Best Chrysler 300 Car Insurance Quotes (2024)
Average Chrysler 300 car insurance rates cost $126 per month ($1,514 per year). Shop around to find cheap Chrysler 300 insurance rates. On average, Chrysler 300 comprehensive insurance coverage costs $369, collision coverage costs $538, and liability coverage costs $427.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,514 a year or $126 each month
- A liability-only policy costs around $607 a year or $51 each month
- Highest rates are for teenage drivers at around $5,534 a year or $461 each month
- Good drivers can save as much as $624 a year by earning policy discounts
- Chrysler 300 insurance costs around $5 less per year than the average vehicle
Chrysler 300 insurance rates are right around the average for vehicles, and full coverage will set you back about $1,514 a year or $126 a month. Good drivers can save up to $624 a year in policy discounts by remaining safe and courteous while out on the roadways. Let’s take a closer look at Chrysler 300 insurance rates, safety ratings, and more.
You can start comparing quotes for Chrysler 300 car insurance rates from some of the best car insurance companies by using our free online tool now.
Chrysler 300 Insurance Cost
The average Chrysler 300 car insurance rates are $1,514 a year or $126 a month.
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Are Chrysler 300s Expensive to Insure?
The chart below details how Chrysler 300 insurance rates compare to other sedans like the Toyota Corolla, Kia Forte, and MINI Hardtop 4 Door.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chrysler 300 | $332 | $626 | $398 | $1,514 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
| Kia Forte | $322 | $500 | $372 | $1,352 |
| MINI Hardtop 4 Door | $294 | $566 | $398 | $1,416 |
| Ford Fusion | $336 | $626 | $372 | $1,492 |
| Volkswagen Passat | $332 | $600 | $390 | $1,480 |
| Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
However, there are a few things you can do to find the cheapest Chrysler insurance rates online.
What Impacts the Cost of Chrysler 300 Insurance?
You might have noticed that there is a multitude of factors that impact Chrysler 300 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Chrysler 300.
Age of the Vehicle
The average Chrysler 300 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Chrysler 300 cost $1,514, while 2010 Chrysler 300 rates are $1,238, a difference of $276.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Chrysler 300 | $332 | $626 | $398 | $1,514 |
| 2017 Chrysler 300 | $320 | $610 | $416 | $1,504 |
| 2016 Chrysler 300 | $310 | $586 | $430 | $1,484 |
| 2015 Chrysler 300 | $292 | $564 | $442 | $1,456 |
| 2014 Chrysler 300 | $282 | $524 | $452 | $1,416 |
| 2013 Chrysler 300 | $270 | $494 | $456 | $1,378 |
| 2012 Chrysler 300 | $258 | $442 | $460 | $1,318 |
| 2011 Chrysler 300 | $242 | $408 | $460 | $1,268 |
| 2010 Chrysler 300 | $234 | $382 | $464 | $1,238 |
Driver Age
Driver age can have a significant effect on Chrysler 300 car insurance rates. For example, 20-year-old drivers pay $1,851 more for their Chrysler 300 car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Chrysler 300 insurance rates. For example, drivers in Los Angeles may pay $560 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Chrysler 300 auto insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler 300 auto insurance rates with violations on their driving record.
Chrysler 300 Safety Ratings
Your Chrysler 300 auto insurance rates are influenced by the Chrysler 300’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chrysler 300 Crash Test Ratings
Good Chrysler 300 crash test ratings mean the VW is safer, which could mean cheaper Chrysler 300 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chrysler 300 Safety Features
The Chrysler 300 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Chrysler 300 auto insurance rates. The Chrysler 300’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Chrysler 300 Insurance Loss Probability
The Chrysler 300’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Chrysler 300, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 15% |
|---|---|
| Property Damage | 3% |
| Comprehensive | 78% |
| Personal Injury | 34% |
| Medical Payment | 36% |
| Bodily Injury | 14% |
| Source: Insurance Institute for Highway Safety | |
Chrysler 300 Finance and Insurance Cost
If you are financing a Chrysler 300, you will pay more if you purchase Chrysler 300 auto insurance at the dealership, so be sure to shop around and compare Chrysler 300 auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Chrysler 300 Insurance
There are many ways that you can save on Chrysler 300 car insurance. Below are five actions you can take to find cheap Chrysler 300 auto insurance rates.
- Remove Young Drivers from Your Chrysler 300 Insurance When They Move Out or Go to School
- Buy a Dashcam for Your Chrysler 300
- Ask About Loyalty Discounts
- Purchase a Roadside Assistance Program for Your Chrysler 300
- Remove Young Drivers from Your Chrysler 300 Insurance Plan
Top Chrysler 300 Insurance Companies
Who is the top car insurance company for Chrysler 300 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler 300 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler 300 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chrysler 300 Insurance Quotes Online
You can start comparing quotes for Chrysler 300 car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What are the average Chrysler 300 car insurance rates?
The average Chrysler 300 car insurance rates are $1,514 per year or $126 per month.
How can I find the cheapest Chrysler 300 insurance rates online?
You can find the cheapest Chrysler 300 insurance rates online by shopping around and comparing quotes from different insurance companies.
What factors impact the cost of Chrysler 300 insurance?
Several factors impact the cost of Chrysler 300 insurance, including the age of the vehicle, driver age, driver location, driving record, and safety ratings.
How can I save on Chrysler 300 insurance?
You can save on Chrysler 300 insurance by taking actions like maintaining a clean driving record, installing safety features in your car, and comparing quotes from different insurance companies.
What are some of the top car insurance companies for Chrysler 300 insurance rates?
Some of the top car insurance companies for Chrysler 300 insurance rates include State Farm, Geico, Progressive, and Allstate.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.