Farmers Signal: Complete Guide & Review (2025)

You’re here to learn about Farmers Signal, how to sign up, and using the Signal app. This usage-based insurance program has the potential to save you a lot of money on your car insurance rates.

Read our Farmers insurance group review to learn more about the company and how to save money on your car insurance rates.

Learn more about Farmers Signal and shop around to find affordable Farmers car insurance rates. Start comparing your options for free with our online quote comparison tool above.

What is Farmers Signal?

Signal is the mobile app that helps Farmers car insurance policyholders save more money by tracking their driving patterns.

Monitoring your driving behavior helps provide you with insights to improve your driving. Signal monitors distracted phone use, speed, braking, and mileage of each trip, and driving tips and results will become more aligned with your overall patterns.

CrashAssist is a voluntary feature included within the Signal app that can detect a car crash. If one is detected, a push notification asks for verification. If you’re unable to respond, Signal will request emergency services at your location.

Drivers earn an initial 5% discount for safe driving when signing up for the Farmers Signal program and can earn up to 15% each time your policy is renewed.

Save another 10% when you enroll drivers under 25 in your home. Then earn up to $100 each month as a reward for your focused driving scores of 80% or higher.

How do I sign up for Farmers Signal?

Learn how to sign up for the Farmers Signal in three simple steps:

1. Talk to your Farmers agent or call 1-800-709-7821 and ask to enroll in Signal.
2. Download the Farmers Signal app 2.0 from the link that’s sent to you via text message.
3. Start driving and saving.

Now that you’re signed up, read on to find out how to use the Farmers Signal app while driving.

How do I use the Farmers Signal app?

Farmers Signal app 2.0 needs hardware and sensors such as location, network, accelerometer, and gyroscope to function properly. The app will operate on Android 7.0 or newer or iOS 12.0 or newer.

Signal has access to two types of personal information: the details provided when you enrolled, and the data Signal actively gathers in the background to provide insights about your driving behavior.

Farmers Signal app 2.0 equips drivers with knowledge of their driving habits, so they can make smarter choices about their behavior behind the wheel.

Active data collection uses less than 2% of your battery while recording trips. Signal will stop collecting data when your phone’s battery power drops below 10%.

Android will display a notification that Signal is running. This indicates that it is working properly. Do not clear this message unless you intend to stop Signal from tracking your next trip.

After your first trip, you can navigate to your trip list at the bottom of the home screen. From there, update the trip type (driver, passenger, etc.) Over time, Signal can make predictions based on past behaviors.

The data is stored on your phone and transmitted only after a secure Wi-Fi connection is established. Keeping Wi-Fi enabled will reduce data usage and improve location accuracy and trip capture. The FTC recommends avoiding wireless hotspots to protect your personal information.

Of note, you could use other apps, such as rideshare or navigation apps, while Signal is tracking your trip. Remember that active phone use can negatively affect your focused driving score, and you will need specific rideshare coverage if you are a rideshare driver.

Before you buy Farmers car insurance, compare multiple insurance quotes to find if you’ll save more with or without Farmers Signal. Start comparing your choices of car insurance companies with our free comparison tool below.