Best Honda CR-Z Car Insurance Quotes (2024)
The average Honda CR-Z insurance rates are $111/mo for full coverage, $45/mo for liability-only. A teen driver will have the highest Honda CR-Z insurance cost at up to $405.67/mo, while good drivers may only pay $65.25/mo. Compare Honda CR-Z insurance quotes with our free tool below.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,332 a year or $111 each month
- A liability-only policy costs around $534 a year or $45 each month
- Highest rates are for teenage drivers at around $4,868 a year or $406 each month
- Good drivers can save as much as $549 a year by earning policy discounts
- Honda CR-Z insurance costs around $187 less per year than the average vehicle
Honda CR-Z insurance rates are actually about $187 less per year than the average vehicle in the US. Full coverage auto insurance for the Honda CR-Z is about $1,332 a year or $111 a month, though good drivers are eligible for up to $549 a year in discounts. Let’s look at car insurance for a Honda CR-Z, crash test ratings, and more.
Ready to see cheap Honda CR-Z insurance quotes? You can compare car insurance quotes for Honda CR-Z car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda CR-Z Auto Insurance Cost
The average Honda CR-Z car insurance rates are $1,332 a year or $111 a month.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Are Honda CR-Zs Expensive to Insure?
The chart below details how Honda CR-Z insurance rates compare to other hybrid/electrics like the Ford Fusion Energi, Ford C-Max Hybrid, and Chrysler Pacifica Hybrid.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda CR-Z Insurance?
The Honda CR-Z trim and model you choose will affect the total price you will pay for Honda CR-Z insurance coverage.
Age of the Vehicle
Older Honda CR-Z models generally cost less to insure. For example, auto insurance rates for a 2016 Honda CR-Z are $1,332, while 2011 Honda CR-Z rates are $1,160, a difference of $172.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2016 Honda CR-Z | $298 | $446 | $430 | $1,332 |
| 2015 Honda CR-Z | $282 | $430 | $442 | $1,312 |
| 2014 Honda CR-Z | $270 | $400 | $452 | $1,280 |
| 2013 Honda CR-Z | $260 | $376 | $456 | $1,250 |
| 2012 Honda CR-Z | $248 | $338 | $460 | $1,204 |
| 2011 Honda CR-Z | $232 | $310 | $460 | $1,160 |
Driver Age
Driver age can have a significant effect on Honda CR-Z car insurance rates. For example, 20-year-old drivers pay $1,629 more for their Honda CR-Z car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Honda CR-Z insurance rates. For example, drivers in Los Angeles may pay $1,146 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Honda CR-Z car insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-Z car insurance with violations on their driving record.
Honda CR-Z Safety Ratings
The Honda CR-Z’s safety ratings will affect your Honda CR-Z car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda CR-Z Crash Test Ratings
Good Honda CR-Z crash test ratings can lower your Honda CR-Z auto insurance rates. See Honda CR-Z crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2016 Honda CR-Z 3 HB FWD | 4 stars | 4 stars | 3 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda CR-Z Safety Features
Having a variety of safety features on your Honda CR-Z can help lower your Honda CR-Z insurance costs. The Honda CR-Z’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Integrated Turn Signal Mirrors
- Traction Control
Honda CR-Z Insurance Loss Probability
Insurance loss probability on the Honda CR-Z fluctuates between each type of coverage. The lower percentage means lower Honda CR-Z car insurance rates; higher percentages mean higher Honda CR-Z auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 6% |
|---|---|
| Property Damage | -13% |
| Comprehensive | -17% |
| Personal Injury | -2% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Honda CR-Z Finance and Insurance Cost
If you are financing a Honda CR-Z, you will pay more if you purchase Honda CR-Z auto insurance at the dealership, so be sure to shop around and compare Honda CR-Z auto insurance quotes from the best companies using our FREE tool below.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Ways to Save on Honda CR-Z Insurance
You have more options at your disposal to save money on your Honda CR-Z car insurance costs. For example, try these five tips:
- Ask About Retiree Discounts
- Use an Accurate Job Title When Requesting Honda CR-Z Auto Insurance
- Understand that Insurance Companies Can’t Change Your Honda CR-Z Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Get Cheaper Honda CR-Z Car Insurance Rates as a Full-Time Parent
- Move to the Countryside
Top Honda CR-Z Insurance Companies
Who is the best auto insurance company for Honda CR-Z insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda CR-Z auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda CR-Z offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda CR-Z Insurance Quotes Online
You can start comparing quotes for Honda CR-Z car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Frequently Asked Questions
What factors determine the cost of Honda CR-Z car insurance?
Several factors may influence the cost of Honda CR-Z car insurance, including your driving record, age, location, coverage level, and the safety features of your vehicle. Insurance providers also consider the frequency of accidents and thefts associated with the Honda CR-Z when setting insurance rates.
Are there any discounts available for Honda CR-Z car insurance?
Yes, many insurance providers offer discounts for factors such as safe driving, multiple vehicles, bundling policies, and anti-theft devices. You may also be eligible for discounts based on your age, occupation, or membership in certain organizations.
What type of coverage should I consider for my Honda CR-Z?
The type of coverage you should consider for your Honda CR-Z depends on your individual needs and preferences. Standard options include liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured/underinsured motorist coverage. Consider your budget, risk tolerance, and the value of your vehicle when choosing coverage options.
How can I find the best Honda CR-Z car insurance quotes?
To find the best Honda CR-Z car insurance quotes, you can research and compare policies from different providers. Factors to consider when comparing quotes include the cost of premiums, coverage limits, deductible amounts, and any discounts or benefits offered. You can also work with an independent insurance agent to help you find the best options for your needs.
Should I purchase gap insurance for my Honda CR-Z?
Gap insurance may be a smart investment if you owe more on your Honda CR-Z than it is worth. This coverage can help cover the difference between the actual cash value of your vehicle and what you owe in the event of an accident or theft. Talk to your insurance provider to determine if gap insurance is a good option for your situation.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.