Best GMC Sierra 2500HD Car Insurance Quotes (2024)
Average GMC Sierra 2500HD insurance cost $1,592 a year, or around $133 a month. This is about $73 more than the average vehicle. Mature drivers with good driving records may find rates as low as $936 a year.
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Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,592 a year or $133 each month
- A liability-only policy costs around $638 a year or $53 each month
- Highest rates are for teenage drivers at around $5,819 a year or $485 each month
- Good drivers can save as much as $656 a year by earning policy discounts
- GMC Sierra 2500HD insurance costs around $73 more per year than the average vehicle
GMC Sierra 2500HD insurance rates cost about $73 more a year than the average vehicle with full coverage costing around $1,592 a year or $133 a month. Teens have the highest rates at around $5,819 a year or $485 a month for their car insurance as they’re considered to be high-risk drivers.
Good drivers can save up to $656 a year in policy discounts. Let’s take a closer look at GMC Sierra 2500HD insurance rates, safety features, and more.
You can start comparing quotes for GMC Sierra 2500HD car insurance rates from some of the best car insurance companies by using our free online tool now.
GMC Sierra 2500HD Insurance Cost
The average GMC Sierra 2500HD car insurance rates are $1,592 a year or $133 a month.
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Are GMC Sierra 2500HDs Expensive to Insure?
The chart below details how GMC Sierra 2500HD insurance rates compare to other trucks like the Dodge Ram, Toyota Tundra, and GMC Sierra.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| GMC Sierra | $336 | $594 | $372 | $1,460 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| Chevrolet Silverado 3500HD | $404 | $656 | $420 | $1,660 |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
What Impacts the Cost of GMC Sierra 2500HD Insurance?
The GMC Sierra 2500HD trim and model you choose can impact the total price you will pay for GMC Sierra 2500HD insurance coverage.
Age of the Vehicle
The average GMC Sierra 2500HD car insurance rates are higher for newer models. For example, car insurance for a 2020 GMC Sierra 2500HD costs $1,592, while 2010 GMC Sierra 2500HD insurance costs are $1,302, a difference of $290.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| 2019 GMC Sierra 2500HD | $320 | $630 | $440 | $1,570 |
| 2018 GMC Sierra 2500HD | $306 | $626 | $450 | $1,562 |
| 2017 GMC Sierra 2500HD | $296 | $610 | $470 | $1,556 |
| 2016 GMC Sierra 2500HD | $286 | $586 | $486 | $1,538 |
| 2015 GMC Sierra 2500HD | $270 | $564 | $500 | $1,514 |
| 2014 GMC Sierra 2500HD | $260 | $524 | $510 | $1,474 |
| 2013 GMC Sierra 2500HD | $250 | $494 | $514 | $1,438 |
| 2012 GMC Sierra 2500HD | $240 | $442 | $520 | $1,382 |
| 2011 GMC Sierra 2500HD | $224 | $408 | $520 | $1,332 |
| 2010 GMC Sierra 2500HD | $216 | $382 | $524 | $1,302 |
Driver Age
Driver age can have a significant impact on GMC Sierra 2500HD auto insurance rates. For instance, a 30-year-old driver may pay $70 more each year for GMC Sierra 2500HD auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on GMC Sierra 2500HD insurance rates. For example, drivers in Houston may pay $1,174 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of GMC Sierra 2500HD auto insurance. Teens and drivers in their 20’s see sees the highest jump in their GMC Sierra 2500HD car insurance with violations on their driving record.
GMC Sierra 2500HD Safety Features
GMC Sierra 2500HD safety features can lower the cost of your insurance. The safety features for the 2020 GMC Sierra 2500HD include:
- Front and rear park assist
- GMs rear camera mirror
- Blind-spot monitors
- Rear cross-traffic alerts
- Forward-collision warnings with automatic emergency braking
- Lane-departure warnings
GMC Sierra 2500HD Finance and Insurance Cost
If you are financing a GMC Sierra 2500HD, you will pay more if you purchase GMC Sierra 2500HD auto insurance at the dealership, so be sure to shop around and compare GMC Sierra 2500HD auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on GMC Sierra 2500HD Insurance
Drivers can end up saving more money on their GMC Sierra 2500HD car insurance rates by employing any one of the following strategies.
- Compare GMC Sierra 2500HD Quotes Online
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
- Compare GMC Sierra 2500HD Quotes for Free Online
- Don’t Skimp On GMC Sierra 2500HD Liability Coverage
- Check the Odometer on Your GMC Sierra 2500HD
Top GMC Sierra 2500HD Insurance Companies
Who is the top car insurance company for GMC Sierra 2500HD insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Sierra 2500HD auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Sierra 2500HD offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free GMC Sierra 2500HD Insurance Quotes Online
To start comparing GMC Sierra 2500HD car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
What factors affect my car insurance rates for a GMC Sierra 2500HD?
Factors that can affect your car insurance rates for a GMC Sierra 2500HD include your driving record, location, age, gender, marital status, credit score, and the level of coverage you choose.
What level of coverage do I need for my GMC Sierra 2500HD?
The level of coverage you need for your GMC Sierra 2500HD will depend on your specific needs and budget. However, most states require drivers to have a minimum amount of liability coverage.
Can I get specialized insurance for my GMC Sierra 2500HD?
Yes, some insurance companies offer specialized coverage for GMC Sierra 2500HDs. This can include coverage for modifications or upgrades made to the vehicle.
Can I get insurance for my GMC Sierra 2500HD if I have a bad driving record?
Yes, you can still get insurance for your GMC Sierra 2500HD if you have a bad driving record. However, you may have to pay higher premiums.
How can I lower my insurance rates for my GMC Sierra 2500HD?
You can lower your insurance rates for your GMC Sierra 2500HD by maintaining a good driving record, choosing a higher deductible, and taking advantage of discounts offered by your insurance company.
Can I get insurance for my GMC Sierra 2500HD if it’s a leased vehicle?
Yes, you can still get insurance for your GMC Sierra 2500HD if it’s a leased vehicle. However, you may need to carry additional coverage to meet the requirements of your lease agreement.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.