Best Ford F-250 Super Duty Car Insurance Quotes (2024)
Ford F-250 Super Duty insurance rates are $1,580 a year, or around $132 a month on average. A liability-only policy costs around $633 a year or $55 a month. Good drivers can save as much as $2,436 a year over higher risk drivers.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,580 a year or $132 each month
- A liability-only policy costs around $633 a year or $53 each month
- Highest rates are for teenage drivers at around $5,775 a year or $481 each month
- Good drivers can save as much as $651 a year by earning policy discounts
- Ford F-250 Super Duty insurance costs around $61 more per year than the average vehicle
Ford F-250 Super Duty insurance rates are slightly more than the average vehicle, with full coverage costing about $1,580 a year or $132 a month. Good drivers can save up to $651 a year by remaining claim-free. We’re going to be looking at Ford F-250 Super Duty insurance rates, safety features, and more.
You can start comparing quotes for Ford F-250 Super Duty car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford F-250 Super Duty Insurance Cost
The average Ford F-250 Super Duty car insurance rates are $1,580 a year or $132 a month.
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Are Ford F-250 Super Dutys Expensive to Insure?
The chart below details how Ford F-250 Super Duty insurance rates compare to other trucks like the GMC Sierra, GMC Sierra 3500HD, and Chevrolet Silverado.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Sierra | $336 | $594 | $372 | $1,460 |
| GMC Sierra 3500HD | $376 | $656 | $420 | $1,632 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| Ford F-150 | $322 | $470 | $372 | $1,322 |
| GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford F-250 Super Duty Insurance?
The Ford F-250 Super Duty trim and model you choose will affect the total price you will pay for Ford F-250 Super Duty insurance coverage.
Age of the Vehicle
Older Ford F-250 Super Duty models generally cost less to insure. For example, auto insurance for a 2017 Ford F-250 Super Duty costs $1,580, while 2010 Ford F-250 Super Duty insurance costs are $1,320, a difference of $260.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Ford F-250 Super Duty | $320 | $610 | $470 | $1,580 |
| 2016 Ford F-250 Super Duty | $310 | $586 | $486 | $1,562 |
| 2015 Ford F-250 Super Duty | $292 | $564 | $500 | $1,536 |
| 2014 Ford F-250 Super Duty | $282 | $524 | $510 | $1,496 |
| 2013 Ford F-250 Super Duty | $270 | $494 | $514 | $1,458 |
| 2012 Ford F-250 Super Duty | $258 | $442 | $520 | $1,400 |
| 2011 Ford F-250 Super Duty | $242 | $408 | $520 | $1,350 |
| 2010 Ford F-250 Super Duty | $234 | $382 | $524 | $1,320 |
Driver Age
Driver age can have a significant effect on Ford F-250 Super Duty car insurance rates. For example, 20-year-old drivers pay $1,932 more for their Ford F-250 Super Duty car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Ford F-250 Super Duty insurance rates. For example, drivers in Houston may pay $1,165 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Ford F-250 Super Duty auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford F-250 Super Duty car insurance with violations on their driving record.
Ford F-250 Super Duty Safety Features
Good Ford F-250 Super Duty safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Ford F-250 Super Duty are:
- Driver and right-front-passenger front airbags
- Front-seat side airbags
- Front-passenger airbag deactivation switch
- Safety Canopy System with side-curtain airbags and rollover sensor
- Belt-Minder front safety belt reminder
- Child-safety-seat top tether anchors
- Front height-adjustable shoulder safety belts
- Individual Tire Pressure Monitoring System
- Rearview camera with dynamic hitch assist
- SecuriLock Passive Anti-Theft System
- SOS Post-Crash Alert System
Ford F-250 Super Duty Finance and Insurance Cost
If you are financing a Ford F-250 Super Duty, you will pay more if you purchase Ford F-250 Super Duty car insurance at the dealership, so be sure to shop around and compare Ford F-250 Super Duty car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Ford F-250 Super Duty Insurance
There are many ways that you can save on Ford F-250 Super Duty car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Ford F-250 Super Duty car insurance rates low.
- Provide Your Ford F-250 Super Duty VIN When Requesting Ford F-250 Super Duty Auto Insurance Quotes
- Consider Ford F-250 Super Duty Insurance Costs Before Buying a Ford F-250 Super Duty
- Understand that Your Insurer Can Change Your Ford F-250 Super Duty Auto Insurance Rates Mid-Term for Other Reasons
- Take Advantage of Referral Fees
- Buy Your Ford F-250 Super Duty with Cash, or Get a Shorter-Term Loan
Top Ford F-250 Super Duty Insurance Companies
Who is the top auto insurance company for Ford F-250 Super Duty insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford F-250 Super Duty auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford F-250 Super Duty offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What is the Ford F-250 Super Duty?
The Ford F-250 Super Duty is a heavy-duty pickup truck that’s designed for both personal and commercial use.
What factors affect insurance quotes for a Ford F-250 Super Duty?
The insurance quotes for a Ford F-250 Super Duty may be affected by factors such as the driver’s age, driving history, location, coverage limits, deductible, and the value of the truck.
What types of insurance coverage are available for a Ford F-250 Super Duty?
The most common types of insurance coverage available for a Ford F-250 Super Duty include liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
Is it more expensive to insure a Ford F-250 Super Duty than a regular car?
Yes, it’s typically more expensive to insure a Ford F-250 Super Duty than a regular car due to its larger size and higher value.
What can I do to lower my insurance premium for a Ford F-250 Super Duty?
You can lower your insurance premium for a Ford F-250 Super Duty by maintaining a clean driving record, taking a defensive driving course, increasing your deductible, and bundling your insurance policies with the same company.
How can I get quotes for insurance for a Ford F-250 Super Duty?
You can get quotes for insurance for a Ford F-250 Super Duty by contacting insurance companies directly or by using an online insurance comparison tool.
What should I look for when comparing insurance quotes for a Ford F-250 Super Duty?
When comparing insurance quotes for a Ford F-250 Super Duty, you should look for factors such as coverage limits, deductibles, premiums, and the reputation and financial stability of the insurance company.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.