Haulers Insurance Company Review & Complaints (2024)
Haulers Insurance Company both personal and commercial Haulers auto insurance policies. Our Haulers insurance review finds no online option for Haulers insurance quotes, but the Haulers insurance page on the Better Business Bureau website shows an A+ Haulers insurance rating and accredited status since 2007. They don't have much of an online presence, so you may have to get in touch with a live agent for more details.
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Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
UPDATED: Sep 26, 2023
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Tennessee-based Hauler’s Insurance Company, Inc. (HICI) specializes in personal and commercial auto insurance. They sell their products through agents across seven mostly Southern states.
What is Haulers Insurance?
HICI was founded in 1986 and has its headquarters in Columbia, TN. In 2008 the company was acquired by Shelter Insurance Group and now operates as a subsidiary. Hauler’s products are available in Tennessee, Georgia, Alabama, Indiana, Missouri, South Carolina, and Virginia.
Products are sold only through local independent agents, with 700 insurance agents offering Hauler’s products in the seven states where they are licensed. The company’s business is clearly very agent-oriented, with a very basic and dated website that provides little to no information about the company or its products.
HICI sells only auto insurance, and no other products are mentioned on the website. Should you be on the hunt for an insurance policy, it can be said that you’ll find protection through HICI, but not what types. Most traditional companies on the market offer standard collision coverage, liability, and comprehensive coverage for various types of vehicles, while others may supply more extensive policy options. There isn’t enough information to currently state what HICI offers.
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Is HICI auto insurance any good?
As previously mentioned, HICI has a very bare-bones website. The website does not offer information about their auto insurance coverages and products at all.
The only information given is that both personal and commercial auto is offered. Visitors to the website can use an agent locator in order to contact someone for information on products. It is very clear from the website setup that HICI does not see much of its business come in via online searches. If you’re in a rush to insure your vehicle, this may or may not deter you from pursuing a business relationship with them.
Are the company’s rates competitive?
Not at all surprising given the lack of any product information is the lack of online quoting. Customers will need to contact a local agent in order to obtain rate quotes.
Small companies operating through local agents rarely compete with the rates of major direct buy companies like GEICO; instead they often rely on reputation and customer service to provide value to customers. There are certainly risks involved when doing this, but hopefully it works out for both the company and the consumer in the end.
Haulers Insurance Claims Process
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
Haulers Insurance Company offers multiple options for filing insurance claims to ensure a hassle-free experience for their policyholders. You can file a claim with Haulers Insurance through their toll-free claim reporting line.
While it’s not explicitly mentioned whether this line is staffed 24/7, the presence of a dedicated toll-free line for claims questions suggests that the reporting line may be accessible around the clock. However, it’s essential to verify this information with the company.
Average Claim Processing Time
Unfortunately, the provided information does not include specific details about the average claim processing time for Haulers Insurance. To get a better understanding of their claim processing efficiency, you may need to contact the company directly or consult their official resources.
Customer Feedback on Claim Resolutions and Payouts
Haulers Insurance has garnered a generally positive reputation when it comes to claim resolutions and payouts. The company holds an A+ rating with the Better Business Bureau (BBB) and has been accredited since 2007.
Additionally, there have been only nine complaints filed against them in the past three years, indicating a relatively low number of dissatisfied customers.
However, it’s worth noting that some negative reviews on Google mention difficulties in contacting the company and issues with claims. For a comprehensive understanding of customer experiences, it’s advisable to explore more consumer feedback and conduct thorough research.
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Digital and Technological Features of Haulers Insurance
Mobile App Features and Functionality
The information provided does not mention specific details about Haulers Insurance’s mobile app features and functionality. To assess the digital capabilities of the company, you may want to explore their official website or contact them directly for information on their mobile app and its offerings.
Online Account Management Capabilities
Haulers Insurance offers customers the convenience of online account management. Policyholders can log into their accounts on the company’s website, allowing them to access various self-service features and resources.
While the details of these online account management capabilities are not explicitly mentioned, it’s common for such features to include policy document access, billing and payment options, and the ability to update personal information.
Digital Tools and Resources
The content does not provide specific information regarding the digital tools and resources offered by Haulers Insurance. To gain a better understanding of the digital resources available to policyholders, you can visit the company’s official website or reach out to their customer support for comprehensive information on the digital tools they provide to enhance the customer experience.
Are the ratings and consumer reviews about the company positive?
Haulers Insurance has an A+ rating with the Better Business Bureau (BBB) at the time of this review, and it has been accredited since 2007. We found a total of nine complaints on file in the past three years, which is low for a reasonably sized regional company. Two complaints were closed in the past 12 months.
We found eight reviews on Google for the company, with an overall rating of 2.8 stars. The negative claims cite difficulty contacting the company and claims issues. Of the positive reviews, one is from an employee and the others do not provide any solid information.
What’s the bottom line?
Overall, there is not enough information available in regards to HICI to form a clear opinion. This company may appeal to those who prefer to work with an agent and like a smaller, regional insurance company. It is clear from the limitations of the company website that this is the way they prefer to bring in business as well, which might make them a good match for the right customer.
However at the moment, it’s unclear what type of coverage they offer aside from it being auto related.
Should you choose to go with a small company, you’re going to miss out on being able to take advantage of online operations, and you’ll have to work closer with agents. Some drivers like this, because it gives them a closer relationship with their provider. It all depends on what type of consumer-business relationship you’re after, and if they’ll be able to provide you with coverage to let you drive the road with peace and confidence.
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Frequently Asked Questions
Why is Haulers Insurance important?
Haulers Insurance is important because it provides protection against various risks and liabilities associated with the transportation of goods, such as accidents, theft, damage, and third-party claims.
Are there different types of Haulers Insurance policies available?
Yes, there are different types of Haulers Insurance policies available to cater to the specific needs of different hauling businesses, such as motor truck cargo insurance, non-trucking liability insurance, and physical damage coverage.
Who needs Haulers Insurance?
Anyone involved in the business of hauling goods, whether it’s a small-scale independent trucking operation or a large logistics company, can benefit from having Haulers Insurance.
What is physical damage coverage?
Physical damage coverage is a type of Haulers Insurance that provides coverage for the repair or replacement of the insured vehicle in case of damage caused by accidents, vandalism, or other covered events.
How are premiums determined for Haulers Insurance?
Premiums for Haulers Insurance are typically determined based on various factors, including the type of hauling business, the value of the cargo being transported, the driving records of the insured individuals, and the coverage limits desired.
Can Haulers Insurance be customized to fit specific needs?
Yes, Haulers Insurance can often be customized to fit the specific needs of the hauling business. Insurance providers may offer various coverage options and limits that can be tailored to the individual requirements of the insured.
Are you looking for free insurance quotes?
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Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.