Geico DriveEasy: Complete Guide & Review (2024)

Our Geico DriveEasy review goes over all the benefits of Geico, from the ease of use to the savings benefits. However, we don’t want to gloss over the cons, as in some states, drivers may see an increase in rates if they perform poorly in the program.

For the most part, however, Geico DriveEasy is worth looking into for most Geico customers. Just like our Geico insurance review proves the company wants to help you save money on your car insurance rates, the DriveEasy program is another one of the many ways they can serve your needs.

Continue reading for a full breakdown of Geico DriveEasy, from how it works to what states it’s available in. Then, you can make sure that you have the cheapest rates at Geico by comparing rates among companies.

Deciding if Geico DriveEasy is Worth It

Your own driving patterns will determine if the Geico DriveEasy program is worth it. The good thing is that your individual driving patterns can save you even more money if you are a safe driver and can score well in the DriveEasy program.

What are the odds you’ll score well given your current driving patterns? You’ll be able to see your score and the components right in the DriveEasy app, which must be logged in and running in the background.

Of course, this means your phone battery will drain much quicker with this app. However, you can improve your driving patterns for increased road safety and cheaper rates, which could be seen as a decent trade-off.

If a policyholder doesn’t drive enough, Geico can choose to remove the user from the program.

Geico DriveEasy Explained

Geico introduced a new usage-based auto insurance program to reward safe drivers with huge savings by providing valuable information about individual driving patterns. Safe drivers save money. Riskier drivers may see higher car insurance rates, depending on the state they live in.

The DriveEasy app dashboard displays your good driving streak, score, and last trip details. Links to view your family report card, score details, and more also help you improve your driving.

DriveEasy looks for things like speeding, hard braking, handheld phone calls, and active phone use. Active phone use is any touching of your phone for any reason by any person in the vehicle. Your score is based on how frequently these actions occur during a trip.

Passive phone use refers to mounted phones displaying the screen, such as using a map, and otherwise not actively interacting with the phone. This is not included in the score.

To maintain a good score, you’ll need to manually adjust your trips when you’re a passenger. If someone else uses your phone while you drive, those trips will also need to be adjusted as passenger trips.

When using DriveEasy, you don’t need to open the app each time you drive. Geico will track your driving from behind the scenes, and the company takes measures to protect your personal information.

The information DriveEasy gathers while you drive is encrypted and stored in one of their secure servers in the U.S. Currently, Geico DriveEasy is available in the following states:

• Arizona
• Colorado
• Connecticut
• Florida
• Illinois
• Indiana
• Louisiana
• Kentucky
• Maryland
• North Carolina
• New Jersey
• New Mexico
• Ohio
• Oklahoma
• Oregon
• Pennsylvania
• Tennessee
• Texas
• Utah
• Virginia
• Wisconsin

More drivers will be eligible for the Geico DriveEasy program as it expands into more states.

How To Sign Up for Geico DriveEasy

You must already have a Geico car insurance policy to sign up for the Geico DriveEasy program.

Download and install the Geico mobile app and enable your settings to automatically detect your driving as long as you remain logged in. Others on your car insurance policy will also need their own mobile app access (read our “Geico Mobile App: Complete Guide & Review” for more information).

Check the app often to review your individualized score based on distraction-free driving, braking, and other driving behaviors tracked and logged in DriveEasy.

Better driving will raise the driver through the Geico Drive Easy score range. High scores will factor into your car insurance rates to reward safe drivers.

How to Cancel Geico Drive Easy

If you are on an iPhone or iPad, follow the following steps:

1. Open the Settings app and tap on your name.
2. Tap on the “Subscriptions” tab.
3. Tap on your Apple ID. View Apple ID then sign in and scroll down to the “Subscriptions” button.
4. Tap on DriveEasy (subscription) you want to review.
5. Tap on Cancel.

If you are on an Andriod, follow the following steps:

1. Open the Google Play Store. If you have multiple Google accounts, be sure you’re signed in to the right one.
2. Click on the menu, then go to the “Subscriptions” tab.
3. Choose the DriveEasy by Geico subscription you wish to cancel and tap on the “Cancel Subscription” option.
4. Finish up as directed.

If you have any trouble canceling Geico DriveEasy, you can call the company directly.

The Final Word On Geico DriveEasy

Now that we have covered everything in our Geico DriveEasy review, you can get started on finding savings today. Before you switch to Geico DriveEasy, however, compare rates from local car insurance companies for free with our comparison tool below.

Other companies also offer some of the best usage-based car insurance, so you have many options besides Geico DriveEasy. Comparison shopping is a great way to get valuable coverage but will also allow you to find competitive rates. Enter your ZIP code to get started.