Best GMC Yukon XL Car Insurance Quotes (2024)
Your GMC Yukon XL insurance costs will average at $121 per month, but you can find cheap GMC Yukon XL insurance quotes by maintaining your vehicle and your driving record. Take advantage of GMC Yukon XL safety features to get car insurance discounts on your GMC Yukon XL insurance rates.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,454 a year or $121 each month
- A liability-only policy costs around $583 a year or $49 each month
- Highest rates are for teenage drivers at around $5,314 a year or $443 each month
- Good drivers can save as much as $599 a year by earning policy discounts
- GMC Yukon XL insurance costs around $65 less per year than the average vehicle
GMC Yukon XL insurance rates will be around $65 less yearly than the average vehicle, with full coverage costing around $1,454 a year or $121 a month. The highest rates are for teen drivers who are considered high risk, at $5,314 a year or $443 a month.
Good drivers can get discounts up to $599 a year for remaining safe and claim-free. Let’s take a look at GMC Yukon XL insurance rates, crash test ratings, and more.
You can start comparing quotes for GMC Yukon XL car insurance rates from some of the best car insurance companies by using our free online tool now.
GMC Yukon XL Insurance Cost
The average GMC Yukon XL auto insurance rates are $1,454 a year or $121 a month.
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Are GMC Yukon XLs Expensive to Insure?
The chart below details how GMC Yukon XL insurance rates compare to other SUVs like the GMC Yukon, Lexus LX 570, and Toyota Highlander.
Read more: Best Lexus Car Insurance Quotes
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| Toyota Highlander | $332 | $512 | $390 | $1,392 |
| Volvo XC60 | $306 | $536 | $338 | $1,316 |
| Mazda CX-9 | $332 | $542 | $390 | $1,422 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
What Impacts the Cost of GMC Yukon XL Insurance?
The GMC Yukon XL trim and model you choose will affect the total price you will pay for GMC Yukon XL insurance coverage.
Age of the Vehicle
Older GMC Yukon XL models generally cost less to insure. For example, auto insurance for a 2020 GMC Yukon XL costs $1,454, while 2010 GMC Yukon XL insurance costs are $1,184, a difference of $270.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| 2019 GMC Yukon XL | $346 | $542 | $390 | $1,436 |
| 2018 GMC Yukon XL | $332 | $536 | $398 | $1,424 |
| 2017 GMC Yukon XL | $320 | $524 | $416 | $1,418 |
| 2016 GMC Yukon XL | $310 | $502 | $430 | $1,400 |
| 2015 GMC Yukon XL | $292 | $484 | $442 | $1,376 |
| 2014 GMC Yukon XL | $282 | $450 | $452 | $1,342 |
| 2013 GMC Yukon XL | $270 | $424 | $456 | $1,308 |
| 2012 GMC Yukon XL | $258 | $380 | $460 | $1,256 |
| 2011 GMC Yukon XL | $242 | $350 | $460 | $1,210 |
| 2010 GMC Yukon XL | $234 | $328 | $464 | $1,184 |
Driver Age
Driver age can have a significant impact on GMC Yukon XL auto insurance rates. For example, 20-year-old drivers pay approximately $1,778 more each year for their GMC Yukon XL auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on GMC Yukon XL insurance rates. For example, drivers in New York may pay $887 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of GMC Yukon XL auto insurance. Teens and drivers in their 20’s see the highest jump in their GMC Yukon XL auto insurance rates with violations on their driving record.
GMC Yukon XL Safety Ratings
Your GMC Yukon XL auto insurance rates are influenced by the GMC Yukon XL’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
GMC Yukon XL Crash Test Ratings
Poor GMC Yukon XL crash test ratings could mean higher GMC Yukon XL car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 GMC Yukon XL SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 GMC Yukon XL SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
GMC Yukon XL Safety Features
The more safety features you have on your GMC Yukon XL, the more likely it is that you can earn a discount. The GMC Yukon XL’s safety features include:
- Electronic stability control and traction control – StabiliTrak
- Lane keep assist with lane departure warning
- Hill-start assist
- Front and rear park assist
- Automatic emergency braking
GMC Yukon XL Insurance Loss Probability
The GMC Yukon XL’s insurance loss probability varies for each form of coverage. The lower percentage means lower GMC Yukon XL auto insurance rates; higher percentages mean higher GMC Yukon XL car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 11% |
|---|---|
| Property Damage | -1% |
| Comprehensive | 37% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
GMC Yukon XL Finance and Insurance Cost
If you are financing a GMC Yukon XL, you will pay more if you purchase GMC Yukon XL auto insurance at the dealership, so be sure to shop around and compare GMC Yukon XL auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on GMC Yukon XL Insurance
There are several ways you can save even more on your GMC Yukon XL car insurance rates. Take a look at the following five tips:
- Compare GMC Yukon XL Quotes Online
- Ask About Loyalty Discounts
- Buy An Older GMC Yukon XL
- Ask Your Insurance Company About GMC Yukon XL Discounts
- Start Searching for New GMC Yukon XL Car Insurance a Month Before Your Renewal
Top GMC Yukon XL Insurance Companies
Who is the top auto insurance company for GMC Yukon XL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Yukon XL auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Yukon XL offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free GMC Yukon XL Insurance Quotes Online
To start comparing GMC Yukon XL car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
What factors affect the cost of car insurance for a GMC Yukon XL?
Several factors can impact the cost of car insurance for a GMC Yukon XL, including the driver’s age, driving record, location, coverage limits, and deductibles. Additionally, the year and model of the GMC Yukon XL can also impact the cost of insurance.
What type of coverage do I need for my GMC Yukon XL?
The type of coverage you need for your GMC Yukon XL depends on your individual needs and preferences. Most states require liability insurance, which covers damages to other people’s property and injuries they sustain in an accident you cause. Comprehensive and collision coverage are optional but can provide additional protection for your own vehicle.
How can I find the best car insurance quotes for my GMC Yukon XL?
To find the best car insurance quotes for your GMC Yukon XL, it’s essential to shop around and compare quotes from multiple insurers. You can start by researching insurers online or contacting an independent insurance agent who can help you find the best coverage and rates.
What discounts are available for GMC Yukon XL car insurance?
Many insurers offer discounts for GMC Yukon XL car insurance, such as multi-car discounts, safe driver discounts, and discounts for installing safety features like anti-theft devices and driver-assistance technology.
What should I do if I’m involved in an accident with my GMC Yukon XL?
If you’re involved in an accident with your GMC Yukon XL, the first priority is to ensure the safety of all involved parties. Then, exchange insurance and contact information with the other driver and take photos of the accident scene. Finally, notify your insurance company and file a claim as soon as possible.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.