Best Ford Edge Car Insurance Quotes (2024)
The average Ford Edge insurance rates are $108/mo for full coverage and $43/mo for liability-only policies. Though insurance rates for a Ford Edge will set you back around $1,296 a year or $43 a month, good drivers can save up to $534 with policy discounts just for them.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,296 a year or $108 each month
- A liability-only policy costs around $519 a year or $43 each month
- Highest rates are for teenage drivers at around $4,737 a year or $395 each month
- Good drivers can save as much as $534 a year by earning policy discounts
- Ford Edge insurance costs around $223 less per year than the average vehicle
Ford Edge insurance rates are $233 less per year than the average vehicle, partly due to good safety ratings. Though insurance rates for a Ford Edge will set you back around $1,296 a year or $43 a month, good drivers can save up to $534 with policy discounts just for them. We’ll go over safety and crash test ratings, factors that impact your car insurance rates, and more.
You can start comparing quotes for Ford Edge car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford Edge Insurance Cost
The average Ford Edge auto insurance rates are $1,296 a year or $108 a month.
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Are Ford Edges Expensive to Insure?
The chart below details how Ford Edge insurance rates compare to other SUVs like the Mazda CX-9, Subaru Forester, and Nissan Armada.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Edge | $266 | $500 | $372 | $1,296 |
| Mazda CX-9 | $332 | $542 | $390 | $1,422 |
| Subaru Forester | $346 | $512 | $332 | $1,326 |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
| Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Edge Insurance?
The Ford Edge trim and model you choose will affect the total price you will pay for Ford Edge insurance coverage.
Age of the Vehicle
Older Ford Edge models generally cost less to insure. For example, auto insurance for a 2020 Ford Edge costs $1,296, while 2010 Ford Edge insurance costs are $1,086, a difference of $210.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Ford Edge | $266 | $500 | $372 | $1,296 |
| 2019 Ford Edge | $254 | $482 | $390 | $1,284 |
| 2018 Ford Edge | $244 | $478 | $398 | $1,278 |
| 2017 Ford Edge | $236 | $466 | $416 | $1,276 |
| 2016 Ford Edge | $228 | $446 | $430 | $1,262 |
| 2015 Ford Edge | $216 | $430 | $442 | $1,246 |
| 2014 Ford Edge | $206 | $400 | $452 | $1,216 |
| 2013 Ford Edge | $198 | $376 | $456 | $1,188 |
| 2012 Ford Edge | $190 | $338 | $460 | $1,146 |
| 2011 Ford Edge | $178 | $310 | $460 | $1,106 |
| 2010 Ford Edge | $172 | $292 | $464 | $1,086 |
Driver Age
Driver age can have a significant effect on the cost of Ford Edge car insurance. For example, 30-year-old drivers pay approximately $57 more for their Ford Edge car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Ford Edge insurance rates. For example, drivers in Los Angeles may pay $185 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Ford Edge car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Edge car insurance rates with violations on their driving record.
Ford Edge Safety Ratings
Your Ford Edge auto insurance rates are influenced by the Ford Edge’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Ford Edge Crash Test Ratings
Ford Edge crash test ratings can impact your Ford Edge car insurance rates. See Ford Edge crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Edge Safety Features
Ford Edge safety features can lower the cost of your insurance. The safety features for the 2020 Ford Edge include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Ford Edge Insurance Loss Probability
The lower percentage means lower Ford Edge auto insurance rates; higher percentages mean higher Ford Edge car insurance rates. The Ford Edge’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -18% |
|---|---|
| Property Damage | -16% |
| Comprehensive | -19% |
| Personal Injury | -21% |
| Medical Payment | -20% |
| Bodily Injury | -17% |
| Source: Insurance Institute for Highway Safety | |
Ford Edge Finance and Insurance Cost
If you are financing a Ford Edge, you will pay more if you purchase Ford Edge auto insurance at the dealership, so be sure to shop around and compare Ford Edge auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Ford Edge Insurance
If you want to reduce the cost of your Ford Edge insurance rates, follow these tips below:
- Buy An Older Ford Edge
- Consider Ford Edge Insurance Costs Before Buying a Ford Edge
- Reduce Your Coverage on an Older Ford Edge
- Ask for a New Ford Edge Auto Insurance Rate Based on Your Improved Credit Score
- Ask About Ford Edge Discounts If You Were Listed on Someone Else’s Policy
Top Ford Edge Insurance Companies
Who is the top auto insurance company for Ford Edge insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Edge auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Edge offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What is Ford Edge Car Insurance?
Ford Edge Car Insurance is auto insurance coverage that is specifically designed for the Ford Edge model. It provides financial protection against damages or losses caused by accidents, theft, natural disasters, and other unexpected events.
What kind of coverage do I need for my Ford Edge?
The type of coverage you need for your Ford Edge may vary depending on your specific needs and requirements. However, some common types of coverage that you may consider are liability insurance, collision insurance, comprehensive insurance, uninsured/underinsured motorist coverage, and personal injury protection.
How much does Ford Edge Car Insurance cost?
The cost of Ford Edge Car Insurance may vary depending on several factors such as your driving record, location, age, gender, credit score, and the type of coverage you choose. However, on average, Ford Edge Car Insurance may cost around $1,500 to $2,000 per year.
Can I save money on Ford Edge Car Insurance?
Yes, there are several ways to save money on Ford Edge Car Insurance. You can consider increasing your deductibles, maintaining a good driving record, taking defensive driving courses, bundling your auto insurance with other policies, and shopping around for the best rates.
How can I find the best Ford Edge Car Insurance?
To find the best Ford Edge Car Insurance, you may consider researching and comparing quotes from different insurance providers. You can also check for discounts and special offers that may be available to you. It is recommended to choose an insurance provider that offers comprehensive coverage at an affordable price and has a good reputation for customer service and claims handling.
Do I need to purchase additional coverage for my Ford Edge?
The type of coverage you need for your Ford Edge may depend on your specific needs and requirements. However, some additional coverage options that you may consider are roadside assistance, gap insurance, and rental car reimbursement.
What should I do if I get into an accident with my Ford Edge?
If you get into an accident with your Ford Edge, the first thing you should do is check for injuries and call for emergency services if necessary. You should also exchange contact and insurance information with the other driver, take photos of the accident scene, and notify your insurance provider as soon as possible. It is important to cooperate with the police and follow their instructions.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.