Best Chevrolet Malibu Car Insurance Quotes (2024)
Chevrolet Malibu insurance rates average $115 per month for full coverage, but your personal Chevy Malibu insurance quote may vary based on your driving record and the age of your Malibu. Chevy Malibu’s insurance costs will also fluctuate based on where you live. Good drivers can save up to $571 per year in policy discounts by practicing safe driving habits. Find the best price for your Chevy Malibu insurance coverage by comparing your favorite car insurance companies with our free tool below.
Read moreFree Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- The highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Chevrolet Malibu insurance costs around $135 less per year than the average vehicle
Is the Chevrolet Malibu one of the cheapest cars to insure? Well, the Chevrolet Malibu’s insurance rates are about $135 less per year than the average vehicle with full coverage averages $1,384 a year or $115 a month. The highest car insurance rates are for teens who pay on average $5,059 a year or $422 a month as high-risk drivers.
Good drivers can save up to $571 a year in car insurance discounts for staying safe out on the roads. Let’s take a look at Chevy Malibu insurance rates, crash test ratings, and more.
Looking to buy Chevrolet Malibu car insurance? Enter your ZIP code to start comparing Chevrolet Malibu car insurance quotes from some of the best car insurance companies by using our free online tool now and find affordable Chevrolet Malibu car insurance that works for you.
Table of Contents
Chevrolet Malibu Car Insurance Cost
The average Chevrolet Malibu car insurance costs are $1,384 a year or $115 a month.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Are Chevrolet Malibus Expensive to Insure?
The chart below details how Chevrolet Malibu insurance rates compare to other sedans like the Toyota Corolla car insurance quotes , Subaru WRX car insurance quotes, and Hyundai Elantra car insurance quotes.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
| Subaru WRX | $320 | $566 | $338 | $1,360 |
| Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
| Ford Taurus | $344 | $596 | $398 | $1,496 |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Malibu Car Insurance?
Even though the average annual rate for the Chevrolet Malibu is $1,384, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Chevrolet Malibu.
Age of the Vehicle
Older Chevrolet Malibu models generally cost less to insure. For example, auto insurance for a 2020 Chevrolet Malibu costs $1,384, while 2010 Chevrolet Malibu insurance costs are $1,138, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
| 2019 Chevrolet Malibu | $306 | $512 | $390 | $1,366 |
| 2018 Chevrolet Malibu | $294 | $506 | $398 | $1,356 |
| 2017 Chevrolet Malibu | $284 | $494 | $416 | $1,352 |
| 2016 Chevrolet Malibu | $274 | $474 | $430 | $1,336 |
| 2015 Chevrolet Malibu | $260 | $458 | $442 | $1,318 |
| 2014 Chevrolet Malibu | $250 | $424 | $452 | $1,284 |
| 2013 Chevrolet Malibu | $240 | $400 | $456 | $1,254 |
| 2012 Chevrolet Malibu | $230 | $358 | $460 | $1,206 |
| 2011 Chevrolet Malibu | $214 | $330 | $460 | $1,162 |
| 2010 Chevrolet Malibu | $206 | $310 | $464 | $1,138 |
Driver Age
Driver age can have a significant effect on Chevrolet Malibu car insurance rates. For example, 20-year-old drivers pay $1,693 more for their Chevrolet Malibu car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet Malibu insurance rates. For example, drivers in Jacksonville may pay $831 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Chevrolet Malibu auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Chevrolet Malibu car insurance with violations on their driving record. Read about the best car insurance companies for drivers with a bad driving record to find cheap coverage.
Chevrolet Malibu Safety Ratings
Your Chevrolet Malibu car insurance rates are tied to the Chevrolet Malibu’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Marginal |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
This video from the IIHS shows a safety test on a 2017 Chevrolet Malibu.
For this passenger-side small overlap crash test, the Chevy Malibu received a Marginal score.
Chevrolet Malibu Crash Test Ratings
Chevrolet Malibu crash test ratings will affect your Chevrolet Malibu car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Malibu 4 DR FWD | 4 stars | 5 stars | 4 stars | 4 stars |
| 2019 Chevrolet Malibu Hybrid 4 DR FWD | 4 stars | 5 stars | 4 stars | 4 stars |
| 2019 Chevrolet Malibu 4 DR FWD | 4 stars | 5 stars | 4 stars | 4 stars |
| 2018 Chevrolet Malibu HEV 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Malibu 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Malibu Eco e-Assist 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Malibu 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Malibu Limited 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Malibu Eco e-Assist 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Malibu 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Malibu Safety Features
Good Chevrolet Malibu safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Chevrolet Malibu are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Chevrolet Malibu Car Insurance Loss Probability
The lower percentage means lower Chevrolet Malibu car insurance costs; higher percentages mean higher Chevrolet Malibu car insurance costs. Compare the following Chevrolet Malibu auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | -6% |
|---|---|
| Property Damage | 0% |
| Comprehensive | 9% |
| Personal Injury | 39% |
| Medical Payment | 45% |
| Bodily Injury | 20% |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Malibu Finance and Car Insurance Cost
If you are financing a Chevrolet Malibu, most lenders will require your carry higher Chevrolet Malibu coverages including comprehensive coverage, so be sure to compare Chevrolet Malibu car insurance rates from the best companies using our FREE tool below.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Ways to Save on Chevrolet Malibu Car Insurance
You can save more money on your Chevrolet Malibu auto insurance rates by employing any of the following five strategies.
- Re-Check Chevrolet Malibu Quotes Every 6 Months
- Buy a Chevrolet Malibu with an Anti-Theft Device
- Consider Chevrolet Malibu Insurance Costs Before Buying a Chevrolet Malibu
- Reduce Your Coverage on an Older Chevrolet Malibu
- Never Drink and Drive Your Chevrolet Malibu
Whether you’re looking for insurance on a 2018 Chevy Malibu on 20’s or a 2020 standard Chevrolet Malibu, it’s best to follow this advice.
Top Chevrolet Malibu Car Insurance Companies
What insurance company has the cheapest rates? The best auto insurance companies for Chevrolet Malibu car insurance rates will offer competitive rates, discounts, and account for the Chevrolet Malibu’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Malibu Car Insurance Quotes Online
To start comparing Chevrolet Malibu car insurance rates for free, use our online car insurance comparison tool. Enter your ZIP code to get started.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Frequently Asked Questions
What is the average cost of Chevrolet Malibu car insurance?
The average cost of Chevrolet Malibu car insurance is $1,384 per year or $115 per month.
Are Chevrolet Malibus expensive to insure?
Compared to other sedans, Chevrolet Malibus are not expensive to insure. However, the cost of insurance can vary based on several factors, including your age, driving record, and location.
What factors impact the cost of Chevrolet Malibu car insurance?
Factors that impact the cost of Chevrolet Malibu car insurance include the age of the vehicle, driver age, driver location, driving record, and the model year of your Chevrolet Malibu.
What safety features does the Chevrolet Malibu have that could lower my car insurance rates?
The safety features for the 2020 Chevrolet Malibu include lane departure warning, forward collision warning, automatic emergency braking, and adaptive cruise control.
How can I save money on my Chevrolet Malibu car insurance?
You can save money on your Chevrolet Malibu car insurance by employing any of the following strategies: maintaining a good driving record, choosing a higher deductible, bundling your car insurance with other policies, taking advantage of car insurance discounts, and comparing quotes from different insurance companies.
What are the top car insurance companies for Chevrolet Malibu car insurance?
The top car insurance companies for Chevrolet Malibu car insurance include State Farm, GEICO, Progressive, Allstate, and Farmers Insurance.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.