporary Removal and Additions of Drivers From Your National General Policy
You may benefit from some savings on rates if you adjust the authorized drivers according to the schedule of when they will drive your vehicle. For example, suppose your child goes away to school and will not be driving the family vehicle during certain months.
In that case, you should consider removing them from policy coverage when they are away from home as long as you are sure they will not be driving the vehicle.
Reviewing how much car insurance you need and including all the drivers using your vehicle is important. The easiest way to handle any driver changes is to make the policy adjustments online.
Case Studies: Adding and Removing Drivers from National General Car Insurance
Case Study 1: Sarah’s Smooth Transition
Sarah needed to add her partner as a driver on her National General car insurance policy. Since they lived in the same house and her partner occasionally drove her vehicle, she decided to make the necessary changes. Sarah logged into her online account, navigated to the policy details, and easily added her partner as a named driver.
Case Study 2: Mark’s Cost-Saving Decision
Mark realized that he no longer needed to have his teenage son listed as a driver on his National General car insurance policy. His son had moved away for college and no longer drove the family vehicle. Mark contacted National General’s customer service and requested to remove his son from the policy. The change was made promptly, and Mark saw a reduction in his insurance rates as a result.
Case Study 3: Laura’s Immediate Coverage Update
Laura’s sister had recently moved in with her and occasionally drove her car. Understanding the importance of proper coverage, Laura decided to add her sister as a driver on her National General car insurance policy. She called her agent, provided the necessary information, and her sister was added to the policy immediately.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Final Thoughts — Can you add or remove drivers from your National General car insurance policy?
If you register for an online account, adding or removing a driver from your National General car insurance policy is easy to do by yourself. Otherwise, you can simply call your agent or customer service, and they will help you do this.
The company has a good reputation in the National General Insurance review & complaints.
Read more: How often should I review and update my car insurance coverage?
Frequently Asked Questions
Is there any fee to add or remove other drivers?
Adding or removing a driver from your National General car insurance policy is free. However, your insurance rate will change, going up for adding a driver and down for removing one.
How quickly do my driver changes happen?
If you make the changes online by signing up for “My Account Online” or already have an account, the changes are effective instantly.
Should I add a driver to my policy or get a new policy?
Car insurance rates may be better if you get a new policy from another company, so it is best to shop around when considering adding a driver to compare the rates.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.