How can I cancel my car insurance policy with American Family Insurance?

When you need to make alterations to your policy, you may want to read an expert guide on how to change car insurance and get more information about cancellation.

You may also ask: “How can I cancel my car insurance policy with American Family Insurance?” We understand your need for clarity, so we explored your options for canceling American Family car insurance below.

Easy Ways to Cancel Your Car Insurance Policy With American Family

You can cancel your car insurance policy with American Family Insurance in two ways. The easiest way is to call an agent using the company’s toll-free number during business hours. Alternatively, you can always send a letter to the company’s mailing address, but this will take more time to process.

What You Need to Cancel American Family Car Insurance

Before you get in touch with an agent, ensure you have all your information on hand. You need to provide them with your name, address, date of birth, driver’s license, policy number, and preferred cancellation date.

In addition, an agent may ask for information about your replacement insurance if you intend to keep the vehicle. Some states require insurance companies to tell the DMV when you cancel insurance, and you may have a hard time finding affordable car insurance if you don’t have another policy lined up.

Read More: What is the process for transferring car insurance to a new car?

How to Avoid a Lapse in Coverage

It’s best to get replacement coverage in place before you cancel your American Family Insurance policy. Be sure the policy meets your state car insurance requirements, as it is illegal in most states to drive without insurance, and you could face financial and criminal consequences.

In addition, some insurance companies use any lapse in coverage as a rating factor, so you may have to pay more for your insurance in this situation. Learn more about what happens if you let your car insurance policy lapse.

Qualifying for a Refund When You Cancel American Family Car Insurance

Whether you get a refund or not will depend on the terms of your policy and if you paid your annual premiums in full. You should check with your agent or the company for full details on your case. You should also check with your agent to see if there is a cancellation fee, as this may not be applicable in your case.

How to Save Money on Car Insurance Before Canceling

If you’re wondering if you’re paying too much for insurance, review your existing coverage and read our expert guide to cheap car insurance to decide whether your policy needs alterations.

For example, you can remove a driver from your policy if they no longer use your vehicle or reside in the same household. Or you may decide to remove comprehensive or collision coverage, as these are typically optional.

However, if you lease a car from a finance company, this company may require you to maintain full coverage car insurance with American Family. If so, start comparing insurance quotes online to find more affordable coverage before you cancel American Family insurance.

It’s Simple to Cancel Your Car Insurance With American Family Insurance

If you want to cancel your car insurance policy with American Family Insurance, you can do this in two ways. You can send a letter to the company’s mailing address or call an agent via the toll-free number during business hours.

Be prepared to give them all the information, and it’s best to have replacement insurance ready to avoid a lapse in coverage.