Best Ford Escape Car Insurance Quotes (2024)
The average Ford Escape insurance rates are $98/mo for full coverage and $39/mo for liability-only policies. The Ford Escape trim and model you choose will affect the total price you will pay for Ford Escape insurance coverage.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,170 a year or $98 each month
- A liability-only policy costs around $469 a year or $39 each month
- Highest rates are for teenage drivers at around $4,276 a year or $356 each month
- Good drivers can save as much as $482 a year by earning policy discounts
- Ford Escape insurance costs around $349 less per year than the average vehicle
Ford Escape insurance rates are around $349 less than the average vehicle with full coverage averaging $1,170 a year or $98 a month. The driver of an older escape may opt for liability-only coverage which averages $469 a year or $39 a month.
We’ll be taking a look at Ford Escape insurance rates, safety ratings, and more.
You can start comparing quotes for Ford Escape car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford Escape Insurance Cost
The average Ford Escape car insurance rates are $1,170 a year or $98 a month.
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Are Ford Escapes Expensive to Insure?
The chart below details how Ford Escape insurance rates compare to other crossovers like the Lexus NX 300, Kia Niro, and MINI Clubman.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Escape | $280 | $438 | $316 | $1,170 |
| Lexus NX 300 | $376 | $688 | $372 | $1,594 |
| Kia Niro | $282 | $478 | $398 | $1,316 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| BMW X6 | $432 | $834 | $398 | $1,822 |
| Honda HR-V | $294 | $532 | $372 | $1,356 |
| FIAT 500X | $256 | $506 | $450 | $1,392 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Escape Insurance?
The Ford Escape trim and model you choose will affect the total price you will pay for Ford Escape insurance coverage.
Age of the Vehicle
The average Ford Escape car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Ford Escape are $1,170, while 2010 Ford Escape rates are $964, a difference of $206.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Ford Escape | $280 | $438 | $316 | $1,170 |
| 2019 Ford Escape | $268 | $422 | $332 | $1,158 |
| 2018 Ford Escape | $256 | $418 | $338 | $1,148 |
| 2017 Ford Escape | $248 | $408 | $354 | $1,146 |
| 2016 Ford Escape | $240 | $390 | $364 | $1,130 |
| 2015 Ford Escape | $226 | $378 | $376 | $1,116 |
| 2014 Ford Escape | $218 | $350 | $384 | $1,088 |
| 2013 Ford Escape | $208 | $330 | $388 | $1,062 |
| 2012 Ford Escape | $200 | $296 | $390 | $1,022 |
| 2011 Ford Escape | $188 | $272 | $390 | $986 |
| 2010 Ford Escape | $180 | $254 | $394 | $964 |
Driver Age
Driver age can have a significant effect on the cost of Ford Escape car insurance. For example, a 20-year-old driver could pay around $119 more each month for their Ford Escape car insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on Ford Escape insurance rates. For example, drivers in Phoenix may pay $644 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Ford Escape auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Escape auto insurance rates with violations on their driving record.
Ford Escape Safety Ratings
Your Ford Escape auto insurance rates are influenced by the Ford Escape’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Ford Escape Crash Test Ratings
The crash test ratings of the Ford Escape can impact your Ford Escape car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Ford Escape SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Ford Escape SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Ford Escape PHEV SUV FWD | N/R | N/R | N/R | N/R |
| 2020 Ford Escape HEV SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Ford Escape HEV SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Escape SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Escape SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Escape SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Escape SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Escape SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Escape SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Escape SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Escape SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Escape Safety Features
Ford Escape safety features can lower the cost of your insurance. The safety features for the 2020 Ford Escape include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Ford Escape Insurance Loss Probability
The Ford Escape’s insurance loss probability varies between different coverage types. The lower percentage means lower Ford Escape auto insurance costs; higher percentages mean higher Ford Escape auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -20% |
|---|---|
| Property Damage | -9% |
| Comprehensive | -17% |
| Personal Injury | -6% |
| Medical Payment | -6% |
| Bodily Injury | -8% |
| Source: Insurance Institute for Highway Safety | |
Ford Escape Finance and Insurance Cost
If you are financing a Ford Escape, you will pay more if you purchase Ford Escape auto insurance at the dealership, so be sure to shop around and compare Ford Escape auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Ford Escape Insurance
Drivers can end up saving more money on their Ford Escape car insurance rates by employing any one of the following strategies.
- Use a Service Like Turo to Rent Out Your Ford Escape
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Take Public Transit Instead of Driving Your Ford Escape
- Take a Refresher Course as an Older Driver
- Use an Accurate Job Title When Requesting Ford Escape Auto Insurance
Top Ford Escape Insurance Companies
Who is the top auto insurance company for Ford Escape insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Escape auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Escape offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Ford Escape Insurance Quotes Online
To start comparing Ford Escape car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
What factors affect the cost of insurance for a Ford Escape?
Several factors can affect the cost of insurance for a Ford Escape, including the driver’s age, driving record, location, and the model and year of the vehicle.
What is the best type of insurance coverage for a Ford Escape?
The best type of insurance coverage for a Ford Escape depends on the individual’s needs and budget. Comprehensive coverage and collision coverage are recommended for newer vehicles to provide protection against theft, damage, and accidents. Liability coverage is required by law and provides coverage for damages and injuries to others if you are at fault in an accident.
How can I find the best insurance rate for my Ford Escape?
To find the best insurance rate for your Ford Escape, it is recommended to shop around and compare quotes from different insurance companies. Consider factors such as coverage options, deductibles, discounts, and customer service ratings when choosing an insurance provider.
Are there any discounts available for Ford Escape car insurance?
Yes, many insurance companies offer discounts for Ford Escape car insurance. Common discounts include safe driving discounts, good student discounts, multi-car discounts, and bundling discounts when you purchase multiple insurance policies with the same provider.
What should I do if I get into an accident with my Ford Escape?
If you get into an accident with your Ford Escape, it is recommended to first ensure the safety of yourself and others involved. Contact the authorities and exchange information with the other driver(s). Notify your insurance company and provide them with details about the accident. Your insurance company will guide you through the claims process.
Should I get gap insurance for my Ford Escape?
Gap insurance is recommended for Ford Escape owners who have financed or leased their vehicle. This coverage can help pay the difference between the amount owed on the vehicle and the actual cash value of the vehicle if it is totaled or stolen.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.