Best Chevrolet Spark Car Insurance Quotes (2024)
Chevrolet Spark car insurance rates are $109/mo or $1,310/yr, which is $209 less per year than most cars. Drivers with good driving records may find Chevrolet Spark car insurance rates as low as $64.17/mo or $770/yr.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
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UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,310 a year or $109 each month
- A liability-only policy costs around $525 a year or $44 each month
- Highest rates are for teenage drivers at around $4,788 a year or $399 each month
- Good drivers can save as much as $540 a year by earning policy discounts
- Chevrolet Spark insurance costs around $209 less per year than the average vehicle
Chevrolet Spark insurance rates are about $209 less per year than the average vehicle in the U.S. Full coverage is about $1,310 a year or $109 a month, but older Chevrolet Sparks may just need liability coverage, which averages $525 a year or $44 per month. Let’s take a look at Chevrolet Spark insurance rates, safety features, and more.
You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Spark Insurance Cost
The average car insurance costs for a Chevrolet Spark are $1,310 a year or $109 a month.
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Are Chevrolet Sparks Expensive to Insure?
The chart below details how Chevrolet Spark insurance rates compare to other subcompact hatchbacks like the Volkswagen Beetle, Volkswagen Golf, and Ford Focus RS.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Spark Insurance?
The Chevrolet Spark trim and model you choose can impact the total price you will pay for Chevrolet Spark car insurance coverage.
Age of the Vehicle
The average Chevrolet Spark auto insurance rates are higher for newer models. For example, auto insurance for a 2017 Chevrolet Spark costs $1,310, while 2013 Chevrolet Spark insurance costs are $1,234, a difference of $76.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Chevrolet Spark | $224 | $436 | $470 | $1,310 |
| 2016 Chevrolet Spark | $216 | $418 | $486 | $1,300 |
| 2015 Chevrolet Spark | $204 | $404 | $500 | $1,288 |
| 2014 Chevrolet Spark | $196 | $374 | $510 | $1,260 |
| 2013 Chevrolet Spark | $188 | $352 | $514 | $1,234 |
Driver Age
Driver age can have a significant effect on the cost of Chevrolet Spark car insurance. For example, a 20-year-old driver could pay around $134 more each month for their Chevrolet Spark car insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on Chevrolet Spark insurance rates. For example, drivers in New York may pay $799 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Chevrolet Spark auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Chevrolet Spark car insurance with violations on their driving record.
Chevrolet Spark Safety Ratings
Your Chevrolet Spark car insurance rates are tied to the safety ratings of the Chevrolet Spark. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Spark Crash Test Ratings
Good Chevrolet Spark crash test ratings can lower your Chevrolet Spark auto insurance rates. See Chevrolet Spark crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2019 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2018 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2017 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2016 Chevrolet Spark Ev 5 HB FWD | N/R | N/R | N/R | N/R |
| 2016 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Spark Safety Features
Most drivers don’t realize that not only do Chevrolet Spark safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Chevrolet Spark auto insurance rates. The Chevrolet Spark’s safety features include:
- Rearview camera
- Rear parking sensors
- Forward collision warning
- Lane departure warning
- Automatic emergency braking
Chevrolet Spark Finance and Insurance Cost
If you are financing a Chevrolet Spark, you will pay more if you purchase Chevrolet Spark car insurance at the dealership, so be sure to shop around and compare Chevrolet Spark car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Spark Insurance
There are many ways that you can save on Chevrolet Spark car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Spark car insurance rates low.
- Drive Your Chevrolet Spark Safely
- Buy a Chevrolet Spark with an Anti-Theft Device
- Ask About Usage-Based Insurance for Your Chevrolet Spark
- Audit Your Chevrolet Spark Driving When You Move to a New Location or Start a New Job
- Remove Young Drivers from Your Chevrolet Spark Insurance Plan
Top Chevrolet Spark Insurance Companies
Who is the best company for Chevrolet Spark insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Spark insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Spark offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Spark Insurance Quotes Online
Start comparing Chevrolet Spark car insurance quotes for free by using our convenient online comparison tool.
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Frequently Asked Questions
How much does it cost to insure a Chevrolet Spark?
The average cost of Chevrolet Spark car insurance is $1,310 per year or $109 per month for full coverage. However, drivers with good records may find rates as low as $64.17/mo or $770/yr.
What factors impact the cost of Chevrolet Spark insurance?
Factors that affect the cost of Chevrolet Spark car insurance include the vehicle’s age, driver age, location, and driving record.
What safety features does the Chevrolet Spark have that can lower insurance rates?
The Chevrolet Spark’s safety features can lower auto insurance rates. These features include good crash test ratings, airbags, anti-theft systems, and electronic stability control.
What are some ways to save on Chevrolet Spark car insurance?
Ways to save on Chevrolet Spark car insurance include maintaining a good driving record, bundling policies, choosing a higher deductible, and taking advantage of discounts for safety features or good grades.
Which are some of the top companies offering Chevrolet Spark insurance coverage?
Some of the top companies offering Chevrolet Spark insurance coverage, ordered by market share, include State Farm, GEICO, Progressive, Allstate, and Farmers.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.